Heritage Insurance Hldgs Inc (HRTG) — Cash Flow Quality Index
Heritage Insurance Hldgs Inc (HRTG) has a Cash Flow Quality Index of 0.68x as of March 2026. Operating cash flow of $24.86 Million is below net income of $36.48 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore HRTG strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Heritage Insurance Hldgs Inc Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Heritage Insurance Hldgs Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Heritage Insurance Hldgs Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Heritage Insurance Hldgs Inc (2013–2025)
Year-by-year earnings quality comparison for Heritage Insurance Hldgs Inc. For live market cap and the full company financial profile, see Heritage Insurance Hldgs Inc (HRTG) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.93x | $182.24 Million | $195.59 Million | ▼ -34.2% |
| 2024 | 1.42x | $87.09 Million | $61.54 Million | ▼ -8.9% |
| 2023 | 1.55x | $70.42 Million | $45.31 Million | ▼ -91.5% |
| 2020 | 18.25x | $170.21 Million | $9.33 Million | ▲ +336.8% |
| 2019 | 4.18x | $119.66 Million | $28.64 Million | ▲ +18.9% |
| 2018 | 3.51x | $95.43 Million | $27.16 Million | ▲ +58.4% |
| 2016 | 2.22x | $75.13 Million | $33.87 Million | ▲ +33.4% |
| 2015 | 1.66x | $153.86 Million | $92.51 Million | ▼ -59.7% |
| 2014 | 4.12x | $194.20 Million | $47.10 Million | ▲ +34.3% |
| 2013 | 3.07x | $105.05 Million | $34.21 Million | — |