F.N.B. Corp (FNB) — Cash Flow Quality Index
F.N.B. Corp (FNB) has a Cash Flow Quality Index of 1.10x as of March 2026. Operating cash flow of $151.00 Million exceeds net income of $137.00 Million, indicating high earnings quality where cash backs reported profits. Explore FNB long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
F.N.B. Corp Cash Flow Quality Index (1990–2025)
Historical Cash Flow Quality Index for F.N.B. Corp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FNB intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for F.N.B. Corp (1990–2025)
Year-by-year earnings quality comparison for F.N.B. Corp. For live market cap and the full company financial profile, see F.N.B. Corp (FNB) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.85x | $482.00 Million | $565.39 Million | ▼ -38.3% |
| 2024 | 1.38x | $642.00 Million | $465.00 Million | ▲ +58.3% |
| 2023 | 0.87x | $423.00 Million | $485.00 Million | ▼ -68.6% |
| 2022 | 2.77x | $1.22 Billion | $439.00 Million | ▲ +112.0% |
| 2021 | 1.31x | $530.00 Million | $405.00 Million | ▲ +231.2% |
| 2020 | 0.40x | $113.00 Million | $286.00 Million | ▼ -41.0% |
| 2019 | 0.67x | $259.00 Million | $387.00 Million | ▼ -59.1% |
| 2018 | 1.64x | $611.00 Million | $373.00 Million | ▲ +16.8% |
| 2017 | 1.40x | $279.00 Million | $199.00 Million | ▼ -18.2% |
| 2016 | 1.71x | $293.00 Million | $171.00 Million | ▲ +22.4% |
| 2015 | 1.40x | $223.48 Million | $159.65 Million | ▼ -54.9% |
| 2014 | 3.10x | $446.82 Million | $144.05 Million | ▲ +5.6% |
| 2013 | 2.94x | $346.09 Million | $117.80 Million | ▼ -40.4% |
| 2012 | 4.93x | $544.03 Million | $110.41 Million | ▲ +48.1% |
| 2011 | 3.33x | $289.53 Million | $87.05 Million | ▲ +52.5% |
| 2010 | 2.18x | $162.82 Million | $74.65 Million | ▼ -22.6% |
| 2009 | 2.82x | $115.81 Million | $41.11 Million | ▼ -73.4% |
| 2008 | 10.59x | $376.94 Million | $35.59 Million | ▲ +639.2% |
| 2007 | 1.43x | $99.83 Million | $69.68 Million | ▼ -17.2% |
| 2006 | 1.73x | $117.00 Million | $67.65 Million | ▲ +36.5% |
| 2005 | 1.27x | $70.03 Million | $55.26 Million | ▼ -25.9% |
| 2004 | 1.71x | $105.62 Million | $61.80 Million | ▼ -25.2% |
| 2003 | 2.29x | $134.34 Million | $58.79 Million | ▲ +802.5% |
| 2002 | 0.25x | $16.04 Million | $63.34 Million | ▼ -87.7% |
| 2001 | 2.07x | $109.47 Million | $52.98 Million | ▲ +58.9% |
| 2000 | 1.30x | $57.21 Million | $43.99 Million | ▼ -26.7% |
| 1999 | 1.77x | $71.99 Million | $40.58 Million | ▲ +387.0% |
| 1998 | -0.62x | $-20.40 Million | $33.00 Million | ▼ -143.1% |
| 1997 | 1.43x | $51.90 Million | $36.20 Million | ▼ -37.8% |
| 1996 | 2.31x | $50.50 Million | $21.90 Million | ▲ +55.7% |
| 1995 | 1.48x | $26.80 Million | $18.10 Million | ▲ +1327.8% |
| 1994 | 0.10x | $1.40 Million | $13.50 Million | ▼ -95.7% |
| 1993 | 2.41x | $25.30 Million | $10.50 Million | ▲ +28.0% |
| 1992 | 1.88x | $12.80 Million | $6.80 Million | ▼ -2.5% |
| 1991 | 1.93x | $19.30 Million | $10.00 Million | ▲ +55.4% |
| 1990 | 1.24x | $11.30 Million | $9.10 Million | — |