Horizon Bancorp (HBNC) — Free Cash Flow Generation Index
Horizon Bancorp (HBNC) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $20.76 Million represents 1% of operating cash flow ($20.76 Million). See HBNC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Horizon Bancorp Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for Horizon Bancorp across 30 annual periods. Explore Horizon Bancorp cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Horizon Bancorp (1995–2025)
Year-by-year Free Cash Flow Generation Index for Horizon Bancorp. For the full company profile including market capitalisation, see how much is Horizon Bancorp worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.91x | $41.65 Million | $45.66 Million | $4.01 Million | ▲ +352.4% |
| 2024 | 0.20x | $1.28 Million | $6.37 Million | $5.08 Million | ▼ -77.9% |
| 2023 | 0.91x | $81.16 Million | $88.94 Million | $7.78 Million | ▼ -2.1% |
| 2022 | 0.93x | $87.95 Million | $94.38 Million | $6.43 Million | ▼ -5.5% |
| 2021 | 0.99x | $103.91 Million | $105.35 Million | $1.44 Million | ▲ +6.6% |
| 2020 | 0.93x | $72.90 Million | $78.77 Million | $5.87 Million | ▼ -4.9% |
| 2019 | 0.97x | $170.34 Million | $174.95 Million | $4.61 Million | ▲ +2.2% |
| 2018 | 0.95x | $68.85 Million | $72.29 Million | $3.43 Million | ▲ +0.8% |
| 2017 | 0.95x | $46.38 Million | $49.06 Million | $2.69 Million | ▼ -0.1% |
| 2016 | 0.95x | $24.16 Million | $25.55 Million | $1.38 Million | ▲ +12.5% |
| 2015 | 0.84x | $29.61 Million | $35.23 Million | $5.62 Million | ▲ +30.1% |
| 2014 | 0.65x | $11.41 Million | $17.66 Million | $6.25 Million | ▼ -25.4% |
| 2013 | 0.87x | $40.65 Million | $46.97 Million | $6.32 Million | ▲ +17.8% |
| 2012 | 0.73x | $19.36 Million | $26.35 Million | $6.98 Million | ▼ -17.5% |
| 2011 | 0.89x | $19.91 Million | $22.35 Million | $2.44 Million | ▼ -1.4% |
| 2010 | 0.90x | $22.46 Million | $24.88 Million | $2.41 Million | ▲ +24.8% |
| 2009 | 0.72x | $10.65 Million | $14.71 Million | $4.07 Million | ▲ +0.1% |
| 2008 | 0.72x | $14.17 Million | $19.61 Million | $5.44 Million | ▼ -13.3% |
| 2007 | 0.83x | $14.98 Million | $17.98 Million | $3.00 Million | ▼ -4.6% |
| 2005 | 0.87x | $9.79 Million | $11.22 Million | $1.42 Million | ▲ +6.8% |
| 2004 | 0.82x | $11.71 Million | $14.32 Million | $2.61 Million | ▼ -1.4% |
| 2003 | 0.83x | $10.76 Million | $12.97 Million | $2.21 Million | ▲ +32.8% |
| 2002 | 0.62x | $2.48 Million | $3.97 Million | $1.49 Million | ▼ -27.1% |
| 2001 | 0.86x | $3.27 Million | $3.81 Million | $545.00K | ▲ +29.4% |
| 2000 | 0.66x | $1.28 Million | $1.93 Million | $651.00K | ▼ -24.8% |
| 1999 | 0.88x | $15.21 Million | $17.28 Million | $2.07 Million | ▲ +220.2% |
| 1998 | 0.27x | $1.30 Million | $4.72 Million | $3.42 Million | ▲ +549.9% |
| 1997 | 0.04x | $165.00K | $3.90 Million | $3.73 Million | ▼ -92.4% |
| 1996 | 0.55x | $5.04 Million | $9.11 Million | $4.06 Million | ▼ -20.9% |
| 1995 | 0.70x | $3.89 Million | $5.55 Million | $1.67 Million | — |