LendingClub Corp (LC) — Cash Flow-to-Debt Ratio
LendingClub Corp (LC) has a Cash Flow-to-Debt Ratio of -0.06x as of March 2026, meaning its operating cash flow of $-618.99 Million could theoretically repay 0% of its total liabilities ($10.42 Billion) in one year. See LC cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
LendingClub Corp Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for LendingClub Corp across 18 annual periods. Also explore LendingClub Corp (LC) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for LendingClub Corp (2008–2025)
Year-by-year debt coverage analysis for LendingClub Corp. For market capitalisation and broader financial context, see LendingClub Corp market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.27x | $-2.73 Billion | $10.07 Billion | ▲ +4.5% |
| 2024 | -0.28x | $-2.63 Billion | $9.29 Billion | ▼ -89.0% |
| 2023 | -0.15x | $-1.14 Billion | $7.58 Billion | ▼ -372.3% |
| 2022 | 0.06x | $375.57 Million | $6.82 Billion | ▼ -7.0% |
| 2021 | 0.06x | $239.87 Million | $4.05 Billion | ▼ -83.9% |
| 2020 | 0.37x | $418.03 Million | $1.14 Billion | ▲ +382.3% |
| 2019 | -0.13x | $-270.64 Million | $2.08 Billion | ▲ +40.1% |
| 2018 | -0.22x | $-639.74 Million | $2.95 Billion | ▼ -40.5% |
| 2017 | -0.15x | $-573.39 Million | $3.71 Billion | ▼ -130067.3% |
| 2016 | 0.00x | $545.00K | $4.59 Billion | ▼ -99.2% |
| 2015 | 0.02x | $74.74 Million | $4.75 Billion | ▼ -8.1% |
| 2014 | 0.02x | $49.92 Million | $2.92 Billion | ▲ +2717.8% |
| 2013 | 0.00x | $1.14 Million | $1.88 Billion | ▲ +102.5% |
| 2012 | -0.02x | $-11.09 Million | $451.80 Million | ▲ +0.0% |
| 2011 | -0.02x | $-11.09 Million | $451.80 Million | ▲ +60.1% |
| 2010 | -0.06x | $-9.50 Million | $154.40 Million | ▲ +50.2% |
| 2009 | -0.12x | $-8.13 Million | $65.80 Million | ▲ +77.2% |
| 2008 | -0.54x | $-10.28 Billion | $19.00 Billion | — |