Heritage Insurance Hldgs Inc (HRTG) — Defensive Interval Ratio
Heritage Insurance Hldgs Inc (HRTG) has a Defensive Interval Ratio of 116 days as of March 2026. Defensive assets of $469.43 Million (cash $-, short-term investments $107.99 Million, receivables $361.44 Million) cover 116 days of daily cash needs of $4.04 Million/day. See working capital position of Heritage Insurance Hldgs Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Heritage Insurance Hldgs Inc Defensive Interval Ratio (2012–2025)
This chart shows how Heritage Insurance Hldgs Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 116 days, meaning defensive assets of $469.43 Million can fund 116 days of operations without new revenue. See debt-free asset ratio of Heritage Insurance Hldgs Inc to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Heritage Insurance Hldgs Inc (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for Heritage Insurance Hldgs Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HRTG market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 117 days | $532.01 Million | $4.56 Million/day | $- | $99.41 Million | ▼ -403805 days |
| 2024 | 403922 days | $936.21 Million | $2.32K/day | $- | $91.33 Million | ▲ +395405 days |
| 2023 | 8516 days | $676.31 Million | $79.41K/day | $- | $89.53 Million | ▼ -13669 days |
| 2022 | 22185 days | $1.02 Billion | $46.14K/day | $- | $113.68 Million | ▲ +21945 days |
| 2021 | 240 days | $1.02 Billion | $4.26 Million/day | $- | $669.35 Million | ▼ -1194 days |
| 2020 | 1434 days | $1.03 Billion | $715.09K/day | $- | $561.01 Million | ▼ -231 days |
| 2019 | 1665 days | $1.08 Billion | $650.40K/day | $- | $587.26 Million | ▼ -85 days |
| 2018 | 1750 days | $936.62 Million | $535.22K/day | $- | $526.11 Million | ▼ -19628 days |
| 2017 | 21378 days | $1.03 Billion | $48.16K/day | $- | $567.01 Million | ▲ +18899 days |
| 2016 | 2479 days | $656.41 Million | $264.84K/day | $- | $602.98 Million | ▼ -72661 days |
| 2015 | 75139 days | $430.66 Million | $5.73K/day | $- | $400.10 Million | ▲ +65326 days |
| 2014 | 9813 days | $344.34 Million | $35.09K/day | $- | $324.31 Million | ▲ +7952 days |
| 2013 | 1861 days | $150.87 Million | $81.07K/day | $- | $130.11 Million | ▲ +1325 days |
| 2012 | 536 days | $13.19 Million | $24.62K/day | $- | $13.07 Million | — |