Horizon Bancorp (HBNC) — Cash Flow-to-Debt Ratio
Horizon Bancorp (HBNC) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $20.76 Million could theoretically repay 0% of its total liabilities ($5.87 Billion) in one year. See free cash flow generation of Horizon Bancorp to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Horizon Bancorp Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Horizon Bancorp across 31 annual periods. Also explore Horizon Bancorp net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Horizon Bancorp (1995–2025)
Year-by-year debt coverage analysis for Horizon Bancorp. For market capitalisation and broader financial context, see HBNC company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $45.66 Million | $5.75 Billion | ▲ +777.8% |
| 2024 | 0.00x | $6.37 Million | $7.04 Billion | ▼ -92.7% |
| 2023 | 0.01x | $88.94 Million | $7.21 Billion | ▼ -6.0% |
| 2022 | 0.01x | $94.38 Million | $7.20 Billion | ▼ -16.7% |
| 2021 | 0.02x | $105.35 Million | $6.69 Billion | ▲ +3.9% |
| 2020 | 0.02x | $78.77 Million | $5.19 Billion | ▼ -60.2% |
| 2019 | 0.04x | $174.95 Million | $4.59 Billion | ▲ +98.1% |
| 2018 | 0.02x | $72.29 Million | $3.75 Billion | ▲ +37.6% |
| 2017 | 0.01x | $49.06 Million | $3.51 Billion | ▲ +53.3% |
| 2016 | 0.01x | $25.55 Million | $2.80 Billion | ▼ -38.2% |
| 2015 | 0.01x | $35.23 Million | $2.39 Billion | ▲ +57.4% |
| 2014 | 0.01x | $17.66 Million | $1.88 Billion | ▼ -68.2% |
| 2013 | 0.03x | $46.97 Million | $1.59 Billion | ▲ +88.9% |
| 2012 | 0.02x | $26.35 Million | $1.69 Billion | ▼ -0.5% |
| 2011 | 0.02x | $22.35 Million | $1.43 Billion | ▼ -18.8% |
| 2010 | 0.02x | $24.88 Million | $1.29 Billion | ▲ +67.0% |
| 2009 | 0.01x | $14.71 Million | $1.27 Billion | ▼ -29.1% |
| 2008 | 0.02x | $19.61 Million | $1.20 Billion | ▲ +7.7% |
| 2007 | 0.02x | $17.98 Million | $1.19 Billion | ▲ +1840.5% |
| 2006 | 0.00x | $-1.01 Million | $1.16 Billion | ▼ -108.3% |
| 2005 | 0.01x | $11.22 Million | $1.07 Billion | ▼ -37.0% |
| 2004 | 0.02x | $14.32 Million | $863.40 Million | ▼ -9.1% |
| 2003 | 0.02x | $12.97 Million | $710.85 Million | ▲ +212.0% |
| 2002 | 0.01x | $3.97 Million | $678.72 Million | ▼ -15.2% |
| 2001 | 0.01x | $3.81 Million | $553.00 Million | ▲ +79.0% |
| 2000 | 0.00x | $1.93 Million | $500.15 Million | ▼ -88.7% |
| 1999 | 0.03x | $17.28 Million | $504.81 Million | ▲ +181.9% |
| 1998 | 0.01x | $4.72 Million | $388.69 Million | ▲ +3.1% |
| 1997 | 0.01x | $3.90 Million | $331.04 Million | ▼ -54.4% |
| 1996 | 0.03x | $9.11 Million | $352.74 Million | ▲ +57.8% |
| 1995 | 0.02x | $5.55 Million | $339.46 Million | — |