Horizon Bancorp (HBNC) — Cash Flow Reinvestment Rate
Horizon Bancorp (HBNC) has a Cash Flow Reinvestment Rate of 0.75x as of March 2026, reinvesting $15.57 Million (capex $56.00K plus investments $-15.51 Million) from operating cash flow of $20.76 Million. Check HBNC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Horizon Bancorp Cash Flow Reinvestment Rate (1995–2025)
Historical reinvestment intensity for Horizon Bancorp across 30 annual periods. Explore HBNC long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Horizon Bancorp (1995–2025)
Year-by-year capital reinvestment analysis for Horizon Bancorp. For live market cap and broader valuation context, see market value of Horizon Bancorp.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 11.89x | $941.95 Million | $79.23 Million | $4.96 Million | ▲ +30.8% |
| 2024 | 9.09x | $57.86 Million | $6.37 Million | $5.08 Million | ▲ +359.6% |
| 2023 | 1.98x | $175.83 Million | $88.94 Million | $7.78 Million | ▼ -64.8% |
| 2022 | 5.62x | $530.47 Million | $94.38 Million | $6.43 Million | ▼ -59.1% |
| 2021 | 13.74x | $1.45 Billion | $105.35 Million | $1.44 Million | ▲ +350.5% |
| 2020 | 3.05x | $240.25 Million | $78.77 Million | $5.87 Million | ▲ +136.3% |
| 2019 | 1.29x | $225.82 Million | $174.95 Million | $4.61 Million | ▼ -68.6% |
| 2018 | 4.11x | $296.76 Million | $72.29 Million | $3.43 Million | ▼ -40.2% |
| 2017 | 6.86x | $336.72 Million | $49.06 Million | $2.69 Million | ▲ +207.2% |
| 2016 | 2.23x | $57.08 Million | $25.55 Million | $1.38 Million | ▼ -74.6% |
| 2015 | 8.79x | $309.62 Million | $35.23 Million | $5.62 Million | ▼ -2.3% |
| 2014 | 9.00x | $158.95 Million | $17.66 Million | $6.25 Million | ▲ +553.3% |
| 2013 | 1.38x | $64.69 Million | $46.97 Million | $6.32 Million | ▲ +43.9% |
| 2012 | 0.96x | $25.21 Million | $26.35 Million | $6.98 Million | ▼ -42.5% |
| 2011 | 1.66x | $37.19 Million | $22.35 Million | $2.44 Million | ▲ +1614.7% |
| 2010 | 0.10x | $2.41 Million | $24.88 Million | $2.41 Million | ▼ -64.9% |
| 2009 | 0.28x | $4.07 Million | $14.71 Million | $4.07 Million | ▼ -0.4% |
| 2008 | 0.28x | $5.44 Million | $19.61 Million | $5.44 Million | ▲ +66.2% |
| 2007 | 0.17x | $3.00 Million | $17.98 Million | $3.00 Million | ▲ +31.7% |
| 2005 | 0.13x | $1.42 Million | $11.22 Million | $1.42 Million | ▼ -30.4% |
| 2004 | 0.18x | $2.61 Million | $14.32 Million | $2.61 Million | ▲ +6.9% |
| 2003 | 0.17x | $2.21 Million | $12.97 Million | $2.21 Million | ▼ -54.6% |
| 2002 | 0.38x | $1.49 Million | $3.97 Million | $1.49 Million | ▲ +162.6% |
| 2001 | 0.14x | $545.00K | $3.81 Million | $545.00K | ▼ -57.7% |
| 2000 | 0.34x | $651.00K | $1.93 Million | $651.00K | ▲ +182.1% |
| 1999 | 0.12x | $2.07 Million | $17.28 Million | $2.07 Million | ▼ -83.5% |
| 1998 | 0.73x | $3.42 Million | $4.72 Million | $3.42 Million | ▼ -24.3% |
| 1997 | 0.96x | $3.73 Million | $3.90 Million | $3.73 Million | ▲ +114.6% |
| 1996 | 0.45x | $4.06 Million | $9.11 Million | $4.06 Million | ▲ +48.7% |
| 1995 | 0.30x | $1.67 Million | $5.55 Million | $1.67 Million | — |