Heritage Insurance Hldgs Inc (HRTG) — Free Cash Flow Generation Index

Latest as of March 2026: 0.93x

Heritage Insurance Hldgs Inc (HRTG) has a Free Cash Flow Generation Index of 0.93x as of March 2026. Free cash flow of $23.05 Million represents 1% of operating cash flow ($24.86 Million). Read HRTG total liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.93x
Free Cash Flow / Operating CF

Free Cash Flow

$23.05 Million
USD

Operating Cash Flow

$24.86 Million
USD

Capital Expenditures

$1.82 Million
USD

Heritage Insurance Hldgs Inc Free Cash Flow Generation Index (2012–2025)

Historical FCF Generation Index trend for Heritage Insurance Hldgs Inc across 13 annual periods. Explore Heritage Insurance Hldgs Inc capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Heritage Insurance Hldgs Inc (2012–2025)

Year-by-year Free Cash Flow Generation Index for Heritage Insurance Hldgs Inc. For the full company profile including market capitalisation, see HRTG market cap.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $174.16 Million $182.24 Million $8.07 Million ▲ +5.5%
2024 0.91x $78.86 Million $87.09 Million $8.23 Million ▲ +5.3%
2023 0.86x $60.52 Million $70.42 Million $9.89 Million ▼ -12.6%
2021 0.98x $59.12 Million $60.13 Million $1.01 Million ▼ -1.2%
2020 1.00x $169.46 Million $170.21 Million $755.00K ▲ +3.9%
2019 0.96x $114.67 Million $119.66 Million $4.98 Million ▼ -1.8%
2018 0.98x $93.15 Million $95.43 Million $2.28 Million ▲ +2.8%
2017 0.95x $7.18 Million $7.57 Million $385.00K ▼ -3.0%
2016 0.98x $73.51 Million $75.13 Million $1.62 Million ▼ -1.4%
2015 0.99x $152.69 Million $153.86 Million $1.17 Million ▲ +2.9%
2014 0.96x $187.27 Million $194.20 Million $6.93 Million ▲ +7.6%
2013 0.90x $94.17 Million $105.05 Million $10.88 Million ▼ -10.0%
2012 1.00x $49.27 Million $49.48 Million $201.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).