Horizon Bancorp (HBNC) — Net Asset Quality Index
Horizon Bancorp (HBNC) has a Net Asset Quality Index of 11.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.57 Billion minus total liabilities of $5.85 Billion yields net assets of $726.19 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Horizon Bancorp (HBNC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Horizon Bancorp Net Asset Quality Index Over Time (1995–2025)
This chart shows how Horizon Bancorp's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the index stands at 11.0%, representing net assets of $726.19 Million against total assets of $6.57 Billion USD. See Horizon Bancorp shareholders equity for net asset value and shareholders' equity analysis.
Annual Net Asset Quality Index for Horizon Bancorp (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for Horizon Bancorp from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see HBNC market cap.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $688.25 Million | $6.44 Billion | $5.75 Billion | ▲ +0.9 pp |
| 2024 | 9.8% | $763.58 Million | $7.80 Billion | $7.04 Billion | ▲ +0.7 pp |
| 2023 | 9.1% | $718.81 Million | $7.93 Billion | $7.21 Billion | ▲ +0.5 pp |
| 2022 | 8.6% | $677.38 Million | $7.87 Billion | $7.20 Billion | ▼ -1.2 pp |
| 2021 | 9.8% | $723.21 Million | $7.41 Billion | $6.69 Billion | ▼ -2.0 pp |
| 2020 | 11.8% | $692.22 Million | $5.89 Billion | $5.19 Billion | ▼ -0.7 pp |
| 2019 | 12.5% | $656.02 Million | $5.24 Billion | $4.59 Billion | ▲ +0.9 pp |
| 2018 | 11.6% | $491.99 Million | $4.25 Billion | $3.75 Billion | ▲ +0.1 pp |
| 2017 | 11.5% | $457.08 Million | $3.96 Billion | $3.51 Billion | ▲ +0.7 pp |
| 2016 | 10.9% | $340.86 Million | $3.14 Billion | $2.80 Billion | ▲ +0.8 pp |
| 2015 | 10.1% | $266.83 Million | $2.65 Billion | $2.39 Billion | ▲ +0.7 pp |
| 2014 | 9.4% | $194.41 Million | $2.08 Billion | $1.88 Billion | ▼ 0.0 pp |
| 2013 | 9.4% | $164.62 Million | $1.76 Billion | $1.59 Billion | ▲ +0.8 pp |
| 2012 | 8.6% | $158.97 Million | $1.85 Billion | $1.69 Billion | ▲ +0.8 pp |
| 2011 | 7.9% | $121.47 Million | $1.55 Billion | $1.43 Billion | ▼ -0.2 pp |
| 2010 | 8.0% | $112.28 Million | $1.40 Billion | $1.29 Billion | ▼ -0.2 pp |
| 2009 | 8.3% | $114.61 Million | $1.39 Billion | $1.27 Billion | ▲ +0.4 pp |
| 2008 | 7.9% | $103.35 Million | $1.31 Billion | $1.20 Billion | ▲ +2.3 pp |
| 2007 | 5.6% | $70.64 Million | $1.26 Billion | $1.19 Billion | ▲ +0.5 pp |
| 2006 | 5.1% | $61.88 Million | $1.22 Billion | $1.16 Billion | ▲ +0.3 pp |
| 2005 | 4.7% | $53.53 Million | $1.13 Billion | $1.07 Billion | ▼ -0.8 pp |
| 2004 | 5.5% | $50.43 Million | $913.83 Million | $863.40 Million | ▼ -0.6 pp |
| 2003 | 6.1% | $46.22 Million | $757.07 Million | $710.85 Million | ▲ +0.4 pp |
| 2002 | 5.8% | $41.41 Million | $720.13 Million | $678.72 Million | ▼ -0.2 pp |
| 2001 | 5.9% | $34.94 Million | $587.95 Million | $553.00 Million | ▼ 0.0 pp |
| 2000 | 5.9% | $31.62 Million | $531.78 Million | $500.15 Million | ▲ +1.9 pp |
| 1999 | 4.0% | $21.19 Million | $526.00 Million | $504.81 Million | ▼ -2.6 pp |
| 1998 | 6.6% | $27.47 Million | $416.15 Million | $388.69 Million | ▼ -1.4 pp |
| 1997 | 8.0% | $28.71 Million | $359.75 Million | $331.04 Million | ▲ +0.3 pp |
| 1996 | 7.7% | $29.30 Million | $382.04 Million | $352.74 Million | ▼ -0.1 pp |
| 1995 | 7.8% | $28.55 Million | $368.01 Million | $339.46 Million | — |