Heritage Insurance Hldgs Inc Cash Flow-to-Debt Ratio
Heritage Insurance Hldgs Inc cash flow-to-debt ratio. Heritage Insurance Hldgs Inc (HRTG) has a Cash Flow-to-Debt Ratio of 0.08x as of June 2026, meaning its operating cash flow of $141.69 Million could theoretically repay 0% of its total liabilities ($1.88 Billion) in one year. Check HRTG operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Heritage Insurance Hldgs Inc (2012–2025)
Cash flow-to-debt ratio of Heritage Insurance Hldgs Inc from 2012 to 2025. Historical debt coverage capacity for Heritage Insurance Hldgs Inc across 14 annual periods. Check Heritage Insurance Hldgs Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Heritage Insurance Hldgs Inc Cash Flow-to-Debt Ratio by Year (2012–2025)
Heritage Insurance Hldgs Inc cash flow-to-debt ratio by year from 2012 to 2025. Year-by-year debt coverage analysis for Heritage Insurance Hldgs Inc. For the full cash flow conversion analysis, see how efficiently does Heritage Insurance Hldgs Inc generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | $182.24 Million | $1.69 Billion | ▲ +169.6% |
| 2024 | 0.04x | $87.09 Million | $2.18 Billion | ▲ +7.9% |
| 2023 | 0.04x | $70.42 Million | $1.90 Billion | ▲ +344.7% |
| 2022 | -0.02x | $-34.26 Million | $2.26 Billion | ▼ -141.3% |
| 2021 | 0.04x | $60.13 Million | $1.64 Billion | ▼ -64.5% |
| 2020 | 0.10x | $170.21 Million | $1.65 Billion | ▲ +28.8% |
| 2019 | 0.08x | $119.66 Million | $1.49 Billion | ▲ +13.0% |
| 2018 | 0.07x | $95.43 Million | $1.34 Billion | ▲ +1206.4% |
| 2017 | 0.01x | $7.57 Million | $1.39 Billion | ▼ -95.1% |
| 2016 | 0.11x | $75.13 Million | $675.28 Million | ▼ -65.2% |
| 2015 | 0.32x | $153.86 Million | $480.85 Million | ▼ -40.5% |
| 2014 | 0.54x | $194.20 Million | $360.91 Million | ▲ +3.5% |
| 2013 | 0.52x | $105.05 Million | $201.99 Million | ▼ -43.5% |
| 2012 | 0.92x | $49.48 Million | $53.74 Million | — |