Erste Bank Polska S.A. (EBP) — Financial Flexibility Index
Erste Bank Polska S.A. (EBP) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of zł-2.68 Billion (operating CF zł-2.76 Billion minus capex zł78.25 Million) represents 0% of total liabilities (zł268.62 Billion). Check EBP capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Erste Bank Polska S.A. Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Erste Bank Polska S.A. across 24 annual periods. See EBP working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Erste Bank Polska S.A. (2002–2025)
Year-by-year free cash flow to debt coverage for Erste Bank Polska S.A.. For the full company profile including market capitalisation, see Erste Bank Polska S.A. stock valuation.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | zł5.41 Billion | zł4.77 Billion | zł272.64 Billion | ▲ +39.7% |
| 2024 | 0.01x | zł3.84 Billion | zł3.20 Billion | zł269.93 Billion | ▼ -65.1% |
| 2023 | 0.04x | zł9.89 Billion | zł9.25 Billion | zł242.96 Billion | ▲ +1.6% |
| 2022 | 0.04x | zł9.17 Billion | zł8.73 Billion | zł229.05 Billion | ▼ -17.0% |
| 2021 | 0.05x | zł10.41 Billion | zł9.99 Billion | zł215.80 Billion | ▼ -54.5% |
| 2020 | 0.11x | zł21.26 Billion | zł20.87 Billion | zł200.65 Billion | ▲ +379.2% |
| 2019 | 0.02x | zł4.04 Billion | zł3.58 Billion | zł182.50 Billion | ▼ -69.3% |
| 2018 | 0.07x | zł12.97 Billion | zł12.39 Billion | zł180.06 Billion | ▲ +309.3% |
| 2017 | -0.03x | zł-4.45 Billion | zł-4.87 Billion | zł129.33 Billion | ▼ -304.3% |
| 2016 | 0.02x | zł2.18 Billion | zł1.82 Billion | zł129.08 Billion | ▲ +182.9% |
| 2015 | -0.02x | zł-2.42 Billion | zł-2.77 Billion | zł119.14 Billion | ▼ -149.0% |
| 2014 | 0.04x | zł4.82 Billion | zł4.52 Billion | zł116.45 Billion | ▲ +980.1% |
| 2013 | 0.00x | zł351.26 Million | zł177.46 Million | zł91.58 Billion | ▲ +112.9% |
| 2012 | -0.03x | zł-1.52 Billion | zł-1.60 Billion | zł51.04 Billion | ▼ -183.0% |
| 2011 | 0.04x | zł1.88 Billion | zł1.76 Billion | zł52.31 Billion | ▲ +14.3% |
| 2010 | 0.03x | zł1.46 Billion | zł1.39 Billion | zł46.38 Billion | ▲ +400.1% |
| 2009 | 0.01x | zł301.63 Million | zł210.78 Million | zł48.03 Billion | ▼ -92.2% |
| 2008 | 0.08x | zł4.19 Billion | zł3.93 Billion | zł52.22 Billion | ▲ +2.1% |
| 2007 | 0.08x | zł2.86 Billion | zł2.71 Billion | zł36.39 Billion | ▲ +10.0% |
| 2006 | 0.07x | zł2.07 Billion | zł1.98 Billion | zł28.96 Billion | ▲ +242.2% |
| 2005 | 0.02x | zł545.91 Million | zł545.91 Million | zł26.17 Billion | ▲ +169.1% |
| 2004 | -0.03x | zł-741.00 Million | zł-741.00 Million | zł24.54 Billion | ▼ -74.0% |
| 2003 | -0.02x | zł-406.94 Million | zł-406.94 Million | zł23.44 Billion | ▼ -254.0% |
| 2002 | 0.01x | zł272.69 Million | zł272.69 Million | zł24.18 Billion | — |