F.N.B. Corp Working Capital to Net Assets Ratio

Latest as of June 2026: -33.0%

F.N.B. Corp working capital to net assets ratio. F.N.B. Corp (FNB) has a Working Capital to Net Assets ratio of -33.0% as of June 2026. Working capital of $-2.25 Billion (current assets of $426.00 Million minus current liabilities of $2.68 Billion) is measured against net assets of $6.84 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check F.N.B. Corp tangible equity quality to evaluate the tangible quality of the company's equity base.

WC/NA Ratio

-33.0%
Working Capital / Net Assets

Working Capital

$-2.25 Billion
USD

Current Assets

$426.00 Million
USD

Current Liabilities

$2.68 Billion
USD

Working Capital to Net Assets Ratio of F.N.B. Corp (1990–2025)

Working capital to net assets ratio of F.N.B. Corp from 1990 to 2025. This chart shows how F.N.B. Corp's Working Capital to Net Assets ratio has evolved across 36 annual periods from 1990 to 2025. As of June 2026, the ratio stands at -33.0%, reflecting working capital of $-2.25 Billion against net assets of $6.84 Billion USD. See FNB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

F.N.B. Corp Working Capital to Net Assets Ratio by Year (1990–2025)

F.N.B. Corp working capital to net assets ratio by year from 1990 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for F.N.B. Corp from 1990 to 2025, covering 36 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see FNB total assets.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2025 4.5% $302.00 Million $6.76 Billion $41.08 Billion $40.78 Billion ▲ +513.7 pp
2024 -509.2% $-32.09 Billion $6.30 Billion $6.14 Billion $38.23 Billion ▲ +14.7 pp
2023 -523.9% $-31.70 Billion $6.05 Billion $5.41 Billion $37.10 Billion ▲ +16.7 pp
2022 -540.6% $-30.56 Billion $5.65 Billion $5.45 Billion $36.02 Billion ▼ -41.3 pp
2021 -499.4% $-25.72 Billion $5.15 Billion $7.41 Billion $33.13 Billion ▲ +14.7 pp
2020 -514.0% $-25.49 Billion $4.96 Billion $5.31 Billion $30.80 Billion ▼ -31.3 pp
2019 -482.8% $-23.57 Billion $4.88 Billion $4.32 Billion $27.89 Billion ▲ +22.2 pp
2018 -505.0% $-23.27 Billion $4.61 Billion $4.20 Billion $27.47 Billion ▲ +3.7 pp
2017 -508.7% $-22.43 Billion $4.41 Billion $3.51 Billion $25.94 Billion ▲ +99.5 pp
2016 -608.2% $-15.64 Billion $2.57 Billion $2.80 Billion $18.44 Billion ▼ -25.1 pp
2015 -583.2% $-12.22 Billion $2.10 Billion $2.32 Billion $14.55 Billion ▼ -24.4 pp
2014 -558.8% $-11.30 Billion $2.02 Billion $2.00 Billion $13.29 Billion ▼ -6.7 pp
2013 -552.0% $-9.80 Billion $1.77 Billion $1.51 Billion $11.31 Billion ▲ +53.4 pp
2012 -605.4% $-8.49 Billion $1.40 Billion $1.54 Billion $10.03 Billion ▼ -23.2 pp
2011 -582.2% $-7.05 Billion $1.21 Billion $960.32 Million $8.01 Billion ▲ +99.5 pp
2010 -681.7% $-7.27 Billion $1.07 Billion $131.57 Million $7.40 Billion ▼ -35.8 pp
2009 -645.9% $-6.74 Billion $1.04 Billion $310.55 Million $7.05 Billion ▲ +53.7 pp
2008 -699.7% $-6.48 Billion $925.98 Million $172.20 Million $6.65 Billion ▲ +166.8 pp
2007 -866.5% $-4.72 Billion $544.36 Million $130.72 Million $4.85 Billion ▼ -8.1 pp
2006 -858.4% $-4.61 Billion $537.37 Million $123.83 Million $4.74 Billion ▲ +34.0 pp
2005 -892.4% $-4.26 Billion $477.20 Million $132.23 Million $4.39 Billion ▲ +307.6 pp
2004 -1200.1% $-3.89 Billion $324.10 Million $103.76 Million $3.99 Billion ▼ -612.5 pp
2003 -587.6% $-3.57 Billion $606.91 Million $106.31 Million $3.67 Billion ▲ +363.2 pp
2002 -950.8% $-5.69 Billion $598.60 Million $250.58 Million $5.94 Billion ▼ -38.1 pp
2001 -912.7% $-5.22 Billion $572.41 Million $250.49 Million $5.47 Billion ▲ +79.7 pp
2000 -992.4% $-3.37 Billion $339.64 Million $149.39 Million $3.52 Billion ▲ +64.1 pp
1999 -1056.5% $-3.07 Billion $290.30 Million $174.70 Million $3.24 Billion ▼ -41.8 pp
1998 -1014.7% $-2.86 Billion $282.10 Million $139.00 Million $3.00 Billion ▼ -61.0 pp
1997 -953.7% $-2.48 Billion $260.30 Million $111.90 Million $2.59 Billion ▲ +58.5 pp
1996 -1012.2% $-2.02 Billion $199.30 Million $108.80 Million $2.13 Billion ▼ -15.0 pp
1995 -997.2% $-1.43 Billion $143.90 Million $62.40 Million $1.50 Billion ▲ +133.6 pp
1994 -1130.7% $-1.43 Billion $126.60 Million $63.30 Million $1.49 Billion ▲ +130.7 pp
1993 -1261.4% $-1.46 Billion $115.60 Million $66.10 Million $1.52 Billion ▲ +96.6 pp
1992 -1358.0% $-1.47 Billion $108.20 Million $67.80 Million $1.54 Billion ▼ -91.8 pp
1991 -1266.2% $-1.19 Billion $93.80 Million $58.30 Million $1.25 Billion ▲ +59.7 pp
1990 -1325.9% $-1.04 Billion $78.30 Million $52.40 Million $1.09 Billion —
pp = percentage points