LendingClub Corp (LC) — Defensive Interval Ratio
LendingClub Corp (LC) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of $47.98 Million (cash $-, short-term investments $2.98 Million, receivables $45.00 Million) cover 2 days of daily cash needs of $28.20 Million/day. See LendingClub Corp (LC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
LendingClub Corp Defensive Interval Ratio (2008–2025)
This chart shows how LendingClub Corp's Defensive Interval Ratio has evolved across 18 annual periods from 2008 to 2025. As of March 2026, the ratio stands at 2 days, meaning defensive assets of $47.98 Million can fund 2 days of operations without new revenue. See LendingClub Corp (LC) net asset quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for LendingClub Corp (2008–2025)
The table below presents the year-by-year Defensive Interval Ratio for LendingClub Corp from 2008 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see LendingClub Corp (LC) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 171 days | $4.66 Billion | $27.21 Million/day | $905.90 Million | $3.71 Billion | ▼ -5 days |
| 2024 | 176 days | $4.43 Billion | $25.12 Million/day | $938.53 Million | $3.45 Billion | ▲ +34 days |
| 2023 | 142 days | $2.89 Billion | $20.34 Million/day | $1.24 Billion | $1.62 Billion | ▲ +54 days |
| 2022 | 88 days | $1.57 Billion | $17.79 Million/day | $1.03 Billion | $345.70 Million | ▼ -31 days |
| 2021 | 119 days | $1.06 Billion | $8.94 Million/day | $651.46 Million | $263.53 Million | ▼ -1380 days |
| 2020 | 1499 days | $682.64 Million | $455.50K/day | $524.96 Million | $142.23 Million | ▲ +1337 days |
| 2019 | 162 days | $546.58 Million | $3.37 Million/day | $243.78 Million | $270.93 Million | ▼ -55 days |
| 2018 | 216 days | $585.02 Million | $2.70 Million/day | $372.97 Million | $170.47 Million | ▼ -1585 days |
| 2017 | 1801 days | $631.24 Million | $350.44K/day | $401.72 Million | $117.57 Million | ▼ -2431 days |
| 2016 | 4233 days | $860.40 Million | $203.28K/day | $515.60 Million | $287.14 Million | ▲ +2142 days |
| 2015 | 2091 days | $342.82 Million | $163.95K/day | $- | $297.21 Million | ▲ +1839 days |
| 2014 | 252 days | $27.29 Million | $108.13K/day | $- | $657.00K | ▼ -282 days |
| 2013 | 534 days | $35.58 Million | $66.64K/day | $- | $193.00K | ▲ +316 days |
| 2012 | 218 days | $2.35 Million | $10.79K/day | $- | $0.00 | ▼ -28 days |
| 2011 | 246 days | $2.35 Million | $9.56K/day | $- | $- | ▲ +246 days |
| 2010 | 0 days | $100.00K | $415.07K/day | $- | $- | ▼ -28 days |
| 2009 | 28 days | $100.00K | $3.56K/day | $- | $- | ▼ -10 days |
| 2008 | 38 days | $71.59 Million | $1.88 Million/day | $- | $- | — |