F.N.B. Corp (FNB) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.30x

F.N.B. Corp (FNB) has a Cash Flow Reinvestment Rate of 0.30x as of June 2026, reinvesting $78.00 Million (capex $17.00 Million plus investments $-61.00 Million) from operating cash flow of $258.00 Million. See F.N.B. Corp free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.30x
(Capex + Investments) / Operating CF

Total Reinvested

$78.00 Million
Capex + Investments

Operating Cash Flow

$258.00 Million
USD

Capital Expenditures

$17.00 Million
USD

F.N.B. Corp Cash Flow Reinvestment Rate (1990–2025)

Historical reinvestment intensity for F.N.B. Corp across 35 annual periods. For the full cash flow conversion analysis, see F.N.B. Corp cash flow conversion.

Annual Cash Flow Reinvestment Rate for F.N.B. Corp (1990–2025)

Year-by-year capital reinvestment analysis for F.N.B. Corp. See financial flexibility index of F.N.B. Corp to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.81x $391.00 Million $482.00 Million $106.00 Million ▼ -71.7%
2024 2.87x $1.84 Billion $642.00 Million $139.00 Million ▼ -50.5%
2023 5.80x $2.45 Billion $423.00 Million $88.00 Million ▲ +1615.1%
2022 0.34x $412.00 Million $1.22 Billion $95.00 Million ▼ -74.8%
2021 1.34x $711.00 Million $530.00 Million $58.00 Million ▼ -53.6%
2020 2.89x $327.00 Million $113.00 Million $41.00 Million ▼ -45.8%
2019 5.34x $1.38 Billion $259.00 Million $46.00 Million ▲ +59.0%
2018 3.36x $2.05 Billion $611.00 Million $35.00 Million ▼ -44.1%
2017 6.01x $1.68 Billion $279.00 Million $57.00 Million ▲ +18.2%
2016 5.08x $1.49 Billion $293.00 Million $60.00 Million ▼ -11.7%
2015 5.76x $1.29 Billion $223.48 Million $9.72 Million ▲ +41.4%
2014 4.07x $1.82 Billion $446.82 Million $20.24 Million ▲ +81.7%
2013 2.24x $776.03 Million $346.09 Million $14.88 Million ▲ +22.9%
2012 1.83x $992.90 Million $544.03 Million $12.78 Million ▲ +2987.4%
2011 0.06x $17.11 Million $289.53 Million $17.11 Million ▼ -98.1%
2010 3.14x $510.93 Million $162.82 Million $9.81 Million ▲ +4444.2%
2009 0.07x $8.00 Million $115.81 Million $8.00 Million ▲ +83.4%
2008 0.04x $14.19 Million $376.94 Million $14.19 Million ▲ +36.1%
2007 0.03x $2.76 Million $99.83 Million $2.76 Million ▼ -23.4%
2006 0.04x $4.22 Million $117.00 Million $4.22 Million ▼ -55.5%
2005 0.08x $5.68 Million $70.03 Million $5.68 Million ▲ +674.2%
2004 0.01x $1.11 Million $105.62 Million $1.11 Million ▼ -91.0%
2003 0.12x $15.54 Million $134.34 Million $15.54 Million ▼ -89.2%
2002 1.08x $17.25 Million $16.04 Million $17.25 Million ▲ +457.3%
2001 0.19x $21.13 Million $109.47 Million $21.13 Million ▼ -25.2%
2000 0.26x $14.76 Million $57.21 Million $14.76 Million ▼ -6.0%
1999 0.27x $19.77 Million $71.99 Million $19.77 Million ▼ -26.5%
1997 0.37x $19.40 Million $51.90 Million $19.40 Million ▲ +45.2%
1996 0.26x $13.00 Million $50.50 Million $13.00 Million ▲ +200.0%
1995 0.09x $2.30 Million $26.80 Million $2.30 Million ▼ -94.5%
1994 1.57x $2.20 Million $1.40 Million $2.20 Million ▲ +1556.5%
1993 0.09x $2.40 Million $25.30 Million $2.40 Million ▼ -73.6%
1992 0.36x $4.60 Million $12.80 Million $4.60 Million ▲ +308.0%
1991 0.09x $1.70 Million $19.30 Million $1.70 Million ▼ -60.2%
1990 0.22x $2.50 Million $11.30 Million $2.50 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow