F.N.B. Corp (FNB) — Free Cash Flow Generation Index

Latest as of March 2026: 0.88x

F.N.B. Corp (FNB) has a Free Cash Flow Generation Index of 0.88x as of March 2026. Free cash flow of $133.00 Million represents 1% of operating cash flow ($151.00 Million). Read F.N.B. Corp (FNB) financial obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

0.88x
Free Cash Flow / Operating CF

Free Cash Flow

$133.00 Million
USD

Operating Cash Flow

$151.00 Million
USD

Capital Expenditures

$18.00 Million
USD

F.N.B. Corp Free Cash Flow Generation Index (1990–2025)

Historical FCF Generation Index trend for F.N.B. Corp across 35 annual periods. Explore F.N.B. Corp capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for F.N.B. Corp (1990–2025)

Year-by-year Free Cash Flow Generation Index for F.N.B. Corp. For the full company profile including market capitalisation, see F.N.B. Corp (FNB) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.78x $376.00 Million $482.00 Million $106.00 Million ▼ -0.4%
2024 0.78x $503.00 Million $642.00 Million $139.00 Million ▼ -1.1%
2023 0.79x $335.00 Million $423.00 Million $88.00 Million ▼ -14.1%
2022 0.92x $1.12 Billion $1.22 Billion $95.00 Million ▲ +3.5%
2021 0.89x $472.00 Million $530.00 Million $58.00 Million ▲ +39.8%
2020 0.64x $72.00 Million $113.00 Million $41.00 Million ▼ -22.5%
2019 0.82x $213.00 Million $259.00 Million $46.00 Million ▼ -12.8%
2018 0.94x $576.00 Million $611.00 Million $35.00 Million ▲ +18.5%
2017 0.80x $222.00 Million $279.00 Million $57.00 Million ▲ +0.1%
2016 0.80x $233.00 Million $293.00 Million $60.00 Million ▼ -16.9%
2015 0.96x $213.76 Million $223.48 Million $9.72 Million ▲ +0.2%
2014 0.95x $426.58 Million $446.82 Million $20.24 Million ▼ -0.2%
2013 0.96x $331.21 Million $346.09 Million $14.88 Million ▼ -2.0%
2012 0.98x $531.25 Million $544.03 Million $12.78 Million ▲ +3.8%
2011 0.94x $272.42 Million $289.53 Million $17.11 Million ▲ +0.1%
2010 0.94x $153.01 Million $162.82 Million $9.81 Million ▲ +0.9%
2009 0.93x $107.81 Million $115.81 Million $8.00 Million ▼ -3.3%
2008 0.96x $362.74 Million $376.94 Million $14.19 Million ▼ -1.0%
2007 0.97x $97.06 Million $99.83 Million $2.76 Million ▲ +0.9%
2006 0.96x $112.77 Million $117.00 Million $4.22 Million ▲ +4.9%
2005 0.92x $64.35 Million $70.03 Million $5.68 Million ▼ -7.1%
2004 0.99x $104.52 Million $105.62 Million $1.11 Million ▲ +11.9%
2003 0.88x $118.79 Million $134.34 Million $15.54 Million ▲ +1266.2%
2002 -0.08x $-1.22 Million $16.04 Million $17.25 Million ▼ -109.4%
2001 0.81x $88.34 Million $109.47 Million $21.13 Million ▲ +8.8%
2000 0.74x $42.44 Million $57.21 Million $14.76 Million ▲ +2.3%
1999 0.73x $52.22 Million $71.99 Million $19.77 Million ▲ +15.8%
1997 0.63x $32.50 Million $51.90 Million $19.40 Million ▼ -15.7%
1996 0.74x $37.50 Million $50.50 Million $13.00 Million ▼ -18.8%
1995 0.91x $24.50 Million $26.80 Million $2.30 Million ▲ +260.0%
1994 -0.57x $-800.00K $1.40 Million $2.20 Million ▼ -163.1%
1993 0.91x $22.90 Million $25.30 Million $2.40 Million ▲ +41.3%
1992 0.64x $8.20 Million $12.80 Million $4.60 Million ▼ -29.7%
1991 0.91x $17.60 Million $19.30 Million $1.70 Million ▲ +17.1%
1990 0.78x $8.80 Million $11.30 Million $2.50 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).