Hartford Financial Services Group (HIG) — Cash Flow-to-Debt Ratio
Hartford Financial Services Group (HIG) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of $1.19 Billion could theoretically repay 0% of its total liabilities ($68.35 Billion) in one year. See HIG financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Hartford Financial Services Group Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Hartford Financial Services Group across 31 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Hartford Financial Services Group.
Annual Cash Flow-to-Debt Ratio for Hartford Financial Services Group (1995–2025)
Year-by-year debt coverage analysis for Hartford Financial Services Group. Check earnings quality score of Hartford Financial Services Group to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $5.92 Billion | $67.02 Billion | ▼ -3.6% |
| 2024 | 0.09x | $5.91 Billion | $64.47 Billion | ▲ +19.0% |
| 2023 | 0.08x | $4.22 Billion | $54.77 Billion | ▲ +14.2% |
| 2022 | 0.07x | $4.01 Billion | $59.39 Billion | ▼ -3.2% |
| 2021 | 0.07x | $4.09 Billion | $58.73 Billion | ▲ +0.0% |
| 2020 | 0.07x | $3.87 Billion | $55.55 Billion | ▲ +8.9% |
| 2019 | 0.06x | $3.49 Billion | $54.55 Billion | ▲ +10.7% |
| 2018 | 0.06x | $2.84 Billion | $49.21 Billion | ▲ +459.7% |
| 2017 | 0.01x | $2.19 Billion | $211.77 Billion | ▲ +3.2% |
| 2016 | 0.01x | $2.07 Billion | $206.53 Billion | ▼ -23.5% |
| 2015 | 0.01x | $2.76 Billion | $210.71 Billion | ▲ +56.9% |
| 2014 | 0.01x | $1.89 Billion | $226.29 Billion | ▲ +74.5% |
| 2013 | 0.00x | $1.24 Billion | $258.98 Billion | ▼ -50.8% |
| 2012 | 0.01x | $2.68 Billion | $276.07 Billion | ▲ +20.1% |
| 2011 | 0.01x | $2.27 Billion | $281.12 Billion | ▼ -27.1% |
| 2010 | 0.01x | $3.31 Billion | $298.04 Billion | ▼ -5.5% |
| 2009 | 0.01x | $2.97 Billion | $253.18 Billion | ▼ -32.7% |
| 2008 | 0.02x | $4.19 Billion | $240.31 Billion | ▼ -0.7% |
| 2007 | 0.02x | $5.99 Billion | $341.16 Billion | ▼ -4.1% |
| 2006 | 0.02x | $5.64 Billion | $307.83 Billion | ▲ +32.6% |
| 2005 | 0.01x | $3.73 Billion | $270.23 Billion | ▲ +28.7% |
| 2004 | 0.01x | $2.63 Billion | $245.50 Billion | ▼ -41.0% |
| 2003 | 0.02x | $3.90 Billion | $214.21 Billion | ▲ +17.6% |
| 2002 | 0.02x | $2.65 Billion | $171.31 Billion | ▲ +15.6% |
| 2001 | 0.01x | $2.30 Billion | $172.22 Billion | ▼ -6.6% |
| 2000 | 0.01x | $2.35 Billion | $164.07 Billion | ▲ +159.1% |
| 1999 | 0.01x | $891.00 Million | $161.16 Billion | ▼ -12.4% |
| 1998 | 0.01x | $907.00 Million | $143.74 Billion | ▼ -61.4% |
| 1997 | 0.02x | $2.04 Billion | $125.26 Billion | ▲ +71.3% |
| 1996 | 0.01x | $994.00 Million | $104.32 Billion | ▼ -22.4% |
| 1995 | 0.01x | $1.09 Billion | $89.15 Billion | — |