Velocity Financial Llc (NYSE:VEL) — Stock Price
Velocity Financial Llc (NYSE:VEL) is currently trading at $18.31 USD, down 0.81% today. Over the past 52 weeks, shares have ranged between $16.97 and $20.76. This page tracks Velocity Financial Llc's live share price on the NYSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see how much is Velocity Financial Llc worth.
Velocity Financial Llc (VEL) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Velocity Financial Llc's daily closing share price and trading volume on the NYSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Velocity Financial Llc Income Statement — Revenue, Profit & Earnings by Year
Velocity Financial Llc's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Revenue | $482.78 Million | $131.72 Million | $248.38 Million | $181.31 Million | $165.84 Million |
| Cost of Revenue | $272.21 Million | $32.85 Million | $158.35 Million | $105.70 Million | $104.94 Million |
| Gross Profit | $210.56 Million | $131.72 Million | $90.03 Million | $75.61 Million | $60.90 Million |
| Research & Development | — | $0.21 | $0.18 | $0.21 | $0.13 |
| SG&A | $73.31 Million | $52.12 Million | $34.51 Million | $23.38 Million | $24.65 Million |
| Total Operating Expenses | $114.17 Million | $54.87 Million | $45.48 Million | $35.81 Million | $37.77 Million |
| Operating Income | $96.39 Million | $76.85 Million | $44.55 Million | $39.79 Million | $23.13 Million |
| EBITDA | $98.39 Million | $279.02 Million | $46.67 Million | $42.20 Million | $25.57 Million |
| EBIT | $96.39 Million | $215.29 Million | $44.55 Million | $39.79 Million | $23.13 Million |
| Interest Expense | $247.22 Million | $203.02 Million | $157.19 Million | $106.00 Million | $99.88 Million |
| Income Before Tax | $96.39 Million | $71.13 Million | $44.55 Million | $39.79 Million | $23.13 Million |
| Income Tax Expense | $27.93 Million | $18.83 Million | $12.03 Million | $10.57 Million | $5.35 Million |
| Net Income | $68.42 Million | $52.27 Million | $32.21 Million | $29.22 Million | $17.78 Million |
Velocity Financial Llc Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Velocity Financial Llc's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Assets | $5.53 Billion | $4.40 Billion | $3.75 Billion | $2.81 Billion | $2.10 Billion |
| Total Current Assets | $212.34 Million | $163.65 Million | $3.36 Billion | $125.43 Million | $99.78 Million |
| Cash & Equivalents | $49.90 Million | $40.57 Million | $45.25 Million | $35.97 Million | $13.27 Million |
| Short-term Investments | $210.00K | $-190.00K | $3.27 Billion | $2.53 Billion | — |
| Net Receivables | $160.09 Million | $120.87 Million | $87.18 Million | $89.30 Million | $86.50 Million |
| Inventory | — | $44.27 Million | $13.32 Million | $17.56 Million | $15.77 Million |
| Property, Plant & Equipment | $4.15 Million | $5.33 Million | $3.36 Million | $3.83 Million | $4.33 Million |
| Goodwill | $6.78 Million | $6.78 Million | $6.78 Million | $6.78 Million | $0.00 |
| Total Liabilities | $5.01 Billion | $3.97 Billion | $3.37 Billion | $2.47 Billion | $1.88 Billion |
| Total Current Liabilities | $495.90 Million | $456.72 Million | $91.53 Million | $301.07 Million | $75.92 Million |
| Long-term Debt | $4.51 Billion | $3.51 Billion | $2.95 Billion | $2.07 Billion | $1.65 Billion |
| Net Debt | $4.81 Billion | $3.80 Billion | $3.23 Billion | $2.34 Billion | $1.72 Billion |
| Total Stockholder Equity | $516.94 Million | $433.44 Million | $376.81 Million | $341.11 Million | $219.59 Million |
| Retained Earnings | $197.32 Million | $128.91 Million | $76.63 Million | $44.42 Million | $15.20 Million |
Velocity Financial Llc Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Velocity Financial Llc generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Cash Flow | $37.76 Million | $61.05 Million | $48.67 Million | $57.62 Million | $54.89 Million |
| Capital Expenditures | $289.00K | $180.00K | $326.00K | $135.00K | $1.57 Million |
| Free Cash Flow | $37.47 Million | $60.87 Million | $48.35 Million | $57.29 Million | $53.32 Million |
| Investing Cash Flow | $-1.05 Billion | $-596.95 Million | $-908.24 Million | $-656.48 Million | $87.74 Million |
| Financing Cash Flow | $1.02 Billion | $535.77 Million | $874.02 Million | $626.17 Million | $-149.89 Million |
| Dividends Paid | — | $1.07 Billion | — | — | — |
| Stock-Based Compensation | $6.16 Million | $4.13 Million | $3.34 Million | $2.16 Million | $965.00K |
| Depreciation | $2.00 Million | $2.30 Million | $2.12 Million | $2.41 Million | $2.45 Million |
| Change in Cash | $8.90 Million | $-129.00K | $14.45 Million | $27.31 Million | $-7.26 Million |
Velocity Financial Llc Earnings History — EPS Actual vs. Analyst Estimates
Track Velocity Financial Llc's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Mar 05, 2026 | 0.00 | 0.67 | -100.00% |
| Nov 06, 2025 | 0.65 | 0.57 | +14.04% |
| Aug 08, 2025 | 0.69 | 0.53 | +30.19% |
| Apr 30, 2025 | 0.55 | 0.58 | -4.35% |
| Mar 05, 2025 | 0.60 | 0.48 | +24.35% |
| Nov 07, 2024 | 0.47 | 0.48 | -2.08% |
| Aug 01, 2024 | 0.45 | 0.41 | +9.76% |
| May 02, 2024 | 0.51 | 0.39 | +30.77% |