Heritage Insurance Hldgs Inc (HRTG) — Cash Flow-to-Debt Ratio
Heritage Insurance Hldgs Inc (HRTG) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of $24.86 Million could theoretically repay 0% of its total liabilities ($1.50 Billion) in one year. See Heritage Insurance Hldgs Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Heritage Insurance Hldgs Inc Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Heritage Insurance Hldgs Inc across 14 annual periods. Also explore Heritage Insurance Hldgs Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Heritage Insurance Hldgs Inc (2012–2025)
Year-by-year debt coverage analysis for Heritage Insurance Hldgs Inc. For market capitalisation and broader financial context, see HRTG stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | $182.24 Million | $1.69 Billion | ▲ +169.6% |
| 2024 | 0.04x | $87.09 Million | $2.18 Billion | ▲ +7.9% |
| 2023 | 0.04x | $70.42 Million | $1.90 Billion | ▲ +344.7% |
| 2022 | -0.02x | $-34.26 Million | $2.26 Billion | ▼ -141.3% |
| 2021 | 0.04x | $60.13 Million | $1.64 Billion | ▼ -64.5% |
| 2020 | 0.10x | $170.21 Million | $1.65 Billion | ▲ +28.8% |
| 2019 | 0.08x | $119.66 Million | $1.49 Billion | ▲ +13.0% |
| 2018 | 0.07x | $95.43 Million | $1.34 Billion | ▲ +1206.4% |
| 2017 | 0.01x | $7.57 Million | $1.39 Billion | ▼ -95.1% |
| 2016 | 0.11x | $75.13 Million | $675.28 Million | ▼ -65.2% |
| 2015 | 0.32x | $153.86 Million | $480.85 Million | ▼ -40.5% |
| 2014 | 0.54x | $194.20 Million | $360.91 Million | ▲ +3.5% |
| 2013 | 0.52x | $105.05 Million | $201.99 Million | ▼ -43.5% |
| 2012 | 0.92x | $49.48 Million | $53.74 Million | — |