F.N.B. Corp (FNB) — Defensive Interval Ratio
F.N.B. Corp (FNB) has a Defensive Interval Ratio of 341 days as of December 2025. Defensive assets of $38.06 Billion (cash $-, short-term investments $3.73 Billion, receivables $34.34 Billion) cover 341 days of daily cash needs of $111.72 Million/day. Check F.N.B. Corp tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
F.N.B. Corp Defensive Interval Ratio (2000–2025)
This chart shows how F.N.B. Corp's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 341 days, meaning defensive assets of $38.06 Billion can fund 341 days of operations without new revenue. Also explore how fast is F.N.B. Corp growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for F.N.B. Corp (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for F.N.B. Corp from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of F.N.B. Corp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 341 days | $38.06 Billion | $111.72 Million/day | $- | $3.73 Billion | ▲ +305 days |
| 2024 | 35 days | $3.72 Billion | $104.73 Million/day | $- | $2.98 Billion | ▼ -2 days |
| 2023 | 38 days | $3.83 Billion | $101.65 Million/day | $- | $3.25 Billion | ▼ -1 days |
| 2022 | 38 days | $3.78 Billion | $98.68 Million/day | $- | $3.27 Billion | ▼ -5 days |
| 2021 | 43 days | $3.91 Billion | $90.77 Million/day | $- | $3.43 Billion | ▼ -4 days |
| 2020 | 47 days | $3.93 Billion | $84.40 Million/day | $- | $3.46 Billion | ▼ -2 days |
| 2019 | 49 days | $3.72 Billion | $76.42 Million/day | $- | $3.29 Billion | ▼ -1 days |
| 2018 | 49 days | $3.71 Billion | $75.26 Million/day | $- | $3.34 Billion | ▲ +7 days |
| 2017 | 43 days | $3.03 Billion | $71.07 Million/day | $- | $2.76 Billion | ▼ -5 days |
| 2016 | 48 days | $2.43 Billion | $50.52 Million/day | $- | $2.23 Billion | ▲ +2 days |
| 2015 | 46 days | $1.84 Billion | $39.86 Million/day | $- | $1.63 Billion | ▼ -1 days |
| 2014 | 47 days | $1.71 Billion | $36.42 Million/day | $- | $1.53 Billion | ▲ +5 days |
| 2013 | 42 days | $1.30 Billion | $30.99 Million/day | $- | $1.14 Billion | ▼ -5 days |
| 2012 | 47 days | $1.30 Billion | $27.48 Million/day | $- | $1.17 Billion | ▲ +13 days |
| 2011 | 34 days | $751.37 Million | $21.94 Million/day | $- | $640.57 Million | ▼ -2 days |
| 2010 | 36 days | $738.12 Million | $20.27 Million/day | $- | $738.12 Million | ▼ -1 days |
| 2009 | 37 days | $715.35 Million | $19.31 Million/day | $- | $715.35 Million | ▲ +11 days |
| 2008 | 26 days | $482.27 Million | $18.22 Million/day | $- | $482.27 Million | ▼ -1 days |
| 2007 | 27 days | $358.42 Million | $13.28 Million/day | $- | $358.42 Million | ▲ +7 days |
| 2006 | 20 days | $258.28 Million | $12.98 Million/day | $- | $258.28 Million | ▼ -7 days |
| 2005 | 27 days | $323.29 Million | $12.03 Million/day | $- | $323.29 Million | ▼ -24 days |
| 2004 | 51 days | $555.70 Million | $10.94 Million/day | $- | $555.70 Million | ▲ +50 days |
| 2003 | 1 days | $7.15 Million | $10.06 Million/day | $- | $7.15 Million | ▼ 0 days |
| 2002 | 1 days | $12.76 Million | $16.28 Million/day | $- | $12.76 Million | ▲ +0 days |
| 2001 | 1 days | $7.87 Million | $15.00 Million/day | $- | $7.87 Million | ▼ -3 days |
| 2000 | 4 days | $37.80 Million | $9.64 Million/day | $- | $37.80 Million | — |