St Galler Kantonalbank AG (SGKN) — Financial Flexibility Index
St Galler Kantonalbank AG (SGKN) has a Financial Flexibility Index of -0.03x as of December 2025. Free cash flow of CHF-1.17 Billion (operating CF CHF-1.17 Billion minus capex CHF3.30 Million) represents 0% of total liabilities (CHF45.02 Billion). Check total reinvestment intensity of St Galler Kantonalbank AG to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
St Galler Kantonalbank AG Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for St Galler Kantonalbank AG across 22 annual periods. For the full cash flow conversion analysis, see St Galler Kantonalbank AG cash conversion from operations.
Annual Financial Flexibility Index for St Galler Kantonalbank AG (2004–2025)
Year-by-year free cash flow to debt coverage for St Galler Kantonalbank AG. Explore SGKN debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | CHF-1.17 Billion | CHF-1.17 Billion | CHF45.02 Billion | ▼ -59.5% |
| 2024 | -0.02x | CHF-691.01 Million | CHF-702.27 Million | CHF42.58 Billion | ▲ +19.7% |
| 2023 | -0.02x | CHF-777.17 Million | CHF-790.51 Million | CHF38.43 Billion | ▼ -379.2% |
| 2022 | 0.01x | CHF275.56 Million | CHF265.30 Million | CHF38.05 Billion | ▼ -2.6% |
| 2021 | 0.01x | CHF274.21 Million | CHF258.53 Million | CHF36.90 Billion | ▼ -82.5% |
| 2020 | 0.04x | CHF1.53 Billion | CHF1.52 Billion | CHF35.96 Billion | ▲ +335.5% |
| 2019 | 0.01x | CHF325.74 Million | CHF313.38 Million | CHF33.39 Billion | ▲ +119.8% |
| 2018 | 0.00x | CHF136.86 Million | CHF118.94 Million | CHF30.84 Billion | ▲ +152.2% |
| 2017 | 0.00x | CHF53.43 Million | CHF44.86 Million | CHF30.36 Billion | ▼ -95.6% |
| 2016 | 0.04x | CHF1.19 Billion | CHF1.19 Billion | CHF30.05 Billion | ▼ -0.6% |
| 2015 | 0.04x | CHF1.16 Billion | CHF1.16 Billion | CHF29.11 Billion | ▼ -33.8% |
| 2014 | 0.06x | CHF1.71 Billion | CHF1.68 Billion | CHF28.40 Billion | ▼ -13.8% |
| 2013 | 0.07x | CHF1.81 Billion | CHF1.80 Billion | CHF25.89 Billion | ▲ +166.6% |
| 2012 | 0.03x | CHF673.13 Million | CHF663.99 Million | CHF25.70 Billion | ▲ +1035.6% |
| 2011 | 0.00x | CHF-67.77 Million | CHF-90.25 Million | CHF24.21 Billion | ▼ -140.9% |
| 2010 | 0.01x | CHF154.38 Million | CHF148.31 Million | CHF22.55 Billion | ▼ -29.3% |
| 2009 | 0.01x | CHF210.29 Million | CHF205.36 Million | CHF21.71 Billion | ▼ -44.2% |
| 2008 | 0.02x | CHF361.60 Million | CHF350.21 Million | CHF20.83 Billion | ▲ +432.5% |
| 2007 | 0.00x | CHF60.29 Million | CHF46.86 Million | CHF18.50 Billion | ▼ -81.5% |
| 2006 | 0.02x | CHF319.29 Million | CHF290.51 Million | CHF18.09 Billion | ▲ +46.5% |
| 2005 | 0.01x | CHF211.47 Million | CHF202.68 Million | CHF17.56 Billion | ▲ +21.8% |
| 2004 | 0.01x | CHF170.52 Million | CHF167.82 Million | CHF17.24 Billion | — |