Heritage Insurance Hldgs Inc (HRTG) — Financial Flexibility Index
Heritage Insurance Hldgs Inc (HRTG) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $26.68 Million (operating CF $24.86 Million minus capex $1.82 Million) represents 0% of total liabilities ($1.50 Billion). Check Heritage Insurance Hldgs Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Heritage Insurance Hldgs Inc Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Heritage Insurance Hldgs Inc across 14 annual periods. See Heritage Insurance Hldgs Inc (HRTG) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Heritage Insurance Hldgs Inc (2012–2025)
Year-by-year free cash flow to debt coverage for Heritage Insurance Hldgs Inc. For the full company profile including market capitalisation, see Heritage Insurance Hldgs Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | $190.31 Million | $182.24 Million | $1.69 Billion | ▲ +157.2% |
| 2024 | 0.04x | $95.33 Million | $87.09 Million | $2.18 Billion | ▲ +3.5% |
| 2023 | 0.04x | $80.31 Million | $70.42 Million | $1.90 Billion | ▲ +537.1% |
| 2022 | -0.01x | $-21.88 Million | $-34.26 Million | $2.26 Billion | ▼ -125.9% |
| 2021 | 0.04x | $61.14 Million | $60.13 Million | $1.64 Billion | ▼ -64.0% |
| 2020 | 0.10x | $170.97 Million | $170.21 Million | $1.65 Billion | ▲ +24.2% |
| 2019 | 0.08x | $124.64 Million | $119.66 Million | $1.49 Billion | ▲ +14.9% |
| 2018 | 0.07x | $97.71 Million | $95.43 Million | $1.34 Billion | ▲ +1172.8% |
| 2017 | 0.01x | $7.95 Million | $7.57 Million | $1.39 Billion | ▼ -95.0% |
| 2016 | 0.11x | $76.75 Million | $75.13 Million | $675.28 Million | ▼ -64.7% |
| 2015 | 0.32x | $155.03 Million | $153.86 Million | $480.85 Million | ▼ -42.1% |
| 2014 | 0.56x | $201.12 Million | $194.20 Million | $360.91 Million | ▼ -2.9% |
| 2013 | 0.57x | $115.94 Million | $105.05 Million | $201.99 Million | ▼ -37.9% |
| 2012 | 0.92x | $49.68 Million | $49.48 Million | $53.74 Million | — |