F.N.B. Corp (FNB) — Free Cash Flow Generation Index
F.N.B. Corp (FNB) has a Free Cash Flow Generation Index of 0.93x as of June 2026. Free cash flow of $241.00 Million represents 1% of operating cash flow ($258.00 Million). Explore F.N.B. Corp capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
F.N.B. Corp Free Cash Flow Generation Index (1990–2025)
Historical FCF Generation Index trend for F.N.B. Corp across 35 annual periods. For the full cash flow conversion analysis, see F.N.B. Corp (FNB) cash conversion ratio.
Annual Free Cash Flow Generation for F.N.B. Corp (1990–2025)
Year-by-year Free Cash Flow Generation Index for F.N.B. Corp. Check F.N.B. Corp (FNB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.78x | $376.00 Million | $482.00 Million | $106.00 Million | ▼ -0.4% |
| 2024 | 0.78x | $503.00 Million | $642.00 Million | $139.00 Million | ▼ -1.1% |
| 2023 | 0.79x | $335.00 Million | $423.00 Million | $88.00 Million | ▼ -14.1% |
| 2022 | 0.92x | $1.12 Billion | $1.22 Billion | $95.00 Million | ▲ +3.5% |
| 2021 | 0.89x | $472.00 Million | $530.00 Million | $58.00 Million | ▲ +39.8% |
| 2020 | 0.64x | $72.00 Million | $113.00 Million | $41.00 Million | ▼ -22.5% |
| 2019 | 0.82x | $213.00 Million | $259.00 Million | $46.00 Million | ▼ -12.8% |
| 2018 | 0.94x | $576.00 Million | $611.00 Million | $35.00 Million | ▲ +18.5% |
| 2017 | 0.80x | $222.00 Million | $279.00 Million | $57.00 Million | ▲ +0.1% |
| 2016 | 0.80x | $233.00 Million | $293.00 Million | $60.00 Million | ▼ -16.9% |
| 2015 | 0.96x | $213.76 Million | $223.48 Million | $9.72 Million | ▲ +0.2% |
| 2014 | 0.95x | $426.58 Million | $446.82 Million | $20.24 Million | ▼ -0.2% |
| 2013 | 0.96x | $331.21 Million | $346.09 Million | $14.88 Million | ▼ -2.0% |
| 2012 | 0.98x | $531.25 Million | $544.03 Million | $12.78 Million | ▲ +3.8% |
| 2011 | 0.94x | $272.42 Million | $289.53 Million | $17.11 Million | ▲ +0.1% |
| 2010 | 0.94x | $153.01 Million | $162.82 Million | $9.81 Million | ▲ +0.9% |
| 2009 | 0.93x | $107.81 Million | $115.81 Million | $8.00 Million | ▼ -3.3% |
| 2008 | 0.96x | $362.74 Million | $376.94 Million | $14.19 Million | ▼ -1.0% |
| 2007 | 0.97x | $97.06 Million | $99.83 Million | $2.76 Million | ▲ +0.9% |
| 2006 | 0.96x | $112.77 Million | $117.00 Million | $4.22 Million | ▲ +4.9% |
| 2005 | 0.92x | $64.35 Million | $70.03 Million | $5.68 Million | ▼ -7.1% |
| 2004 | 0.99x | $104.52 Million | $105.62 Million | $1.11 Million | ▲ +11.9% |
| 2003 | 0.88x | $118.79 Million | $134.34 Million | $15.54 Million | ▲ +1266.2% |
| 2002 | -0.08x | $-1.22 Million | $16.04 Million | $17.25 Million | ▼ -109.4% |
| 2001 | 0.81x | $88.34 Million | $109.47 Million | $21.13 Million | ▲ +8.8% |
| 2000 | 0.74x | $42.44 Million | $57.21 Million | $14.76 Million | ▲ +2.3% |
| 1999 | 0.73x | $52.22 Million | $71.99 Million | $19.77 Million | ▲ +15.8% |
| 1997 | 0.63x | $32.50 Million | $51.90 Million | $19.40 Million | ▼ -15.7% |
| 1996 | 0.74x | $37.50 Million | $50.50 Million | $13.00 Million | ▼ -18.8% |
| 1995 | 0.91x | $24.50 Million | $26.80 Million | $2.30 Million | ▲ +260.0% |
| 1994 | -0.57x | $-800.00K | $1.40 Million | $2.20 Million | ▼ -163.1% |
| 1993 | 0.91x | $22.90 Million | $25.30 Million | $2.40 Million | ▲ +41.3% |
| 1992 | 0.64x | $8.20 Million | $12.80 Million | $4.60 Million | ▼ -29.7% |
| 1991 | 0.91x | $17.60 Million | $19.30 Million | $1.70 Million | ▲ +17.1% |
| 1990 | 0.78x | $8.80 Million | $11.30 Million | $2.50 Million | — |