LendingClub Corp (LC) — Cash Flow-to-Debt Ratio
LendingClub Corp (LC) has a Cash Flow-to-Debt Ratio of -0.06x as of March 2026, meaning its operating cash flow of $-618.99 Million could theoretically repay 0% of its total liabilities ($10.42 Billion) in one year. See LendingClub Corp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
LendingClub Corp Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for LendingClub Corp across 18 annual periods. For the full cash flow conversion analysis, see cash flow conversion of LendingClub Corp.
Annual Cash Flow-to-Debt Ratio for LendingClub Corp (2008–2025)
Year-by-year debt coverage analysis for LendingClub Corp. Check cash flow quality index of LendingClub Corp to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.27x | $-2.73 Billion | $10.07 Billion | ▲ +4.5% |
| 2024 | -0.28x | $-2.63 Billion | $9.29 Billion | ▼ -89.0% |
| 2023 | -0.15x | $-1.14 Billion | $7.58 Billion | ▼ -372.3% |
| 2022 | 0.06x | $375.57 Million | $6.82 Billion | ▼ -7.0% |
| 2021 | 0.06x | $239.87 Million | $4.05 Billion | ▼ -83.9% |
| 2020 | 0.37x | $418.03 Million | $1.14 Billion | ▲ +382.3% |
| 2019 | -0.13x | $-270.64 Million | $2.08 Billion | ▲ +40.1% |
| 2018 | -0.22x | $-639.74 Million | $2.95 Billion | ▼ -40.5% |
| 2017 | -0.15x | $-573.39 Million | $3.71 Billion | ▼ -130067.3% |
| 2016 | 0.00x | $545.00K | $4.59 Billion | ▼ -99.2% |
| 2015 | 0.02x | $74.74 Million | $4.75 Billion | ▼ -8.1% |
| 2014 | 0.02x | $49.92 Million | $2.92 Billion | ▲ +2717.8% |
| 2013 | 0.00x | $1.14 Million | $1.88 Billion | ▲ +102.5% |
| 2012 | -0.02x | $-11.09 Million | $451.80 Million | ▲ +0.0% |
| 2011 | -0.02x | $-11.09 Million | $451.80 Million | ▲ +60.1% |
| 2010 | -0.06x | $-9.50 Million | $154.40 Million | ▲ +50.2% |
| 2009 | -0.12x | $-8.13 Million | $65.80 Million | ▲ +77.2% |
| 2008 | -0.54x | $-10.28 Billion | $19.00 Billion | — |