LendingClub Corp (LC) — Cash Flow Quality Index
LendingClub Corp (LC) has a Cash Flow Quality Index of -12.00x as of March 2026. Operating cash flow of $-618.99 Million is below net income of $51.60 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore LendingClub Corp (LC) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
LendingClub Corp Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for LendingClub Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check LendingClub Corp cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for LendingClub Corp (2013–2025)
Year-by-year earnings quality comparison for LendingClub Corp. For live market cap and the full company financial profile, see LC company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -20.10x | $-2.73 Billion | $135.68 Million | ▲ +60.8% |
| 2024 | -51.32x | $-2.63 Billion | $51.33 Million | ▼ -75.8% |
| 2023 | -29.19x | $-1.14 Billion | $38.94 Million | ▼ -2351.4% |
| 2022 | 1.30x | $375.57 Million | $289.69 Million | ▼ -90.0% |
| 2021 | 12.91x | $239.87 Million | $18.58 Million | ▲ +8183.3% |
| 2013 | 0.16x | $1.14 Million | $7.31 Million | — |