F.N.B. Corp (FNB) — Free Cash Flow Generation Index
Latest as of March 2026:
0.88x
F.N.B. Corp (FNB) has a Free Cash Flow Generation Index of 0.88x as of March 2026. Free cash flow of $133.00 Million represents 1% of operating cash flow ($151.00 Million). See working capital position of F.N.B. Corp to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
0.88x
Free Cash Flow / Operating CF
Free Cash Flow
$133.00 Million
USD
Operating Cash Flow
$151.00 Million
USD
Capital Expenditures
$18.00 Million
USD
F.N.B. Corp Free Cash Flow Generation Index (1990–2025)
Historical FCF Generation Index trend for F.N.B. Corp across 35 annual periods. Explore F.N.B. Corp debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for F.N.B. Corp (1990–2025)
Year-by-year Free Cash Flow Generation Index for F.N.B. Corp. For the full company profile including market capitalisation, see market cap of F.N.B. Corp.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.78x | $376.00 Million | $482.00 Million | $106.00 Million | ▼ -0.4% |
| 2024 | 0.78x | $503.00 Million | $642.00 Million | $139.00 Million | ▼ -1.1% |
| 2023 | 0.79x | $335.00 Million | $423.00 Million | $88.00 Million | ▼ -14.1% |
| 2022 | 0.92x | $1.12 Billion | $1.22 Billion | $95.00 Million | ▲ +3.5% |
| 2021 | 0.89x | $472.00 Million | $530.00 Million | $58.00 Million | ▲ +39.8% |
| 2020 | 0.64x | $72.00 Million | $113.00 Million | $41.00 Million | ▼ -22.5% |
| 2019 | 0.82x | $213.00 Million | $259.00 Million | $46.00 Million | ▼ -12.8% |
| 2018 | 0.94x | $576.00 Million | $611.00 Million | $35.00 Million | ▲ +18.5% |
| 2017 | 0.80x | $222.00 Million | $279.00 Million | $57.00 Million | ▲ +0.1% |
| 2016 | 0.80x | $233.00 Million | $293.00 Million | $60.00 Million | ▼ -16.9% |
| 2015 | 0.96x | $213.76 Million | $223.48 Million | $9.72 Million | ▲ +0.2% |
| 2014 | 0.95x | $426.58 Million | $446.82 Million | $20.24 Million | ▼ -0.2% |
| 2013 | 0.96x | $331.21 Million | $346.09 Million | $14.88 Million | ▼ -2.0% |
| 2012 | 0.98x | $531.25 Million | $544.03 Million | $12.78 Million | ▲ +3.8% |
| 2011 | 0.94x | $272.42 Million | $289.53 Million | $17.11 Million | ▲ +0.1% |
| 2010 | 0.94x | $153.01 Million | $162.82 Million | $9.81 Million | ▲ +0.9% |
| 2009 | 0.93x | $107.81 Million | $115.81 Million | $8.00 Million | ▼ -3.3% |
| 2008 | 0.96x | $362.74 Million | $376.94 Million | $14.19 Million | ▼ -1.0% |
| 2007 | 0.97x | $97.06 Million | $99.83 Million | $2.76 Million | ▲ +0.9% |
| 2006 | 0.96x | $112.77 Million | $117.00 Million | $4.22 Million | ▲ +4.9% |
| 2005 | 0.92x | $64.35 Million | $70.03 Million | $5.68 Million | ▼ -7.1% |
| 2004 | 0.99x | $104.52 Million | $105.62 Million | $1.11 Million | ▲ +11.9% |
| 2003 | 0.88x | $118.79 Million | $134.34 Million | $15.54 Million | ▲ +1266.2% |
| 2002 | -0.08x | $-1.22 Million | $16.04 Million | $17.25 Million | ▼ -109.4% |
| 2001 | 0.81x | $88.34 Million | $109.47 Million | $21.13 Million | ▲ +8.8% |
| 2000 | 0.74x | $42.44 Million | $57.21 Million | $14.76 Million | ▲ +2.3% |
| 1999 | 0.73x | $52.22 Million | $71.99 Million | $19.77 Million | ▲ +15.8% |
| 1997 | 0.63x | $32.50 Million | $51.90 Million | $19.40 Million | ▼ -15.7% |
| 1996 | 0.74x | $37.50 Million | $50.50 Million | $13.00 Million | ▼ -18.8% |
| 1995 | 0.91x | $24.50 Million | $26.80 Million | $2.30 Million | ▲ +260.0% |
| 1994 | -0.57x | $-800.00K | $1.40 Million | $2.20 Million | ▼ -163.1% |
| 1993 | 0.91x | $22.90 Million | $25.30 Million | $2.40 Million | ▲ +41.3% |
| 1992 | 0.64x | $8.20 Million | $12.80 Million | $4.60 Million | ▼ -29.7% |
| 1991 | 0.91x | $17.60 Million | $19.30 Million | $1.70 Million | ▲ +17.1% |
| 1990 | 0.78x | $8.80 Million | $11.30 Million | $2.50 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).