Erste Bank Polska S.A. (EBP) — Cash Flow-to-Debt Ratio
Erste Bank Polska S.A. (EBP) has a Cash Flow-to-Debt Ratio of -0.01x as of March 2026, meaning its operating cash flow of zł-2.76 Billion could theoretically repay 0% of its total liabilities (zł268.62 Billion) in one year. See Erste Bank Polska S.A. financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Erste Bank Polska S.A. Cash Flow-to-Debt Ratio (2002–2025)
Historical debt coverage capacity for Erste Bank Polska S.A. across 24 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Erste Bank Polska S.A..
Annual Cash Flow-to-Debt Ratio for Erste Bank Polska S.A. (2002–2025)
Year-by-year debt coverage analysis for Erste Bank Polska S.A.. Check Erste Bank Polska S.A. cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | zł4.77 Billion | zł272.64 Billion | ▲ +47.5% |
| 2024 | 0.01x | zł3.20 Billion | zł269.93 Billion | ▼ -68.8% |
| 2023 | 0.04x | zł9.25 Billion | zł242.96 Billion | ▼ -0.1% |
| 2022 | 0.04x | zł8.73 Billion | zł229.05 Billion | ▼ -17.7% |
| 2021 | 0.05x | zł9.99 Billion | zł215.80 Billion | ▼ -55.5% |
| 2020 | 0.10x | zł20.87 Billion | zł200.65 Billion | ▲ +429.7% |
| 2019 | 0.02x | zł3.58 Billion | zł182.50 Billion | ▼ -71.5% |
| 2018 | 0.07x | zł12.39 Billion | zł180.06 Billion | ▲ +282.9% |
| 2017 | -0.04x | zł-4.87 Billion | zł129.33 Billion | ▼ -366.7% |
| 2016 | 0.01x | zł1.82 Billion | zł129.08 Billion | ▲ +160.7% |
| 2015 | -0.02x | zł-2.77 Billion | zł119.14 Billion | ▼ -160.0% |
| 2014 | 0.04x | zł4.52 Billion | zł116.45 Billion | ▲ +1901.6% |
| 2013 | 0.00x | zł177.46 Million | zł91.58 Billion | ▲ +106.2% |
| 2012 | -0.03x | zł-1.60 Billion | zł51.04 Billion | ▼ -193.4% |
| 2011 | 0.03x | zł1.76 Billion | zł52.31 Billion | ▲ +12.4% |
| 2010 | 0.03x | zł1.39 Billion | zł46.38 Billion | ▲ +581.5% |
| 2009 | 0.00x | zł210.78 Million | zł48.03 Billion | ▼ -94.2% |
| 2008 | 0.08x | zł3.93 Billion | zł52.22 Billion | ▲ +0.9% |
| 2007 | 0.07x | zł2.71 Billion | zł36.39 Billion | ▲ +9.2% |
| 2006 | 0.07x | zł1.98 Billion | zł28.96 Billion | ▲ +227.5% |
| 2005 | 0.02x | zł545.91 Million | zł26.17 Billion | ▲ +169.1% |
| 2004 | -0.03x | zł-741.00 Million | zł24.54 Billion | ▼ -74.0% |
| 2003 | -0.02x | zł-406.94 Million | zł23.44 Billion | ▼ -254.0% |
| 2002 | 0.01x | zł272.69 Million | zł24.18 Billion | — |