Heritage Insurance Hldgs Inc (HRTG) — Free Cash Flow Generation Index

Latest as of March 2026: 0.93x

Heritage Insurance Hldgs Inc (HRTG) has a Free Cash Flow Generation Index of 0.93x as of March 2026. Free cash flow of $23.05 Million represents 1% of operating cash flow ($24.86 Million). See Heritage Insurance Hldgs Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.93x
Free Cash Flow / Operating CF

Free Cash Flow

$23.05 Million
USD

Operating Cash Flow

$24.86 Million
USD

Capital Expenditures

$1.82 Million
USD

Heritage Insurance Hldgs Inc Free Cash Flow Generation Index (2012–2025)

Historical FCF Generation Index trend for Heritage Insurance Hldgs Inc across 13 annual periods. Explore Heritage Insurance Hldgs Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Heritage Insurance Hldgs Inc (2012–2025)

Year-by-year Free Cash Flow Generation Index for Heritage Insurance Hldgs Inc. For the full company profile including market capitalisation, see Heritage Insurance Hldgs Inc (HRTG) market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $174.16 Million $182.24 Million $8.07 Million ▲ +5.5%
2024 0.91x $78.86 Million $87.09 Million $8.23 Million ▲ +5.3%
2023 0.86x $60.52 Million $70.42 Million $9.89 Million ▼ -12.6%
2021 0.98x $59.12 Million $60.13 Million $1.01 Million ▼ -1.2%
2020 1.00x $169.46 Million $170.21 Million $755.00K ▲ +3.9%
2019 0.96x $114.67 Million $119.66 Million $4.98 Million ▼ -1.8%
2018 0.98x $93.15 Million $95.43 Million $2.28 Million ▲ +2.8%
2017 0.95x $7.18 Million $7.57 Million $385.00K ▼ -3.0%
2016 0.98x $73.51 Million $75.13 Million $1.62 Million ▼ -1.4%
2015 0.99x $152.69 Million $153.86 Million $1.17 Million ▲ +2.9%
2014 0.96x $187.27 Million $194.20 Million $6.93 Million ▲ +7.6%
2013 0.90x $94.17 Million $105.05 Million $10.88 Million ▼ -10.0%
2012 1.00x $49.27 Million $49.48 Million $201.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).