Heritage Insurance Hldgs Inc (HRTG) — Free Cash Flow Generation Index
Heritage Insurance Hldgs Inc (HRTG) has a Free Cash Flow Generation Index of 1.01x as of June 2026. Free cash flow of $143.50 Million represents 1% of operating cash flow ($141.69 Million). Explore HRTG capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Heritage Insurance Hldgs Inc Free Cash Flow Generation Index (2012–2025)
Historical FCF Generation Index trend for Heritage Insurance Hldgs Inc across 13 annual periods. For the full cash flow conversion analysis, see HRTG cash flow conversion.
Annual Free Cash Flow Generation for Heritage Insurance Hldgs Inc (2012–2025)
Year-by-year Free Cash Flow Generation Index for Heritage Insurance Hldgs Inc. Check Heritage Insurance Hldgs Inc (HRTG) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $174.16 Million | $182.24 Million | $8.07 Million | ▲ +5.5% |
| 2024 | 0.91x | $78.86 Million | $87.09 Million | $8.23 Million | ▲ +5.3% |
| 2023 | 0.86x | $60.52 Million | $70.42 Million | $9.89 Million | ▼ -12.6% |
| 2021 | 0.98x | $59.12 Million | $60.13 Million | $1.01 Million | ▼ -1.2% |
| 2020 | 1.00x | $169.46 Million | $170.21 Million | $755.00K | ▲ +3.9% |
| 2019 | 0.96x | $114.67 Million | $119.66 Million | $4.98 Million | ▼ -1.8% |
| 2018 | 0.98x | $93.15 Million | $95.43 Million | $2.28 Million | ▲ +2.8% |
| 2017 | 0.95x | $7.18 Million | $7.57 Million | $385.00K | ▼ -3.0% |
| 2016 | 0.98x | $73.51 Million | $75.13 Million | $1.62 Million | ▼ -1.4% |
| 2015 | 0.99x | $152.69 Million | $153.86 Million | $1.17 Million | ▲ +2.9% |
| 2014 | 0.96x | $187.27 Million | $194.20 Million | $6.93 Million | ▲ +7.6% |
| 2013 | 0.90x | $94.17 Million | $105.05 Million | $10.88 Million | ▼ -10.0% |
| 2012 | 1.00x | $49.27 Million | $49.48 Million | $201.00K | — |