LendingClub Corp Cash Flow Quality Index
LendingClub Corp cash flow quality index. LendingClub Corp (LC) has a Cash Flow Quality Index of -12.00x as of March 2026. Operating cash flow of $-618.99 Million is below net income of $51.60 Million, suggesting accrual-heavy earnings not yet converted to cash. See LC free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of LendingClub Corp (2013–2025)
Cash flow quality index of LendingClub Corp from 2013 to 2025. Historical Cash Flow Quality Index for LendingClub Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore LendingClub Corp (LC) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
LendingClub Corp Cash Flow Quality Index by Year (2013–2025)
LendingClub Corp cash flow quality index by year from 2013 to 2025. Year-by-year earnings quality comparison for LendingClub Corp. For the full cash flow conversion analysis, see LC cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -20.10x | $-2.73 Billion | $135.68 Million | ▲ +60.8% |
| 2024 | -51.32x | $-2.63 Billion | $51.33 Million | ▼ -75.8% |
| 2023 | -29.19x | $-1.14 Billion | $38.94 Million | ▼ -2351.4% |
| 2022 | 1.30x | $375.57 Million | $289.69 Million | ▼ -90.0% |
| 2021 | 12.91x | $239.87 Million | $18.58 Million | ▲ +8183.3% |
| 2013 | 0.16x | $1.14 Million | $7.31 Million | — |