Erste Bank Polska S.A. (EBP) — Net Asset Quality Index
Erste Bank Polska S.A. (EBP) has a Net Asset Quality Index of 11.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł304.42 Billion minus total liabilities of zł268.62 Billion yields net assets of zł35.79 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check EBP asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Erste Bank Polska S.A. Net Asset Quality Index Over Time (2002–2025)
This chart shows how Erste Bank Polska S.A.'s Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of March 2026, the index stands at 11.8%, representing net assets of zł35.79 Billion against total assets of zł304.42 Billion PLN. See Erste Bank Polska S.A. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Erste Bank Polska S.A. (2002–2025)
The table below presents the year-by-year Net Asset Quality Index for Erste Bank Polska S.A. from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see EBP market cap overview.
| Year | Quality Index | Net Assets (PLN) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.5% | zł35.51 Billion | zł308.15 Billion | zł272.64 Billion | ▲ +0.2 pp |
| 2024 | 11.3% | zł34.44 Billion | zł304.37 Billion | zł269.93 Billion | ▼ -0.9 pp |
| 2023 | 12.2% | zł33.69 Billion | zł276.65 Billion | zł242.96 Billion | ▲ +1.1 pp |
| 2022 | 11.1% | zł28.47 Billion | zł257.52 Billion | zł229.05 Billion | ▼ -0.1 pp |
| 2021 | 11.2% | zł27.21 Billion | zł243.02 Billion | zł215.80 Billion | ▼ -1.3 pp |
| 2020 | 12.5% | zł28.66 Billion | zł229.31 Billion | zł200.65 Billion | ▼ -0.4 pp |
| 2019 | 12.9% | zł26.98 Billion | zł209.48 Billion | zł182.50 Billion | ▲ +0.0 pp |
| 2018 | 12.9% | zł26.59 Billion | zł206.66 Billion | zł180.06 Billion | ▼ -2.4 pp |
| 2017 | 15.3% | zł23.34 Billion | zł152.67 Billion | zł129.33 Billion | ▲ +1.3 pp |
| 2016 | 14.0% | zł21.02 Billion | zł150.10 Billion | zł129.08 Billion | ▼ -0.7 pp |
| 2015 | 14.7% | zł20.57 Billion | zł139.71 Billion | zł119.14 Billion | ▲ +1.3 pp |
| 2014 | 13.4% | zł18.05 Billion | zł134.50 Billion | zł116.45 Billion | ▼ -0.2 pp |
| 2013 | 13.7% | zł14.48 Billion | zł106.06 Billion | zł91.58 Billion | ▼ -1.3 pp |
| 2012 | 15.0% | zł8.98 Billion | zł60.02 Billion | zł51.04 Billion | ▲ +2.4 pp |
| 2011 | 12.5% | zł7.48 Billion | zł59.80 Billion | zł52.31 Billion | ▼ -0.2 pp |
| 2010 | 12.7% | zł6.77 Billion | zł53.15 Billion | zł46.38 Billion | ▲ +1.6 pp |
| 2009 | 11.2% | zł6.04 Billion | zł54.07 Billion | zł48.03 Billion | ▲ +2.1 pp |
| 2008 | 9.1% | zł5.21 Billion | zł57.43 Billion | zł52.22 Billion | ▼ -2.1 pp |
| 2007 | 11.2% | zł4.58 Billion | zł40.96 Billion | zł36.39 Billion | ▼ -1.0 pp |
| 2006 | 12.2% | zł4.03 Billion | zł32.99 Billion | zł28.96 Billion | ▲ +0.8 pp |
| 2005 | 11.4% | zł3.38 Billion | zł29.55 Billion | zł26.17 Billion | ▲ +0.5 pp |
| 2004 | 11.0% | zł3.02 Billion | zł27.56 Billion | zł24.54 Billion | ▲ +7.9 pp |
| 2003 | 3.0% | zł729.60 Million | zł24.17 Billion | zł23.44 Billion | ▲ +0.1 pp |
| 2002 | 2.9% | zł729.60 Million | zł24.91 Billion | zł24.18 Billion | — |