Hartford Financial Services Group (HIG) — Financial Flexibility Index
Hartford Financial Services Group (HIG) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $1.30 Billion (operating CF $1.19 Billion minus capex $115.00 Million) represents 0% of total liabilities ($68.35 Billion). Check Hartford Financial Services Group total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Hartford Financial Services Group Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Hartford Financial Services Group across 31 annual periods. For the full cash flow conversion analysis, see Hartford Financial Services Group operating cash flow efficiency.
Annual Financial Flexibility Index for Hartford Financial Services Group (1995–2025)
Year-by-year free cash flow to debt coverage for Hartford Financial Services Group. Explore Hartford Financial Services Group debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | $6.09 Billion | $5.92 Billion | $67.02 Billion | ▼ -3.2% |
| 2024 | 0.09x | $6.05 Billion | $5.91 Billion | $64.47 Billion | ▲ +16.0% |
| 2023 | 0.08x | $4.43 Billion | $4.22 Billion | $54.77 Billion | ▲ +15.0% |
| 2022 | 0.07x | $4.18 Billion | $4.01 Billion | $59.39 Billion | ▼ -2.1% |
| 2021 | 0.07x | $4.23 Billion | $4.09 Billion | $58.73 Billion | ▲ +0.3% |
| 2020 | 0.07x | $3.98 Billion | $3.87 Billion | $55.55 Billion | ▲ +8.9% |
| 2019 | 0.07x | $3.59 Billion | $3.49 Billion | $54.55 Billion | ▲ +9.3% |
| 2018 | 0.06x | $2.96 Billion | $2.84 Billion | $49.21 Billion | ▲ +423.8% |
| 2017 | 0.01x | $2.44 Billion | $2.19 Billion | $211.77 Billion | ▲ +3.7% |
| 2016 | 0.01x | $2.29 Billion | $2.07 Billion | $206.53 Billion | ▼ -23.7% |
| 2015 | 0.01x | $3.06 Billion | $2.76 Billion | $210.71 Billion | ▲ +63.9% |
| 2014 | 0.01x | $2.01 Billion | $1.89 Billion | $226.29 Billion | ▲ +53.9% |
| 2013 | 0.01x | $1.49 Billion | $1.24 Billion | $258.98 Billion | ▼ -56.4% |
| 2012 | 0.01x | $3.65 Billion | $2.68 Billion | $276.07 Billion | ▲ +9.8% |
| 2011 | 0.01x | $3.38 Billion | $2.27 Billion | $281.12 Billion | ▼ -24.3% |
| 2010 | 0.02x | $4.73 Billion | $3.31 Billion | $298.04 Billion | ▲ +18.1% |
| 2009 | 0.01x | $3.40 Billion | $2.97 Billion | $253.18 Billion | ▼ -27.8% |
| 2008 | 0.02x | $4.47 Billion | $4.19 Billion | $240.31 Billion | ▲ +1.4% |
| 2007 | 0.02x | $6.27 Billion | $5.99 Billion | $341.16 Billion | ▼ -3.1% |
| 2006 | 0.02x | $5.83 Billion | $5.64 Billion | $307.83 Billion | ▲ +29.9% |
| 2005 | 0.01x | $3.94 Billion | $3.73 Billion | $270.23 Billion | ▲ +27.3% |
| 2004 | 0.01x | $2.81 Billion | $2.63 Billion | $245.50 Billion | ▼ -38.4% |
| 2003 | 0.02x | $3.98 Billion | $3.90 Billion | $214.21 Billion | ▲ +12.3% |
| 2002 | 0.02x | $2.84 Billion | $2.65 Billion | $171.31 Billion | ▲ +13.6% |
| 2001 | 0.01x | $2.51 Billion | $2.30 Billion | $172.22 Billion | ▼ -2.9% |
| 2000 | 0.02x | $2.46 Billion | $2.35 Billion | $164.07 Billion | ▲ +139.5% |
| 1999 | 0.01x | $1.01 Billion | $891.00 Million | $161.16 Billion | ▼ -11.2% |
| 1998 | 0.01x | $1.01 Billion | $907.00 Million | $143.74 Billion | ▼ -58.9% |
| 1997 | 0.02x | $2.15 Billion | $2.04 Billion | $125.26 Billion | ▲ +68.8% |
| 1996 | 0.01x | $1.06 Billion | $994.00 Million | $104.32 Billion | ▼ -22.4% |
| 1995 | 0.01x | $1.17 Billion | $1.09 Billion | $89.15 Billion | — |