St Galler Kantonalbank AG (SGKN) — Financial Flexibility Index
St Galler Kantonalbank AG (SGKN) has a Financial Flexibility Index of -0.03x as of December 2025. Free cash flow of CHF-1.17 Billion (operating CF CHF-1.17 Billion minus capex CHF3.30 Million) represents 0% of total liabilities (CHF45.02 Billion). Check SGKN strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
St Galler Kantonalbank AG Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for St Galler Kantonalbank AG across 22 annual periods. See St Galler Kantonalbank AG current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for St Galler Kantonalbank AG (2004–2025)
Year-by-year free cash flow to debt coverage for St Galler Kantonalbank AG. For the full company profile including market capitalisation, see SGKN company net worth.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | CHF-1.17 Billion | CHF-1.17 Billion | CHF45.02 Billion | ▼ -59.5% |
| 2024 | -0.02x | CHF-691.01 Million | CHF-702.27 Million | CHF42.58 Billion | ▲ +19.7% |
| 2023 | -0.02x | CHF-777.17 Million | CHF-790.51 Million | CHF38.43 Billion | ▼ -379.2% |
| 2022 | 0.01x | CHF275.56 Million | CHF265.30 Million | CHF38.05 Billion | ▼ -2.6% |
| 2021 | 0.01x | CHF274.21 Million | CHF258.53 Million | CHF36.90 Billion | ▼ -82.5% |
| 2020 | 0.04x | CHF1.53 Billion | CHF1.52 Billion | CHF35.96 Billion | ▲ +335.5% |
| 2019 | 0.01x | CHF325.74 Million | CHF313.38 Million | CHF33.39 Billion | ▲ +119.8% |
| 2018 | 0.00x | CHF136.86 Million | CHF118.94 Million | CHF30.84 Billion | ▲ +152.2% |
| 2017 | 0.00x | CHF53.43 Million | CHF44.86 Million | CHF30.36 Billion | ▼ -95.6% |
| 2016 | 0.04x | CHF1.19 Billion | CHF1.19 Billion | CHF30.05 Billion | ▼ -0.6% |
| 2015 | 0.04x | CHF1.16 Billion | CHF1.16 Billion | CHF29.11 Billion | ▼ -33.8% |
| 2014 | 0.06x | CHF1.71 Billion | CHF1.68 Billion | CHF28.40 Billion | ▼ -13.8% |
| 2013 | 0.07x | CHF1.81 Billion | CHF1.80 Billion | CHF25.89 Billion | ▲ +166.6% |
| 2012 | 0.03x | CHF673.13 Million | CHF663.99 Million | CHF25.70 Billion | ▲ +1035.6% |
| 2011 | 0.00x | CHF-67.77 Million | CHF-90.25 Million | CHF24.21 Billion | ▼ -140.9% |
| 2010 | 0.01x | CHF154.38 Million | CHF148.31 Million | CHF22.55 Billion | ▼ -29.3% |
| 2009 | 0.01x | CHF210.29 Million | CHF205.36 Million | CHF21.71 Billion | ▼ -44.2% |
| 2008 | 0.02x | CHF361.60 Million | CHF350.21 Million | CHF20.83 Billion | ▲ +432.5% |
| 2007 | 0.00x | CHF60.29 Million | CHF46.86 Million | CHF18.50 Billion | ▼ -81.5% |
| 2006 | 0.02x | CHF319.29 Million | CHF290.51 Million | CHF18.09 Billion | ▲ +46.5% |
| 2005 | 0.01x | CHF211.47 Million | CHF202.68 Million | CHF17.56 Billion | ▲ +21.8% |
| 2004 | 0.01x | CHF170.52 Million | CHF167.82 Million | CHF17.24 Billion | — |