F.N.B. Corp Cash Flow Quality Index

Latest as of June 2026: 1.73x

F.N.B. Corp cash flow quality index. F.N.B. Corp (FNB) has a Cash Flow Quality Index of 1.73x as of June 2026. Operating cash flow of $258.00 Million exceeds net income of $149.00 Million, indicating high earnings quality where cash backs reported profits. See FNB free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.73x
Operating CF / Net Income

Operating Cash Flow

$258.00 Million
USD

Net Income

$149.00 Million
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of F.N.B. Corp (1990–2025)

Cash flow quality index of F.N.B. Corp from 1990 to 2025. Historical Cash Flow Quality Index for F.N.B. Corp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore FNB cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

F.N.B. Corp Cash Flow Quality Index by Year (1990–2025)

F.N.B. Corp cash flow quality index by year from 1990 to 2025. Year-by-year earnings quality comparison for F.N.B. Corp. For the full cash flow conversion analysis, see F.N.B. Corp cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.85x $482.00 Million $565.00 Million ▼ -38.2%
2024 1.38x $642.00 Million $465.00 Million ▲ +58.3%
2023 0.87x $423.00 Million $485.00 Million ▼ -68.6%
2022 2.77x $1.22 Billion $439.00 Million ▲ +112.0%
2021 1.31x $530.00 Million $405.00 Million ▲ +231.2%
2020 0.40x $113.00 Million $286.00 Million ▼ -41.0%
2019 0.67x $259.00 Million $387.00 Million ▼ -59.1%
2018 1.64x $611.00 Million $373.00 Million ▲ +16.8%
2017 1.40x $279.00 Million $199.00 Million ▼ -18.2%
2016 1.71x $293.00 Million $171.00 Million ▲ +22.4%
2015 1.40x $223.48 Million $159.65 Million ▼ -54.9%
2014 3.10x $446.82 Million $144.05 Million ▲ +5.6%
2013 2.94x $346.09 Million $117.80 Million ▼ -40.4%
2012 4.93x $544.03 Million $110.41 Million ▲ +48.1%
2011 3.33x $289.53 Million $87.05 Million ▲ +52.5%
2010 2.18x $162.82 Million $74.65 Million ▼ -22.6%
2009 2.82x $115.81 Million $41.11 Million ▼ -73.4%
2008 10.59x $376.94 Million $35.59 Million ▲ +639.2%
2007 1.43x $99.83 Million $69.68 Million ▼ -17.2%
2006 1.73x $117.00 Million $67.65 Million ▲ +36.5%
2005 1.27x $70.03 Million $55.26 Million ▼ -25.9%
2004 1.71x $105.62 Million $61.80 Million ▼ -25.2%
2003 2.29x $134.34 Million $58.79 Million ▲ +802.5%
2002 0.25x $16.04 Million $63.34 Million ▼ -87.7%
2001 2.07x $109.47 Million $52.98 Million ▲ +58.9%
2000 1.30x $57.21 Million $43.99 Million ▼ -26.7%
1999 1.77x $71.99 Million $40.58 Million ▲ +387.0%
1998 -0.62x $-20.40 Million $33.00 Million ▼ -143.1%
1997 1.43x $51.90 Million $36.20 Million ▼ -37.8%
1996 2.31x $50.50 Million $21.90 Million ▲ +55.7%
1995 1.48x $26.80 Million $18.10 Million ▲ +1327.8%
1994 0.10x $1.40 Million $13.50 Million ▼ -95.7%
1993 2.41x $25.30 Million $10.50 Million ▲ +28.0%
1992 1.88x $12.80 Million $6.80 Million ▼ -2.5%
1991 1.93x $19.30 Million $10.00 Million ▲ +55.4%
1990 1.24x $11.30 Million $9.10 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.