LendingClub Corp (LC) — Financial Flexibility Index
LendingClub Corp (LC) has a Financial Flexibility Index of -0.06x as of March 2026. Free cash flow of $-593.21 Million (operating CF $-618.99 Million minus capex $25.78 Million) represents 0% of total liabilities ($10.42 Billion). Check LC strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
LendingClub Corp Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for LendingClub Corp across 18 annual periods. See how liquid is LendingClub Corp's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for LendingClub Corp (2008–2025)
Year-by-year free cash flow to debt coverage for LendingClub Corp. For the full company profile including market capitalisation, see LendingClub Corp market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.26x | $-2.59 Billion | $-2.73 Billion | $10.07 Billion | ▲ +7.5% |
| 2024 | -0.28x | $-2.58 Billion | $-2.63 Billion | $9.29 Billion | ▼ -95.3% |
| 2023 | -0.14x | $-1.08 Billion | $-1.14 Billion | $7.58 Billion | ▼ -317.7% |
| 2022 | 0.07x | $445.05 Million | $375.57 Million | $6.82 Billion | ▼ -3.6% |
| 2021 | 0.07x | $274.28 Million | $239.87 Million | $4.05 Billion | ▼ -82.8% |
| 2020 | 0.39x | $449.18 Million | $418.03 Million | $1.14 Billion | ▲ +473.2% |
| 2019 | -0.11x | $-219.98 Million | $-270.64 Million | $2.08 Billion | ▲ +46.9% |
| 2018 | -0.20x | $-586.76 Million | $-639.74 Million | $2.95 Billion | ▼ -39.7% |
| 2017 | -0.14x | $-528.77 Million | $-573.39 Million | $3.71 Billion | ▼ -1346.9% |
| 2016 | 0.01x | $52.39 Million | $545.00K | $4.59 Billion | ▼ -52.4% |
| 2015 | 0.02x | $114.13 Million | $74.74 Million | $4.75 Billion | ▼ -0.6% |
| 2014 | 0.02x | $70.49 Million | $49.92 Million | $2.92 Billion | ▲ +291.6% |
| 2013 | 0.01x | $11.57 Million | $1.14 Million | $1.88 Billion | ▲ +126.1% |
| 2012 | -0.02x | $-10.70 Million | $-11.09 Million | $451.80 Million | ▲ +0.0% |
| 2011 | -0.02x | $-10.70 Million | $-11.09 Million | $451.80 Million | ▼ -102.4% |
| 2010 | 0.99x | $153.42 Million | $-9.50 Million | $154.40 Million | ▲ +21.6% |
| 2009 | 0.82x | $53.76 Million | $-8.13 Million | $65.80 Million | ▲ +251.4% |
| 2008 | -0.54x | $-10.25 Billion | $-10.28 Billion | $19.00 Billion | — |