Heritage Insurance Hldgs Inc (HRTG) — Working Capital to Net Assets Ratio
Heritage Insurance Hldgs Inc (HRTG) has a Working Capital to Net Assets ratio of -46.4% as of December 2025. Working capital of $-234.42 Million (current assets of $1.43 Billion minus current liabilities of $1.66 Billion) is measured against net assets of $505.25 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Heritage Insurance Hldgs Inc net asset quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Heritage Insurance Hldgs Inc Working Capital to Net Assets (2012–2025)
This chart shows how Heritage Insurance Hldgs Inc's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at -46.4%, reflecting working capital of $-234.42 Million against net assets of $505.25 Million USD. Check HRTG tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Heritage Insurance Hldgs Inc (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Heritage Insurance Hldgs Inc from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Heritage Insurance Hldgs Inc (HRTG) total market value.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -46.4% | $-234.42 Million | $505.25 Million | $1.43 Billion | $1.66 Billion | ▼ -236.9 pp |
| 2024 | 190.5% | $553.95 Million | $290.80 Million | $554.80 Million | $846.00K | ▼ -49.7 pp |
| 2023 | 240.2% | $529.11 Million | $220.28 Million | $558.10 Million | $28.99 Million | ▼ -32.1 pp |
| 2022 | 272.3% | $356.79 Million | $131.04 Million | $373.63 Million | $16.84 Million | ▲ +242.7 pp |
| 2021 | 29.6% | $101.49 Million | $343.05 Million | $1.66 Billion | $1.55 Billion | ▼ -243.0 pp |
| 2020 | 272.6% | $1.21 Billion | $442.34 Million | $1.47 Billion | $261.01 Million | ▲ +24.4 pp |
| 2019 | 248.2% | $1.11 Billion | $448.80 Million | $1.35 Billion | $237.40 Million | ▲ +15.1 pp |
| 2018 | 233.1% | $991.38 Million | $425.33 Million | $1.19 Billion | $195.35 Million | ▲ +34.7 pp |
| 2017 | 198.4% | $753.67 Million | $379.82 Million | $771.25 Million | $17.58 Million | ▲ +24.4 pp |
| 2016 | 174.0% | $622.88 Million | $357.96 Million | $719.55 Million | $96.67 Million | ▼ -4.5 pp |
| 2015 | 178.5% | $636.53 Million | $356.55 Million | $638.62 Million | $2.09 Million | ▼ -2.1 pp |
| 2014 | 180.6% | $460.79 Million | $255.09 Million | $473.59 Million | $12.81 Million | ▼ -52.3 pp |
| 2013 | 233.0% | $186.34 Million | $79.98 Million | $215.93 Million | $29.59 Million | ▼ -9.1 pp |
| 2012 | 242.1% | $68.07 Million | $28.12 Million | $77.06 Million | $8.99 Million | — |