LendingClub Corp Cash Flow-to-Debt Ratio
LendingClub Corp cash flow-to-debt ratio. LendingClub Corp (LC) has a Cash Flow-to-Debt Ratio of -0.06x as of March 2026, meaning its operating cash flow of $-618.99 Million could theoretically repay 0% of its total liabilities ($10.42 Billion) in one year. Check LendingClub Corp (LC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of LendingClub Corp (2008–2025)
Cash flow-to-debt ratio of LendingClub Corp from 2008 to 2025. Historical debt coverage capacity for LendingClub Corp across 18 annual periods. Check LC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
LendingClub Corp Cash Flow-to-Debt Ratio by Year (2008–2025)
LendingClub Corp cash flow-to-debt ratio by year from 2008 to 2025. Year-by-year debt coverage analysis for LendingClub Corp. For the full cash flow conversion analysis, see LC operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.27x | $-2.73 Billion | $10.07 Billion | ▲ +4.5% |
| 2024 | -0.28x | $-2.63 Billion | $9.29 Billion | ▼ -89.0% |
| 2023 | -0.15x | $-1.14 Billion | $7.58 Billion | ▼ -372.3% |
| 2022 | 0.06x | $375.57 Million | $6.82 Billion | ▼ -7.0% |
| 2021 | 0.06x | $239.87 Million | $4.05 Billion | ▼ -83.9% |
| 2020 | 0.37x | $418.03 Million | $1.14 Billion | ▲ +382.3% |
| 2019 | -0.13x | $-270.64 Million | $2.08 Billion | ▲ +40.1% |
| 2018 | -0.22x | $-639.74 Million | $2.95 Billion | ▼ -40.5% |
| 2017 | -0.15x | $-573.39 Million | $3.71 Billion | ▼ -130067.3% |
| 2016 | 0.00x | $545.00K | $4.59 Billion | ▼ -99.2% |
| 2015 | 0.02x | $74.74 Million | $4.75 Billion | ▼ -8.1% |
| 2014 | 0.02x | $49.92 Million | $2.92 Billion | ▲ +2717.8% |
| 2013 | 0.00x | $1.14 Million | $1.88 Billion | ▲ +102.5% |
| 2012 | -0.02x | $-11.09 Million | $451.80 Million | ▲ +0.0% |
| 2011 | -0.02x | $-11.09 Million | $451.80 Million | ▲ +60.1% |
| 2010 | -0.06x | $-9.50 Million | $154.40 Million | ▲ +50.2% |
| 2009 | -0.12x | $-8.13 Million | $65.80 Million | ▲ +77.2% |
| 2008 | -0.54x | $-10.28 Billion | $19.00 Billion | — |