Erste Bank Polska S.A. (EBP) — Free Cash Flow Generation Index

Latest as of December 2025: 0.81x

Erste Bank Polska S.A. (EBP) has a Free Cash Flow Generation Index of 0.81x as of December 2025. Free cash flow of zł1.47 Billion represents 1% of operating cash flow (zł1.81 Billion). See EBP working capital ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.81x
Free Cash Flow / Operating CF

Free Cash Flow

zł1.47 Billion
PLN

Operating Cash Flow

zł1.81 Billion
PLN

Capital Expenditures

zł345.51 Million
PLN

Erste Bank Polska S.A. Free Cash Flow Generation Index (2002–2025)

Historical FCF Generation Index trend for Erste Bank Polska S.A. across 19 annual periods. Explore EBP operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Erste Bank Polska S.A. (2002–2025)

Year-by-year Free Cash Flow Generation Index for Erste Bank Polska S.A.. For the full company profile including market capitalisation, see market value of Erste Bank Polska S.A..

Year FCG Index Free Cash Flow (PLN) Operating CF Capital Expenditures YoY Change
2025 0.87x zł4.13 Billion zł4.77 Billion zł640.48 Million ▲ +7.9%
2024 0.80x zł2.57 Billion zł3.20 Billion zł632.69 Million ▼ -13.8%
2023 0.93x zł8.62 Billion zł9.25 Billion zł634.90 Million ▼ -1.8%
2022 0.95x zł8.28 Billion zł8.73 Billion zł449.04 Million ▼ -0.9%
2021 0.96x zł9.56 Billion zł9.99 Billion zł424.36 Million ▼ -2.4%
2020 0.98x zł20.48 Billion zł20.87 Billion zł388.99 Million ▲ +12.3%
2019 0.87x zł3.13 Billion zł3.58 Billion zł450.84 Million ▼ -8.3%
2018 0.95x zł11.81 Billion zł12.39 Billion zł581.19 Million ▲ +18.3%
2016 0.81x zł1.47 Billion zł1.82 Billion zł353.98 Million ▼ -13.5%
2014 0.93x zł4.21 Billion zł4.52 Billion zł307.79 Million ▲ +78.1%
2013 0.52x zł92.83 Million zł177.46 Million zł173.81 Million ▼ -43.9%
2011 0.93x zł1.64 Billion zł1.76 Billion zł118.61 Million ▼ -1.8%
2010 0.95x zł1.32 Billion zł1.39 Billion zł69.53 Million ▲ +66.9%
2009 0.57x zł119.93 Million zł210.78 Million zł90.85 Million ▼ -39.1%
2008 0.93x zł3.68 Billion zł3.93 Billion zł255.76 Million ▼ -1.3%
2007 0.95x zł2.57 Billion zł2.71 Billion zł143.56 Million ▼ -0.8%
2006 0.95x zł1.89 Billion zł1.98 Billion zł89.06 Million ▼ -4.5%
2005 1.00x zł545.91 Million zł545.91 Million zł0.00 ▲ +0.0%
2002 1.00x zł272.69 Million zł272.69 Million zł0.00
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).