LendingClub Corp (LC) — Working Capital to Net Assets Ratio
LendingClub Corp (LC) has a Working Capital to Net Assets ratio of -618.4% as of March 2026. Working capital of $-9.42 Billion (current assets of $869.84 Million minus current liabilities of $10.29 Billion) is measured against net assets of $1.52 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See how many days can LendingClub Corp fund operations to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
LendingClub Corp Working Capital to Net Assets (2008–2025)
This chart shows how LendingClub Corp's Working Capital to Net Assets ratio has evolved across 18 annual periods from 2008 to 2025. As of March 2026, the ratio stands at -618.4%, reflecting working capital of $-9.42 Billion against net assets of $1.52 Billion USD. For the complete balance sheet picture, see LC current and non-current assets.
Annual Working Capital to Net Assets for LendingClub Corp (2008–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for LendingClub Corp from 2008 to 2025, covering 18 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check how resilient are LendingClub Corp's assets to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -597.1% | $-8.96 Billion | $1.50 Billion | $974.36 Million | $9.93 Billion | ▼ -246.9 pp |
| 2024 | -350.2% | $-4.70 Billion | $1.34 Billion | $4.47 Billion | $9.17 Billion | ▲ +7.3 pp |
| 2023 | -357.5% | $-4.47 Billion | $1.25 Billion | $2.95 Billion | $7.42 Billion | ▲ +63.3 pp |
| 2022 | -420.8% | $-4.90 Billion | $1.16 Billion | $1.59 Billion | $6.49 Billion | ▼ -166.2 pp |
| 2021 | -254.6% | $-2.16 Billion | $850.24 Million | $1.10 Billion | $3.26 Billion | ▼ -328.2 pp |
| 2020 | 73.6% | $532.84 Million | $724.17 Million | $699.09 Million | $166.26 Million | ▲ +148.0 pp |
| 2019 | -74.5% | $-670.38 Million | $900.19 Million | $561.44 Million | $1.23 Billion | ▼ -31.3 pp |
| 2018 | -43.2% | $-375.84 Million | $870.98 Million | $610.62 Million | $986.46 Million | ▼ -99.9 pp |
| 2017 | 56.8% | $526.76 Million | $927.76 Million | $654.67 Million | $127.91 Million | ▼ -25.5 pp |
| 2016 | 82.3% | $803.17 Million | $975.77 Million | $877.36 Million | $74.20 Million | ▼ -6.3 pp |
| 2015 | 88.7% | $923.66 Million | $1.04 Billion | $983.50 Million | $59.84 Million | ▼ -0.2 pp |
| 2014 | 88.8% | $864.40 Million | $973.22 Million | $903.87 Million | $39.47 Million | ▼ -5.3 pp |
| 2013 | 94.1% | $64.11 Million | $68.09 Million | $88.43 Million | $24.32 Million | ▲ +159.0 pp |
| 2012 | -64.8% | $31.41 Million | $-48.47 Million | $35.35 Million | $3.94 Million | ▼ -0.7 pp |
| 2011 | -64.1% | $31.06 Million | $-48.47 Million | $34.55 Million | $3.49 Million | ▲ +1204.2 pp |
| 2010 | -1268.3% | $-196.59 Million | $15.50 Million | $-45.09 Million | $151.50 Million | ▲ +1646.5 pp |
| 2009 | -2914.9% | $-64.13 Million | $2.20 Million | $-62.83 Million | $1.30 Million | ▼ -3009.0 pp |
| 2008 | 94.2% | $11.38 Billion | $12.09 Billion | $12.07 Billion | $686.57 Million | — |