F.N.B. Corp (FNB) — Financial Flexibility Index
F.N.B. Corp (FNB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $169.00 Million (operating CF $151.00 Million minus capex $18.00 Million) represents 0% of total liabilities ($43.83 Billion). Check FNB PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
F.N.B. Corp Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for F.N.B. Corp across 36 annual periods. See FNB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for F.N.B. Corp (1990–2025)
Year-by-year free cash flow to debt coverage for F.N.B. Corp. For the full company profile including market capitalisation, see market value of F.N.B. Corp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $588.00 Million | $482.00 Million | $43.47 Billion | ▼ -26.7% |
| 2024 | 0.02x | $781.00 Million | $642.00 Million | $42.32 Billion | ▲ +44.8% |
| 2023 | 0.01x | $511.00 Million | $423.00 Million | $40.11 Billion | ▼ -63.1% |
| 2022 | 0.03x | $1.31 Billion | $1.22 Billion | $38.07 Billion | ▲ +101.5% |
| 2021 | 0.02x | $588.00 Million | $530.00 Million | $34.36 Billion | ▲ +260.0% |
| 2020 | 0.00x | $154.00 Million | $113.00 Million | $32.40 Billion | ▼ -53.7% |
| 2019 | 0.01x | $305.00 Million | $259.00 Million | $29.73 Billion | ▼ -54.8% |
| 2018 | 0.02x | $646.00 Million | $611.00 Million | $28.49 Billion | ▲ +82.2% |
| 2017 | 0.01x | $336.00 Million | $279.00 Million | $27.01 Billion | ▼ -32.1% |
| 2016 | 0.02x | $353.00 Million | $293.00 Million | $19.27 Billion | ▲ +21.4% |
| 2015 | 0.02x | $233.20 Million | $223.48 Million | $15.46 Billion | ▼ -54.4% |
| 2014 | 0.03x | $467.06 Million | $446.82 Million | $14.11 Billion | ▲ +8.1% |
| 2013 | 0.03x | $360.98 Million | $346.09 Million | $11.79 Billion | ▼ -41.6% |
| 2012 | 0.05x | $556.81 Million | $544.03 Million | $10.62 Billion | ▲ +46.6% |
| 2011 | 0.04x | $306.64 Million | $289.53 Million | $8.58 Billion | ▲ +63.5% |
| 2010 | 0.02x | $172.63 Million | $162.82 Million | $7.89 Billion | ▲ +35.4% |
| 2009 | 0.02x | $123.80 Million | $115.81 Million | $7.67 Billion | ▼ -69.3% |
| 2008 | 0.05x | $391.13 Million | $376.94 Million | $7.44 Billion | ▲ +184.1% |
| 2007 | 0.02x | $102.59 Million | $99.83 Million | $5.54 Billion | ▼ -16.5% |
| 2006 | 0.02x | $121.22 Million | $117.00 Million | $5.47 Billion | ▲ +49.7% |
| 2005 | 0.01x | $75.71 Million | $70.03 Million | $5.11 Billion | ▼ -34.8% |
| 2004 | 0.02x | $106.73 Million | $105.62 Million | $4.70 Billion | ▲ +16.6% |
| 2003 | 0.02x | $149.88 Million | $134.34 Million | $7.70 Billion | ▲ +279.5% |
| 2002 | 0.01x | $33.29 Million | $16.04 Million | $6.49 Billion | ▼ -76.8% |
| 2001 | 0.02x | $130.60 Million | $109.47 Million | $5.92 Billion | ▲ +14.0% |
| 2000 | 0.02x | $71.97 Million | $57.21 Million | $3.72 Billion | ▼ -27.9% |
| 1999 | 0.03x | $91.76 Million | $71.99 Million | $3.42 Billion | ▲ +1648.6% |
| 1998 | 0.00x | $4.80 Million | $-20.40 Million | $3.12 Billion | ▼ -94.2% |
| 1997 | 0.03x | $71.30 Million | $51.90 Million | $2.71 Billion | ▼ -8.0% |
| 1996 | 0.03x | $63.50 Million | $50.50 Million | $2.22 Billion | ▲ +53.7% |
| 1995 | 0.02x | $29.10 Million | $26.80 Million | $1.56 Billion | ▲ +706.7% |
| 1994 | 0.00x | $3.60 Million | $1.40 Million | $1.56 Billion | ▼ -86.9% |
| 1993 | 0.02x | $27.70 Million | $25.30 Million | $1.57 Billion | ▲ +60.8% |
| 1992 | 0.01x | $17.40 Million | $12.80 Million | $1.59 Billion | ▼ -33.1% |
| 1991 | 0.02x | $21.00 Million | $19.30 Million | $1.28 Billion | ▲ +32.5% |
| 1990 | 0.01x | $13.80 Million | $11.30 Million | $1.12 Billion | — |