Erste Bank Polska S.A. (EBP) — Financial Flexibility Index
Erste Bank Polska S.A. (EBP) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of zł-2.68 Billion (operating CF zł-2.76 Billion minus capex zł78.25 Million) represents 0% of total liabilities (zł268.62 Billion). Check Erste Bank Polska S.A. (EBP) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Erste Bank Polska S.A. Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Erste Bank Polska S.A. across 24 annual periods. For the full cash flow conversion analysis, see Erste Bank Polska S.A. cash flow conversion.
Annual Financial Flexibility Index for Erste Bank Polska S.A. (2002–2025)
Year-by-year free cash flow to debt coverage for Erste Bank Polska S.A.. Explore Erste Bank Polska S.A. (EBP) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | zł5.41 Billion | zł4.77 Billion | zł272.64 Billion | ▲ +39.7% |
| 2024 | 0.01x | zł3.84 Billion | zł3.20 Billion | zł269.93 Billion | ▼ -65.1% |
| 2023 | 0.04x | zł9.89 Billion | zł9.25 Billion | zł242.96 Billion | ▲ +1.6% |
| 2022 | 0.04x | zł9.17 Billion | zł8.73 Billion | zł229.05 Billion | ▼ -17.0% |
| 2021 | 0.05x | zł10.41 Billion | zł9.99 Billion | zł215.80 Billion | ▼ -54.5% |
| 2020 | 0.11x | zł21.26 Billion | zł20.87 Billion | zł200.65 Billion | ▲ +379.2% |
| 2019 | 0.02x | zł4.04 Billion | zł3.58 Billion | zł182.50 Billion | ▼ -69.3% |
| 2018 | 0.07x | zł12.97 Billion | zł12.39 Billion | zł180.06 Billion | ▲ +309.3% |
| 2017 | -0.03x | zł-4.45 Billion | zł-4.87 Billion | zł129.33 Billion | ▼ -304.3% |
| 2016 | 0.02x | zł2.18 Billion | zł1.82 Billion | zł129.08 Billion | ▲ +182.9% |
| 2015 | -0.02x | zł-2.42 Billion | zł-2.77 Billion | zł119.14 Billion | ▼ -149.0% |
| 2014 | 0.04x | zł4.82 Billion | zł4.52 Billion | zł116.45 Billion | ▲ +980.1% |
| 2013 | 0.00x | zł351.26 Million | zł177.46 Million | zł91.58 Billion | ▲ +112.9% |
| 2012 | -0.03x | zł-1.52 Billion | zł-1.60 Billion | zł51.04 Billion | ▼ -183.0% |
| 2011 | 0.04x | zł1.88 Billion | zł1.76 Billion | zł52.31 Billion | ▲ +14.3% |
| 2010 | 0.03x | zł1.46 Billion | zł1.39 Billion | zł46.38 Billion | ▲ +400.1% |
| 2009 | 0.01x | zł301.63 Million | zł210.78 Million | zł48.03 Billion | ▼ -92.2% |
| 2008 | 0.08x | zł4.19 Billion | zł3.93 Billion | zł52.22 Billion | ▲ +2.1% |
| 2007 | 0.08x | zł2.86 Billion | zł2.71 Billion | zł36.39 Billion | ▲ +10.0% |
| 2006 | 0.07x | zł2.07 Billion | zł1.98 Billion | zł28.96 Billion | ▲ +242.2% |
| 2005 | 0.02x | zł545.91 Million | zł545.91 Million | zł26.17 Billion | ▲ +169.1% |
| 2004 | -0.03x | zł-741.00 Million | zł-741.00 Million | zł24.54 Billion | ▼ -74.0% |
| 2003 | -0.02x | zł-406.94 Million | zł-406.94 Million | zł23.44 Billion | ▼ -254.0% |
| 2002 | 0.01x | zł272.69 Million | zł272.69 Million | zł24.18 Billion | — |