LendingClub Corp (LC) — Cash Flow Quality Index
Latest as of March 2026:
-12.00x
LendingClub Corp (LC) has a Cash Flow Quality Index of -12.00x as of March 2026. Operating cash flow of $-618.99 Million is below net income of $51.60 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore LendingClub Corp (LC) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-12.00x
Operating CF / Net Income
Operating Cash Flow
$-618.99 Million
USD
Net Income
$51.60 Million
USD
Data as of
Mar 2026
Most recent filing
LendingClub Corp Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for LendingClub Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see LC cash generation efficiency.
Annual Cash Flow Quality Index for LendingClub Corp (2013–2025)
Year-by-year earnings quality comparison for LendingClub Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -20.10x | $-2.73 Billion | $135.68 Million | ▲ +60.8% |
| 2024 | -51.32x | $-2.63 Billion | $51.33 Million | ▼ -75.8% |
| 2023 | -29.19x | $-1.14 Billion | $38.94 Million | ▼ -2351.4% |
| 2022 | 1.30x | $375.57 Million | $289.69 Million | ▼ -90.0% |
| 2021 | 12.91x | $239.87 Million | $18.58 Million | ▲ +8183.3% |
| 2013 | 0.16x | $1.14 Million | $7.31 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.