F.N.B. Corp Financial Flexibility Index
F.N.B. Corp financial flexibility index. F.N.B. Corp (FNB) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $275.00 Million (operating CF $258.00 Million minus capex $17.00 Million) represents 0% of total liabilities ($44.16 Billion). See F.N.B. Corp (FNB) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of F.N.B. Corp (1990–2025)
Financial flexibility index of F.N.B. Corp from 1990 to 2025. Historical Financial Flexibility Index trend for F.N.B. Corp across 36 annual periods. Check FNB operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
F.N.B. Corp Financial Flexibility Index by Year (1990–2025)
F.N.B. Corp financial flexibility index by year from 1990 to 2025. Year-by-year free cash flow to debt coverage for F.N.B. Corp. For the full cash flow conversion analysis, see FNB operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $588.00 Million | $482.00 Million | $43.47 Billion | ▼ -26.7% |
| 2024 | 0.02x | $781.00 Million | $642.00 Million | $42.32 Billion | ▲ +44.8% |
| 2023 | 0.01x | $511.00 Million | $423.00 Million | $40.11 Billion | ▼ -63.1% |
| 2022 | 0.03x | $1.31 Billion | $1.22 Billion | $38.07 Billion | ▲ +101.5% |
| 2021 | 0.02x | $588.00 Million | $530.00 Million | $34.36 Billion | ▲ +260.0% |
| 2020 | 0.00x | $154.00 Million | $113.00 Million | $32.40 Billion | ▼ -53.7% |
| 2019 | 0.01x | $305.00 Million | $259.00 Million | $29.73 Billion | ▼ -54.8% |
| 2018 | 0.02x | $646.00 Million | $611.00 Million | $28.49 Billion | ▲ +82.2% |
| 2017 | 0.01x | $336.00 Million | $279.00 Million | $27.01 Billion | ▼ -32.1% |
| 2016 | 0.02x | $353.00 Million | $293.00 Million | $19.27 Billion | ▲ +21.4% |
| 2015 | 0.02x | $233.20 Million | $223.48 Million | $15.46 Billion | ▼ -54.4% |
| 2014 | 0.03x | $467.06 Million | $446.82 Million | $14.11 Billion | ▲ +8.1% |
| 2013 | 0.03x | $360.98 Million | $346.09 Million | $11.79 Billion | ▼ -41.6% |
| 2012 | 0.05x | $556.81 Million | $544.03 Million | $10.62 Billion | ▲ +46.6% |
| 2011 | 0.04x | $306.64 Million | $289.53 Million | $8.58 Billion | ▲ +63.5% |
| 2010 | 0.02x | $172.63 Million | $162.82 Million | $7.89 Billion | ▲ +35.4% |
| 2009 | 0.02x | $123.80 Million | $115.81 Million | $7.67 Billion | ▼ -69.3% |
| 2008 | 0.05x | $391.13 Million | $376.94 Million | $7.44 Billion | ▲ +184.1% |
| 2007 | 0.02x | $102.59 Million | $99.83 Million | $5.54 Billion | ▼ -16.5% |
| 2006 | 0.02x | $121.22 Million | $117.00 Million | $5.47 Billion | ▲ +49.7% |
| 2005 | 0.01x | $75.71 Million | $70.03 Million | $5.11 Billion | ▼ -34.8% |
| 2004 | 0.02x | $106.73 Million | $105.62 Million | $4.70 Billion | ▲ +16.6% |
| 2003 | 0.02x | $149.88 Million | $134.34 Million | $7.70 Billion | ▲ +279.5% |
| 2002 | 0.01x | $33.29 Million | $16.04 Million | $6.49 Billion | ▼ -76.8% |
| 2001 | 0.02x | $130.60 Million | $109.47 Million | $5.92 Billion | ▲ +14.0% |
| 2000 | 0.02x | $71.97 Million | $57.21 Million | $3.72 Billion | ▼ -27.9% |
| 1999 | 0.03x | $91.76 Million | $71.99 Million | $3.42 Billion | ▲ +1648.6% |
| 1998 | 0.00x | $4.80 Million | $-20.40 Million | $3.12 Billion | ▼ -94.2% |
| 1997 | 0.03x | $71.30 Million | $51.90 Million | $2.71 Billion | ▼ -8.0% |
| 1996 | 0.03x | $63.50 Million | $50.50 Million | $2.22 Billion | ▲ +53.7% |
| 1995 | 0.02x | $29.10 Million | $26.80 Million | $1.56 Billion | ▲ +706.7% |
| 1994 | 0.00x | $3.60 Million | $1.40 Million | $1.56 Billion | ▼ -86.9% |
| 1993 | 0.02x | $27.70 Million | $25.30 Million | $1.57 Billion | ▲ +60.8% |
| 1992 | 0.01x | $17.40 Million | $12.80 Million | $1.59 Billion | ▼ -33.1% |
| 1991 | 0.02x | $21.00 Million | $19.30 Million | $1.28 Billion | ▲ +32.5% |
| 1990 | 0.01x | $13.80 Million | $11.30 Million | $1.12 Billion | — |