Horizon Bancorp (HBNC) — Free Cash Flow Generation Index
Horizon Bancorp (HBNC) has a Free Cash Flow Generation Index of 1.00x as of June 2026. Free cash flow of $33.22 Million represents 1% of operating cash flow ($33.17 Million). Explore HBNC capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Horizon Bancorp Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for Horizon Bancorp across 30 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Horizon Bancorp.
Annual Free Cash Flow Generation for Horizon Bancorp (1995–2025)
Year-by-year Free Cash Flow Generation Index for Horizon Bancorp. Check HBNC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $74.28 Million | $79.23 Million | $4.96 Million | ▲ +364.9% |
| 2024 | 0.20x | $1.28 Million | $6.37 Million | $5.08 Million | ▼ -77.9% |
| 2023 | 0.91x | $81.16 Million | $88.94 Million | $7.78 Million | ▼ -2.1% |
| 2022 | 0.93x | $87.95 Million | $94.38 Million | $6.43 Million | ▼ -5.5% |
| 2021 | 0.99x | $103.91 Million | $105.35 Million | $1.44 Million | ▲ +6.6% |
| 2020 | 0.93x | $72.90 Million | $78.77 Million | $5.87 Million | ▼ -4.9% |
| 2019 | 0.97x | $170.34 Million | $174.95 Million | $4.61 Million | ▲ +2.2% |
| 2018 | 0.95x | $68.85 Million | $72.29 Million | $3.43 Million | ▲ +0.8% |
| 2017 | 0.95x | $46.38 Million | $49.06 Million | $2.69 Million | ▼ -0.1% |
| 2016 | 0.95x | $24.16 Million | $25.55 Million | $1.38 Million | ▲ +12.5% |
| 2015 | 0.84x | $29.61 Million | $35.23 Million | $5.62 Million | ▲ +30.1% |
| 2014 | 0.65x | $11.41 Million | $17.66 Million | $6.25 Million | ▼ -25.4% |
| 2013 | 0.87x | $40.65 Million | $46.97 Million | $6.32 Million | ▲ +17.8% |
| 2012 | 0.73x | $19.36 Million | $26.35 Million | $6.98 Million | ▼ -17.5% |
| 2011 | 0.89x | $19.91 Million | $22.35 Million | $2.44 Million | ▼ -1.4% |
| 2010 | 0.90x | $22.46 Million | $24.88 Million | $2.41 Million | ▲ +24.8% |
| 2009 | 0.72x | $10.65 Million | $14.71 Million | $4.07 Million | ▲ +0.1% |
| 2008 | 0.72x | $14.17 Million | $19.61 Million | $5.44 Million | ▼ -13.3% |
| 2007 | 0.83x | $14.98 Million | $17.98 Million | $3.00 Million | ▼ -4.6% |
| 2005 | 0.87x | $9.79 Million | $11.22 Million | $1.42 Million | ▲ +6.8% |
| 2004 | 0.82x | $11.71 Million | $14.32 Million | $2.61 Million | ▼ -1.4% |
| 2003 | 0.83x | $10.76 Million | $12.97 Million | $2.21 Million | ▲ +32.8% |
| 2002 | 0.62x | $2.48 Million | $3.97 Million | $1.49 Million | ▼ -27.1% |
| 2001 | 0.86x | $3.27 Million | $3.81 Million | $545.00K | ▲ +29.4% |
| 2000 | 0.66x | $1.28 Million | $1.93 Million | $651.00K | ▼ -24.8% |
| 1999 | 0.88x | $15.21 Million | $17.28 Million | $2.07 Million | ▲ +220.2% |
| 1998 | 0.27x | $1.30 Million | $4.72 Million | $3.42 Million | ▲ +549.9% |
| 1997 | 0.04x | $165.00K | $3.90 Million | $3.73 Million | ▼ -92.4% |
| 1996 | 0.55x | $5.04 Million | $9.11 Million | $4.06 Million | ▼ -20.9% |
| 1995 | 0.70x | $3.89 Million | $5.55 Million | $1.67 Million | — |