Horizon Bancorp (HBNC) — Free Cash Flow Generation Index
Horizon Bancorp (HBNC) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $20.76 Million represents 1% of operating cash flow ($20.76 Million). Read HBNC total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Horizon Bancorp Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for Horizon Bancorp across 30 annual periods. Explore Horizon Bancorp (HBNC) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Horizon Bancorp (1995–2025)
Year-by-year Free Cash Flow Generation Index for Horizon Bancorp. For the full company profile including market capitalisation, see Horizon Bancorp market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $74.28 Million | $79.23 Million | $4.96 Million | ▲ +364.9% |
| 2024 | 0.20x | $1.28 Million | $6.37 Million | $5.08 Million | ▼ -77.9% |
| 2023 | 0.91x | $81.16 Million | $88.94 Million | $7.78 Million | ▼ -2.1% |
| 2022 | 0.93x | $87.95 Million | $94.38 Million | $6.43 Million | ▼ -5.5% |
| 2021 | 0.99x | $103.91 Million | $105.35 Million | $1.44 Million | ▲ +6.6% |
| 2020 | 0.93x | $72.90 Million | $78.77 Million | $5.87 Million | ▼ -4.9% |
| 2019 | 0.97x | $170.34 Million | $174.95 Million | $4.61 Million | ▲ +2.2% |
| 2018 | 0.95x | $68.85 Million | $72.29 Million | $3.43 Million | ▲ +0.8% |
| 2017 | 0.95x | $46.38 Million | $49.06 Million | $2.69 Million | ▼ -0.1% |
| 2016 | 0.95x | $24.16 Million | $25.55 Million | $1.38 Million | ▲ +12.5% |
| 2015 | 0.84x | $29.61 Million | $35.23 Million | $5.62 Million | ▲ +30.1% |
| 2014 | 0.65x | $11.41 Million | $17.66 Million | $6.25 Million | ▼ -25.4% |
| 2013 | 0.87x | $40.65 Million | $46.97 Million | $6.32 Million | ▲ +17.8% |
| 2012 | 0.73x | $19.36 Million | $26.35 Million | $6.98 Million | ▼ -17.5% |
| 2011 | 0.89x | $19.91 Million | $22.35 Million | $2.44 Million | ▼ -1.4% |
| 2010 | 0.90x | $22.46 Million | $24.88 Million | $2.41 Million | ▲ +24.8% |
| 2009 | 0.72x | $10.65 Million | $14.71 Million | $4.07 Million | ▲ +0.1% |
| 2008 | 0.72x | $14.17 Million | $19.61 Million | $5.44 Million | ▼ -13.3% |
| 2007 | 0.83x | $14.98 Million | $17.98 Million | $3.00 Million | ▼ -4.6% |
| 2005 | 0.87x | $9.79 Million | $11.22 Million | $1.42 Million | ▲ +6.8% |
| 2004 | 0.82x | $11.71 Million | $14.32 Million | $2.61 Million | ▼ -1.4% |
| 2003 | 0.83x | $10.76 Million | $12.97 Million | $2.21 Million | ▲ +32.8% |
| 2002 | 0.62x | $2.48 Million | $3.97 Million | $1.49 Million | ▼ -27.1% |
| 2001 | 0.86x | $3.27 Million | $3.81 Million | $545.00K | ▲ +29.4% |
| 2000 | 0.66x | $1.28 Million | $1.93 Million | $651.00K | ▼ -24.8% |
| 1999 | 0.88x | $15.21 Million | $17.28 Million | $2.07 Million | ▲ +220.2% |
| 1998 | 0.27x | $1.30 Million | $4.72 Million | $3.42 Million | ▲ +549.9% |
| 1997 | 0.04x | $165.00K | $3.90 Million | $3.73 Million | ▼ -92.4% |
| 1996 | 0.55x | $5.04 Million | $9.11 Million | $4.06 Million | ▼ -20.9% |
| 1995 | 0.70x | $3.89 Million | $5.55 Million | $1.67 Million | — |