Erste Bank Polska S.A. (EBP) — Cash Flow Quality Index

Latest as of March 2026: -2.68x

Erste Bank Polska S.A. (EBP) has a Cash Flow Quality Index of -2.68x as of March 2026. Operating cash flow of zł-2.76 Billion is below net income of zł1.03 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Erste Bank Polska S.A. (EBP) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-2.68x
Operating CF / Net Income

Operating Cash Flow

zł-2.76 Billion
PLN

Net Income

zł1.03 Billion
PLN

Data as of

Mar 2026
Most recent filing

Erste Bank Polska S.A. Cash Flow Quality Index (2002–2025)

Historical Cash Flow Quality Index for Erste Bank Polska S.A. across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Erste Bank Polska S.A. (EBP) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Erste Bank Polska S.A. (2002–2025)

Year-by-year earnings quality comparison for Erste Bank Polska S.A.. For live market cap and the full company financial profile, see Erste Bank Polska S.A. (EBP) total market value.

Year Quality Index Operating CF (PLN) Net Income YoY Change
2025 0.76x zł4.77 Billion zł6.25 Billion ▲ +73.3%
2024 0.44x zł3.20 Billion zł7.27 Billion ▼ -67.3%
2023 1.35x zł9.25 Billion zł6.85 Billion ▼ -32.6%
2022 2.00x zł8.73 Billion zł4.35 Billion ▼ -58.7%
2021 4.85x zł9.99 Billion zł2.06 Billion ▼ -56.3%
2020 11.10x zł20.87 Billion zł1.88 Billion ▲ +904.6%
2019 1.10x zł3.58 Billion zł3.24 Billion ▼ -69.5%
2018 3.62x zł12.39 Billion zł3.42 Billion ▲ +348.0%
2017 -1.46x zł-4.87 Billion zł3.34 Billion ▼ -350.2%
2016 0.58x zł1.82 Billion zł3.12 Billion ▲ +166.9%
2015 -0.87x zł-2.77 Billion zł3.18 Billion ▼ -151.0%
2014 1.71x zł4.52 Billion zł2.64 Billion ▲ +1811.2%
2013 0.09x zł177.46 Million zł1.98 Billion ▲ +110.3%
2012 -0.87x zł-1.60 Billion zł1.84 Billion ▼ -176.5%
2011 1.14x zł1.76 Billion zł1.54 Billion ▲ +11.6%
2010 1.02x zł1.39 Billion zł1.36 Billion ▲ +463.4%
2009 0.18x zł210.78 Million zł1.16 Billion ▼ -95.6%
2008 4.12x zł3.93 Billion zł954.29 Million ▲ +111.1%
2007 1.95x zł2.71 Billion zł1.39 Billion ▲ +5.1%
2006 1.86x zł1.98 Billion zł1.07 Billion ▲ +85.7%
2005 1.00x zł545.91 Million zł545.91 Million ▲ +160.0%
2004 -1.67x zł-741.00 Million zł444.45 Million ▼ -266.7%
2002 1.00x zł272.69 Million zł272.69 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.