LendingClub Corp Financial Flexibility Index
LendingClub Corp financial flexibility index. LendingClub Corp (LC) has a Financial Flexibility Index of -0.06x as of March 2026. Free cash flow of $-593.21 Million (operating CF $-618.99 Million minus capex $25.78 Million) represents 0% of total liabilities ($10.42 Billion). See LC free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of LendingClub Corp (2008–2025)
Financial flexibility index of LendingClub Corp from 2008 to 2025. Historical Financial Flexibility Index trend for LendingClub Corp across 18 annual periods. Check cash flow quality index of LendingClub Corp to evaluate the quality of earnings relative to operating cash generation.
LendingClub Corp Financial Flexibility Index by Year (2008–2025)
LendingClub Corp financial flexibility index by year from 2008 to 2025. Year-by-year free cash flow to debt coverage for LendingClub Corp. For the full cash flow conversion analysis, see how efficiently does LendingClub Corp generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.26x | $-2.59 Billion | $-2.73 Billion | $10.07 Billion | ▲ +7.5% |
| 2024 | -0.28x | $-2.58 Billion | $-2.63 Billion | $9.29 Billion | ▼ -95.3% |
| 2023 | -0.14x | $-1.08 Billion | $-1.14 Billion | $7.58 Billion | ▼ -317.7% |
| 2022 | 0.07x | $445.05 Million | $375.57 Million | $6.82 Billion | ▼ -3.6% |
| 2021 | 0.07x | $274.28 Million | $239.87 Million | $4.05 Billion | ▼ -82.8% |
| 2020 | 0.39x | $449.18 Million | $418.03 Million | $1.14 Billion | ▲ +473.2% |
| 2019 | -0.11x | $-219.98 Million | $-270.64 Million | $2.08 Billion | ▲ +46.9% |
| 2018 | -0.20x | $-586.76 Million | $-639.74 Million | $2.95 Billion | ▼ -39.7% |
| 2017 | -0.14x | $-528.77 Million | $-573.39 Million | $3.71 Billion | ▼ -1346.9% |
| 2016 | 0.01x | $52.39 Million | $545.00K | $4.59 Billion | ▼ -52.4% |
| 2015 | 0.02x | $114.13 Million | $74.74 Million | $4.75 Billion | ▼ -0.6% |
| 2014 | 0.02x | $70.49 Million | $49.92 Million | $2.92 Billion | ▲ +291.6% |
| 2013 | 0.01x | $11.57 Million | $1.14 Million | $1.88 Billion | ▲ +126.1% |
| 2012 | -0.02x | $-10.70 Million | $-11.09 Million | $451.80 Million | ▲ +0.0% |
| 2011 | -0.02x | $-10.70 Million | $-11.09 Million | $451.80 Million | ▼ -102.4% |
| 2010 | 0.99x | $153.42 Million | $-9.50 Million | $154.40 Million | ▲ +21.6% |
| 2009 | 0.82x | $53.76 Million | $-8.13 Million | $65.80 Million | ▲ +251.4% |
| 2008 | -0.54x | $-10.25 Billion | $-10.28 Billion | $19.00 Billion | — |