Heritage Insurance Hldgs Inc (HRTG) — Cash Flow Quality Index
Heritage Insurance Hldgs Inc (HRTG) has a Cash Flow Quality Index of 2.30x as of June 2026. Operating cash flow of $141.69 Million exceeds net income of $61.71 Million, indicating high earnings quality where cash backs reported profits. Explore HRTG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Heritage Insurance Hldgs Inc Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Heritage Insurance Hldgs Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Heritage Insurance Hldgs Inc generate cash.
Annual Cash Flow Quality Index for Heritage Insurance Hldgs Inc (2013–2025)
Year-by-year earnings quality comparison for Heritage Insurance Hldgs Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.93x | $182.24 Million | $195.59 Million | ▼ -34.2% |
| 2024 | 1.42x | $87.09 Million | $61.54 Million | ▼ -8.9% |
| 2023 | 1.55x | $70.42 Million | $45.31 Million | ▼ -91.5% |
| 2020 | 18.25x | $170.21 Million | $9.33 Million | ▲ +336.8% |
| 2019 | 4.18x | $119.66 Million | $28.64 Million | ▲ +18.9% |
| 2018 | 3.51x | $95.43 Million | $27.16 Million | ▲ +58.4% |
| 2016 | 2.22x | $75.13 Million | $33.87 Million | ▲ +33.4% |
| 2015 | 1.66x | $153.86 Million | $92.51 Million | ▼ -59.7% |
| 2014 | 4.12x | $194.20 Million | $47.10 Million | ▲ +34.3% |
| 2013 | 3.07x | $105.05 Million | $34.21 Million | — |