St Galler Kantonalbank AG (SGKN) — Cash Flow Quality Index
St Galler Kantonalbank AG (SGKN) has a Cash Flow Quality Index of -10.36x as of December 2025. Operating cash flow of CHF-1.17 Billion is below net income of CHF112.88 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SGKN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
St Galler Kantonalbank AG Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for St Galler Kantonalbank AG across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SGKN cash flow metrics.
Annual Cash Flow Quality Index for St Galler Kantonalbank AG (2004–2025)
Year-by-year earnings quality comparison for St Galler Kantonalbank AG.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -5.15x | CHF-1.17 Billion | CHF226.98 Million | ▼ -57.7% |
| 2024 | -3.27x | CHF-702.27 Million | CHF215.08 Million | ▲ +14.4% |
| 2023 | -3.82x | CHF-790.51 Million | CHF207.20 Million | ▼ -364.3% |
| 2022 | 1.44x | CHF265.30 Million | CHF183.75 Million | ▲ +1.2% |
| 2021 | 1.43x | CHF258.53 Million | CHF181.25 Million | ▼ -84.3% |
| 2020 | 9.10x | CHF1.52 Billion | CHF167.21 Million | ▲ +376.1% |
| 2019 | 1.91x | CHF313.38 Million | CHF163.92 Million | ▲ +154.9% |
| 2018 | 0.75x | CHF118.94 Million | CHF158.59 Million | ▲ +160.7% |
| 2017 | 0.29x | CHF44.86 Million | CHF155.97 Million | ▼ -96.5% |
| 2016 | 8.12x | CHF1.19 Billion | CHF146.04 Million | ▼ -6.4% |
| 2015 | 8.67x | CHF1.16 Billion | CHF133.40 Million | ▼ -24.6% |
| 2014 | 11.50x | CHF1.68 Billion | CHF146.29 Million | ▼ -30.5% |
| 2013 | 16.55x | CHF1.80 Billion | CHF108.67 Million | ▲ +277.4% |
| 2012 | 4.39x | CHF663.99 Million | CHF151.36 Million | ▲ +759.8% |
| 2011 | -0.66x | CHF-90.25 Million | CHF135.74 Million | ▼ -165.6% |
| 2010 | 1.01x | CHF148.31 Million | CHF146.33 Million | ▼ -17.0% |
| 2009 | 1.22x | CHF205.36 Million | CHF168.14 Million | ▼ -40.3% |
| 2008 | 2.05x | CHF350.21 Million | CHF171.13 Million | ▲ +890.0% |
| 2007 | 0.21x | CHF46.86 Million | CHF226.68 Million | ▼ -83.7% |
| 2006 | 1.27x | CHF290.51 Million | CHF228.56 Million | ▲ +5.6% |
| 2005 | 1.20x | CHF202.68 Million | CHF168.30 Million | ▼ -17.6% |
| 2004 | 1.46x | CHF167.82 Million | CHF114.88 Million | — |