St Galler Kantonalbank AG (SGKN) — Net Asset Quality Index

Latest as of December 2025: 6.5%

St Galler Kantonalbank AG (SGKN) has a Net Asset Quality Index of 6.5% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CHF48.14 Billion minus total liabilities of CHF45.02 Billion yields net assets of CHF3.12 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check St Galler Kantonalbank AG liquidity resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

6.5%
Equity / Total Assets

Net Assets

CHF3.12 Billion
CHF

Total Assets

CHF48.14 Billion
CHF

Total Liabilities

CHF45.02 Billion
CHF

St Galler Kantonalbank AG Net Asset Quality Index Over Time (2004–2025)

This chart shows how St Galler Kantonalbank AG's Net Asset Quality Index has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the index stands at 6.5%, representing net assets of CHF3.12 Billion against total assets of CHF48.14 Billion CHF. See SGKN working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for St Galler Kantonalbank AG (2004–2025)

The table below presents the year-by-year Net Asset Quality Index for St Galler Kantonalbank AG from 2004 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SGKN stock market capitalisation.

Year Quality Index Net Assets (CHF) Total Assets Total Liabilities Change (pp)
2025 6.5% CHF3.12 Billion CHF48.14 Billion CHF45.02 Billion ▼ -0.1 pp
2024 6.6% CHF3.01 Billion CHF45.58 Billion CHF42.58 Billion ▼ -0.4 pp
2023 7.0% CHF2.90 Billion CHF41.34 Billion CHF38.43 Billion ▲ +0.2 pp
2022 6.8% CHF2.77 Billion CHF40.82 Billion CHF38.05 Billion ▲ +0.0 pp
2021 6.8% CHF2.68 Billion CHF39.58 Billion CHF36.90 Billion ▲ +0.1 pp
2020 6.7% CHF2.59 Billion CHF38.55 Billion CHF35.96 Billion ▼ -0.4 pp
2019 7.1% CHF2.55 Billion CHF35.94 Billion CHF33.39 Billion ▲ +0.1 pp
2018 7.0% CHF2.30 Billion CHF33.15 Billion CHF30.84 Billion ▲ +0.1 pp
2017 6.9% CHF2.24 Billion CHF32.60 Billion CHF30.36 Billion ▲ +0.2 pp
2016 6.7% CHF2.15 Billion CHF32.20 Billion CHF30.05 Billion ▲ +0.0 pp
2015 6.7% CHF2.07 Billion CHF31.19 Billion CHF29.11 Billion ▼ 0.0 pp
2014 6.7% CHF2.03 Billion CHF30.43 Billion CHF28.40 Billion ▼ -0.4 pp
2013 7.0% CHF1.96 Billion CHF27.85 Billion CHF25.89 Billion ▲ +0.0 pp
2012 7.0% CHF1.93 Billion CHF27.64 Billion CHF25.70 Billion ▼ -0.1 pp
2011 7.1% CHF1.86 Billion CHF26.07 Billion CHF24.21 Billion ▼ -0.4 pp
2010 7.5% CHF1.83 Billion CHF24.38 Billion CHF22.55 Billion ▼ -0.1 pp
2009 7.6% CHF1.80 Billion CHF23.50 Billion CHF21.71 Billion ▼ -0.1 pp
2008 7.7% CHF1.74 Billion CHF22.58 Billion CHF20.83 Billion ▼ -0.9 pp
2007 8.6% CHF1.74 Billion CHF20.24 Billion CHF18.50 Billion ▼ 0.0 pp
2006 8.6% CHF1.71 Billion CHF19.80 Billion CHF18.09 Billion ▲ +0.4 pp
2005 8.2% CHF1.56 Billion CHF19.12 Billion CHF17.56 Billion ▲ +1.1 pp
2004 7.1% CHF1.31 Billion CHF18.55 Billion CHF17.24 Billion
pp = percentage points