Erste Bank Polska S.A. (EBP) — Defensive Interval Ratio

Latest as of March 2025: 3 days

Erste Bank Polska S.A. (EBP) has a Defensive Interval Ratio of 3 days as of March 2025. Defensive assets of zł71.31 Million (cash zł-, short-term investments zł-, receivables zł71.31 Million) cover 3 days of daily cash needs of zł22.30 Million/day.

Defensive Interval Ratio

3 days
Days of operational coverage

Defensive Assets

zł71.31 Million
Cash + ST Investments + Receivables

Daily Cash Need

zł22.30 Million
Current Liabilities ÷ 365

Current Liabilities

zł8.14 Billion
PLN

Erste Bank Polska S.A. Defensive Interval Ratio (2011–2024)

This chart shows how Erste Bank Polska S.A.'s Defensive Interval Ratio has evolved across 14 annual periods from 2011 to 2024. As of March 2025, the ratio stands at 3 days, meaning defensive assets of zł71.31 Million can fund 3 days of operations without new revenue. For the complete balance sheet picture, see EBP total assets.

Annual Defensive Interval Ratio for Erste Bank Polska S.A. (2011–2024)

The table below presents the year-by-year Defensive Interval Ratio for Erste Bank Polska S.A. from 2011 to 2024, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Erste Bank Polska S.A. to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (PLN) Daily Cash Need Cash ST Investments Change (days)
2024 4 days zł2.52 Billion zł640.87 Million/day zł- zł- ▲ +2 days
2023 2 days zł1.31 Billion zł578.54 Million/day zł- zł- ▲ +0 days
2022 2 days zł1.08 Billion zł541.12 Million/day zł- zł- ▼ 0 days
2021 2 days zł1.02 Billion zł508.11 Million/day zł- zł- ▲ +0 days
2020 2 days zł753.56 Million zł470.43 Million/day zł- zł- ▼ 0 days
2019 2 days zł820.98 Million zł424.07 Million/day zł- zł- ▼ 0 days
2018 2 days zł912.92 Million zł404.01 Million/day zł- zł- ▼ 0 days
2017 3 days zł766.14 Million zł301.32 Million/day zł- zł- ▲ +0 days
2016 2 days zł625.29 Million zł303.83 Million/day zł- zł- ▲ +1 days
2015 1 days zł360.86 Million zł277.52 Million/day zł- zł- ▼ -3 days
2014 4 days zł1.14 Billion zł262.33 Million/day zł- zł- ▼ -1 days
2013 5 days zł1.15 Billion zł217.18 Million/day zł- zł- ▲ +1 days
2012 4 days zł524.59 Million zł129.05 Million/day zł- zł- ▲ +2 days
2011 2 days zł240.72 Million zł128.42 Million/day zł- zł- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)