St Galler Kantonalbank AG (SGKN) — Cash Flow-to-Debt Ratio
St Galler Kantonalbank AG (SGKN) has a Cash Flow-to-Debt Ratio of -0.03x as of December 2025, meaning its operating cash flow of CHF-1.17 Billion could theoretically repay 0% of its total liabilities (CHF45.02 Billion) in one year. See SGKN free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
St Galler Kantonalbank AG Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for St Galler Kantonalbank AG across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of St Galler Kantonalbank AG.
Annual Cash Flow-to-Debt Ratio for St Galler Kantonalbank AG (2004–2025)
Year-by-year debt coverage analysis for St Galler Kantonalbank AG. Check St Galler Kantonalbank AG (SGKN) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.03x | CHF-1.17 Billion | CHF45.02 Billion | ▼ -57.4% |
| 2024 | -0.02x | CHF-702.27 Million | CHF42.58 Billion | ▲ +19.8% |
| 2023 | -0.02x | CHF-790.51 Million | CHF38.43 Billion | ▼ -395.0% |
| 2022 | 0.01x | CHF265.30 Million | CHF38.05 Billion | ▼ -0.5% |
| 2021 | 0.01x | CHF258.53 Million | CHF36.90 Billion | ▼ -83.4% |
| 2020 | 0.04x | CHF1.52 Billion | CHF35.96 Billion | ▲ +351.0% |
| 2019 | 0.01x | CHF313.38 Million | CHF33.39 Billion | ▲ +143.4% |
| 2018 | 0.00x | CHF118.94 Million | CHF30.84 Billion | ▲ +161.0% |
| 2017 | 0.00x | CHF44.86 Million | CHF30.36 Billion | ▼ -96.3% |
| 2016 | 0.04x | CHF1.19 Billion | CHF30.05 Billion | ▼ -0.7% |
| 2015 | 0.04x | CHF1.16 Billion | CHF29.11 Billion | ▼ -32.9% |
| 2014 | 0.06x | CHF1.68 Billion | CHF28.40 Billion | ▼ -14.8% |
| 2013 | 0.07x | CHF1.80 Billion | CHF25.89 Billion | ▲ +169.0% |
| 2012 | 0.03x | CHF663.99 Million | CHF25.70 Billion | ▲ +793.0% |
| 2011 | 0.00x | CHF-90.25 Million | CHF24.21 Billion | ▼ -156.7% |
| 2010 | 0.01x | CHF148.31 Million | CHF22.55 Billion | ▼ -30.5% |
| 2009 | 0.01x | CHF205.36 Million | CHF21.71 Billion | ▼ -43.7% |
| 2008 | 0.02x | CHF350.21 Million | CHF20.83 Billion | ▲ +563.6% |
| 2007 | 0.00x | CHF46.86 Million | CHF18.50 Billion | ▼ -84.2% |
| 2006 | 0.02x | CHF290.51 Million | CHF18.09 Billion | ▲ +39.1% |
| 2005 | 0.01x | CHF202.68 Million | CHF17.56 Billion | ▲ +18.6% |
| 2004 | 0.01x | CHF167.82 Million | CHF17.24 Billion | — |