Hartford Financial Services Group (HIG) — Cash Flow Quality Index
Hartford Financial Services Group (HIG) has a Cash Flow Quality Index of 0.92x as of June 2026. Operating cash flow of $1.19 Billion is below net income of $1.30 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Hartford Financial Services Group debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hartford Financial Services Group Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for Hartford Financial Services Group across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Hartford Financial Services Group.
Annual Cash Flow Quality Index for Hartford Financial Services Group (1995–2025)
Year-by-year earnings quality comparison for Hartford Financial Services Group.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.54x | $5.92 Billion | $3.84 Billion | ▼ -18.7% |
| 2024 | 1.90x | $5.91 Billion | $3.11 Billion | ▲ +12.7% |
| 2023 | 1.69x | $4.22 Billion | $2.50 Billion | ▼ -23.7% |
| 2022 | 2.21x | $4.01 Billion | $1.81 Billion | ▲ +27.6% |
| 2021 | 1.73x | $4.09 Billion | $2.37 Billion | ▼ -22.3% |
| 2020 | 2.23x | $3.87 Billion | $1.74 Billion | ▲ +33.2% |
| 2019 | 1.67x | $3.49 Billion | $2.08 Billion | ▲ +6.4% |
| 2018 | 1.57x | $2.84 Billion | $1.81 Billion | ▼ -31.8% |
| 2016 | 2.31x | $2.07 Billion | $896.00 Million | ▲ +40.7% |
| 2015 | 1.64x | $2.76 Billion | $1.68 Billion | ▼ -30.7% |
| 2014 | 2.36x | $1.89 Billion | $798.00 Million | ▼ -66.4% |
| 2013 | 7.03x | $1.24 Billion | $176.00 Million | ▲ +120.1% |
| 2011 | 3.19x | $2.27 Billion | $712.00 Million | ▲ +68.3% |
| 2010 | 1.90x | $3.31 Billion | $1.74 Billion | ▼ -6.6% |
| 2007 | 2.03x | $5.99 Billion | $2.95 Billion | ▼ -1.1% |
| 2006 | 2.05x | $5.64 Billion | $2.75 Billion | ▲ +25.2% |
| 2005 | 1.64x | $3.73 Billion | $2.27 Billion | ▲ +31.8% |
| 2004 | 1.25x | $2.63 Billion | $2.12 Billion | ▼ -53.0% |
| 2002 | 2.65x | $2.65 Billion | $1.00 Billion | ▼ -41.7% |
| 2001 | 4.54x | $2.30 Billion | $507.00 Million | ▲ +88.3% |
| 2000 | 2.41x | $2.35 Billion | $974.00 Million | ▲ +133.4% |
| 1999 | 1.03x | $891.00 Million | $862.00 Million | ▲ +15.7% |
| 1998 | 0.89x | $907.00 Million | $1.01 Billion | ▼ -41.8% |
| 1997 | 1.54x | $2.04 Billion | $1.33 Billion | ▼ -21.1% |
| 1995 | 1.95x | $1.09 Billion | $562.00 Million | — |