Horizon Bancorp (HBNC) — Cash Flow Reinvestment Rate
Horizon Bancorp (HBNC) has a Cash Flow Reinvestment Rate of 0.10x as of June 2026, reinvesting $3.36 Million (capex $56.00K plus investments $-3.31 Million) from operating cash flow of $33.17 Million. See Horizon Bancorp free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Horizon Bancorp Cash Flow Reinvestment Rate (1995–2025)
Historical reinvestment intensity for Horizon Bancorp across 30 annual periods. For the full cash flow conversion analysis, see Horizon Bancorp cash conversion from operations.
Annual Cash Flow Reinvestment Rate for Horizon Bancorp (1995–2025)
Year-by-year capital reinvestment analysis for Horizon Bancorp. See how financially flexible is Horizon Bancorp to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 11.89x | $941.95 Million | $79.23 Million | $4.96 Million | ▲ +30.8% |
| 2024 | 9.09x | $57.86 Million | $6.37 Million | $5.08 Million | ▲ +359.6% |
| 2023 | 1.98x | $175.83 Million | $88.94 Million | $7.78 Million | ▼ -64.8% |
| 2022 | 5.62x | $530.47 Million | $94.38 Million | $6.43 Million | ▼ -59.1% |
| 2021 | 13.74x | $1.45 Billion | $105.35 Million | $1.44 Million | ▲ +350.5% |
| 2020 | 3.05x | $240.25 Million | $78.77 Million | $5.87 Million | ▲ +136.3% |
| 2019 | 1.29x | $225.82 Million | $174.95 Million | $4.61 Million | ▼ -68.6% |
| 2018 | 4.11x | $296.76 Million | $72.29 Million | $3.43 Million | ▼ -40.2% |
| 2017 | 6.86x | $336.72 Million | $49.06 Million | $2.69 Million | ▲ +207.2% |
| 2016 | 2.23x | $57.08 Million | $25.55 Million | $1.38 Million | ▼ -74.6% |
| 2015 | 8.79x | $309.62 Million | $35.23 Million | $5.62 Million | ▼ -2.3% |
| 2014 | 9.00x | $158.95 Million | $17.66 Million | $6.25 Million | ▲ +553.3% |
| 2013 | 1.38x | $64.69 Million | $46.97 Million | $6.32 Million | ▲ +43.9% |
| 2012 | 0.96x | $25.21 Million | $26.35 Million | $6.98 Million | ▼ -42.5% |
| 2011 | 1.66x | $37.19 Million | $22.35 Million | $2.44 Million | ▲ +1614.7% |
| 2010 | 0.10x | $2.41 Million | $24.88 Million | $2.41 Million | ▼ -64.9% |
| 2009 | 0.28x | $4.07 Million | $14.71 Million | $4.07 Million | ▼ -0.4% |
| 2008 | 0.28x | $5.44 Million | $19.61 Million | $5.44 Million | ▲ +66.2% |
| 2007 | 0.17x | $3.00 Million | $17.98 Million | $3.00 Million | ▲ +31.7% |
| 2005 | 0.13x | $1.42 Million | $11.22 Million | $1.42 Million | ▼ -30.4% |
| 2004 | 0.18x | $2.61 Million | $14.32 Million | $2.61 Million | ▲ +6.9% |
| 2003 | 0.17x | $2.21 Million | $12.97 Million | $2.21 Million | ▼ -54.6% |
| 2002 | 0.38x | $1.49 Million | $3.97 Million | $1.49 Million | ▲ +162.6% |
| 2001 | 0.14x | $545.00K | $3.81 Million | $545.00K | ▼ -57.7% |
| 2000 | 0.34x | $651.00K | $1.93 Million | $651.00K | ▲ +182.1% |
| 1999 | 0.12x | $2.07 Million | $17.28 Million | $2.07 Million | ▼ -83.5% |
| 1998 | 0.73x | $3.42 Million | $4.72 Million | $3.42 Million | ▼ -24.3% |
| 1997 | 0.96x | $3.73 Million | $3.90 Million | $3.73 Million | ▲ +114.6% |
| 1996 | 0.45x | $4.06 Million | $9.11 Million | $4.06 Million | ▲ +48.7% |
| 1995 | 0.30x | $1.67 Million | $5.55 Million | $1.67 Million | — |