F.N.B. Corp (FNB) — Defensive Interval Ratio
F.N.B. Corp (FNB) has a Defensive Interval Ratio of 452 days as of June 2026. Defensive assets of $3.32 Billion (cash $-, short-term investments $3.18 Billion, receivables $136.00 Million) cover 452 days of daily cash needs of $7.35 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
F.N.B. Corp Defensive Interval Ratio (2000–2025)
This chart shows how F.N.B. Corp's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 452 days, meaning defensive assets of $3.32 Billion can fund 452 days of operations without new revenue. For the complete balance sheet picture, see F.N.B. Corp total assets.
Annual Defensive Interval Ratio for F.N.B. Corp (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for F.N.B. Corp from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See F.N.B. Corp (FNB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 341 days | $38.06 Billion | $111.72 Million/day | $- | $3.73 Billion | ▲ +305 days |
| 2024 | 35 days | $3.72 Billion | $104.73 Million/day | $- | $2.98 Billion | ▼ -2 days |
| 2023 | 38 days | $3.83 Billion | $101.65 Million/day | $- | $3.25 Billion | ▼ -1 days |
| 2022 | 38 days | $3.78 Billion | $98.68 Million/day | $- | $3.27 Billion | ▼ -5 days |
| 2021 | 43 days | $3.91 Billion | $90.77 Million/day | $- | $3.43 Billion | ▼ -4 days |
| 2020 | 47 days | $3.93 Billion | $84.40 Million/day | $- | $3.46 Billion | ▼ -2 days |
| 2019 | 49 days | $3.72 Billion | $76.42 Million/day | $- | $3.29 Billion | ▼ -1 days |
| 2018 | 49 days | $3.71 Billion | $75.26 Million/day | $- | $3.34 Billion | ▲ +7 days |
| 2017 | 43 days | $3.03 Billion | $71.07 Million/day | $- | $2.76 Billion | ▼ -5 days |
| 2016 | 48 days | $2.43 Billion | $50.52 Million/day | $- | $2.23 Billion | ▲ +2 days |
| 2015 | 46 days | $1.84 Billion | $39.86 Million/day | $- | $1.63 Billion | ▼ -1 days |
| 2014 | 47 days | $1.71 Billion | $36.42 Million/day | $- | $1.53 Billion | ▲ +5 days |
| 2013 | 42 days | $1.30 Billion | $30.99 Million/day | $- | $1.14 Billion | ▼ -5 days |
| 2012 | 47 days | $1.30 Billion | $27.48 Million/day | $- | $1.17 Billion | ▲ +13 days |
| 2011 | 34 days | $751.37 Million | $21.94 Million/day | $- | $640.57 Million | ▼ -2 days |
| 2010 | 36 days | $738.12 Million | $20.27 Million/day | $- | $738.12 Million | ▼ -1 days |
| 2009 | 37 days | $715.35 Million | $19.31 Million/day | $- | $715.35 Million | ▲ +11 days |
| 2008 | 26 days | $482.27 Million | $18.22 Million/day | $- | $482.27 Million | ▼ -1 days |
| 2007 | 27 days | $358.42 Million | $13.28 Million/day | $- | $358.42 Million | ▲ +7 days |
| 2006 | 20 days | $258.28 Million | $12.98 Million/day | $- | $258.28 Million | ▼ -7 days |
| 2005 | 27 days | $323.29 Million | $12.03 Million/day | $- | $323.29 Million | ▼ -24 days |
| 2004 | 51 days | $555.70 Million | $10.94 Million/day | $- | $555.70 Million | ▲ +50 days |
| 2003 | 1 days | $7.15 Million | $10.06 Million/day | $- | $7.15 Million | ▼ 0 days |
| 2002 | 1 days | $12.76 Million | $16.28 Million/day | $- | $12.76 Million | ▲ +0 days |
| 2001 | 1 days | $7.87 Million | $15.00 Million/day | $- | $7.87 Million | ▼ -3 days |
| 2000 | 4 days | $37.80 Million | $9.64 Million/day | $- | $37.80 Million | — |