Horizon Bancorp (HBNC) — Net Asset Quality Index
Horizon Bancorp (HBNC) has a Net Asset Quality Index of 10.6% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.56 Billion minus total liabilities of $5.87 Billion yields net assets of $699.03 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check HBNC cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Horizon Bancorp Net Asset Quality Index Over Time (1995–2025)
This chart shows how Horizon Bancorp's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the index stands at 10.6%, representing net assets of $699.03 Million against total assets of $6.56 Billion USD. See Horizon Bancorp current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Horizon Bancorp (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for Horizon Bancorp from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Horizon Bancorp market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $688.25 Million | $6.44 Billion | $5.75 Billion | ▲ +0.9 pp |
| 2024 | 9.8% | $763.58 Million | $7.80 Billion | $7.04 Billion | ▲ +0.7 pp |
| 2023 | 9.1% | $718.81 Million | $7.93 Billion | $7.21 Billion | ▲ +0.5 pp |
| 2022 | 8.6% | $677.38 Million | $7.87 Billion | $7.20 Billion | ▼ -1.2 pp |
| 2021 | 9.8% | $723.21 Million | $7.41 Billion | $6.69 Billion | ▼ -2.0 pp |
| 2020 | 11.8% | $692.22 Million | $5.89 Billion | $5.19 Billion | ▼ -0.7 pp |
| 2019 | 12.5% | $656.02 Million | $5.24 Billion | $4.59 Billion | ▲ +0.9 pp |
| 2018 | 11.6% | $491.99 Million | $4.25 Billion | $3.75 Billion | ▲ +0.1 pp |
| 2017 | 11.5% | $457.08 Million | $3.96 Billion | $3.51 Billion | ▲ +0.7 pp |
| 2016 | 10.9% | $340.86 Million | $3.14 Billion | $2.80 Billion | ▲ +0.8 pp |
| 2015 | 10.1% | $266.83 Million | $2.65 Billion | $2.39 Billion | ▲ +0.7 pp |
| 2014 | 9.4% | $194.41 Million | $2.08 Billion | $1.88 Billion | ▼ 0.0 pp |
| 2013 | 9.4% | $164.62 Million | $1.76 Billion | $1.59 Billion | ▲ +0.8 pp |
| 2012 | 8.6% | $158.97 Million | $1.85 Billion | $1.69 Billion | ▲ +0.8 pp |
| 2011 | 7.9% | $121.47 Million | $1.55 Billion | $1.43 Billion | ▼ -0.2 pp |
| 2010 | 8.0% | $112.28 Million | $1.40 Billion | $1.29 Billion | ▼ -0.2 pp |
| 2009 | 8.3% | $114.61 Million | $1.39 Billion | $1.27 Billion | ▲ +0.4 pp |
| 2008 | 7.9% | $103.35 Million | $1.31 Billion | $1.20 Billion | ▲ +2.3 pp |
| 2007 | 5.6% | $70.64 Million | $1.26 Billion | $1.19 Billion | ▲ +0.5 pp |
| 2006 | 5.1% | $61.88 Million | $1.22 Billion | $1.16 Billion | ▲ +0.3 pp |
| 2005 | 4.7% | $53.53 Million | $1.13 Billion | $1.07 Billion | ▼ -0.8 pp |
| 2004 | 5.5% | $50.43 Million | $913.83 Million | $863.40 Million | ▼ -0.6 pp |
| 2003 | 6.1% | $46.22 Million | $757.07 Million | $710.85 Million | ▲ +0.4 pp |
| 2002 | 5.8% | $41.41 Million | $720.13 Million | $678.72 Million | ▼ -0.2 pp |
| 2001 | 5.9% | $34.94 Million | $587.95 Million | $553.00 Million | ▼ 0.0 pp |
| 2000 | 5.9% | $31.62 Million | $531.78 Million | $500.15 Million | ▲ +1.9 pp |
| 1999 | 4.0% | $21.19 Million | $526.00 Million | $504.81 Million | ▼ -2.6 pp |
| 1998 | 6.6% | $27.47 Million | $416.15 Million | $388.69 Million | ▼ -1.4 pp |
| 1997 | 8.0% | $28.71 Million | $359.75 Million | $331.04 Million | ▲ +0.3 pp |
| 1996 | 7.7% | $29.30 Million | $382.04 Million | $352.74 Million | ▼ -0.1 pp |
| 1995 | 7.8% | $28.55 Million | $368.01 Million | $339.46 Million | — |