Horizon Bancorp (HBNC) — Tangible Net Worth Ratio
Horizon Bancorp (HBNC) has a Tangible Net Worth Ratio of 99.2% as of June 2026. This metric is calculated by deducting intangible assets ($5.83 Million) from net assets ($726.19 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Horizon Bancorp (HBNC) net asset momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Horizon Bancorp Tangible Net Worth Ratio (1995–2025)
This chart shows how Horizon Bancorp's Tangible Net Worth Ratio has changed across 31 annual periods from 1995 to 2025. As of June 2026, the ratio stands at 99.2%, reflecting net assets of $726.19 Million with intangible assets of $5.83 Million USD. Check Horizon Bancorp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Tangible Net Worth Ratio for Horizon Bancorp (1995–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Horizon Bancorp from 1995 to 2025, covering 31 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see Horizon Bancorp stock valuation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 99.0% | $688.25 Million | $7.18 Million | $6.44 Billion | ▲ +0.3 pp |
| 2024 | 98.7% | $763.58 Million | $10.22 Million | $7.80 Billion | ▲ +0.6 pp |
| 2023 | 98.1% | $718.81 Million | $13.63 Million | $7.93 Billion | ▲ +0.6 pp |
| 2022 | 97.5% | $677.38 Million | $17.24 Million | $7.87 Billion | ▲ +0.4 pp |
| 2021 | 97.1% | $723.21 Million | $20.94 Million | $7.41 Billion | ▲ +0.6 pp |
| 2020 | 96.5% | $692.22 Million | $23.90 Million | $5.89 Billion | ▲ +0.6 pp |
| 2019 | 95.9% | $656.02 Million | $26.68 Million | $5.24 Billion | ▼ -2.0 pp |
| 2018 | 97.9% | $491.99 Million | $10.39 Million | $4.25 Billion | ▲ +0.6 pp |
| 2017 | 97.3% | $457.08 Million | $12.40 Million | $3.96 Billion | ▼ 0.0 pp |
| 2016 | 97.3% | $340.86 Million | $9.20 Million | $3.14 Billion | ▲ +0.1 pp |
| 2015 | 97.2% | $266.83 Million | $7.37 Million | $2.65 Billion | ▼ -0.7 pp |
| 2014 | 98.0% | $194.41 Million | $3.96 Million | $2.08 Billion | ▼ 0.0 pp |
| 2013 | 98.0% | $164.62 Million | $3.29 Million | $1.76 Billion | ▲ +0.5 pp |
| 2012 | 97.5% | $158.97 Million | $4.05 Million | $1.85 Billion | ▼ -0.7 pp |
| 2011 | 98.1% | $121.47 Million | $2.29 Million | $1.55 Billion | ▲ +0.6 pp |
| 2010 | 97.6% | $112.28 Million | $2.74 Million | $1.40 Billion | ▼ -1.2 pp |
| 2009 | 98.7% | $114.61 Million | $1.45 Million | $1.39 Billion | ▲ +0.4 pp |
| 2008 | 98.3% | $103.35 Million | $1.75 Million | $1.31 Billion | ▲ +1.2 pp |
| 2007 | 97.1% | $70.64 Million | $2.07 Million | $1.26 Billion | ▲ +1.0 pp |
| 2006 | 96.1% | $61.88 Million | $2.41 Million | $1.22 Billion | ▲ +1.3 pp |
| 2005 | 94.8% | $53.53 Million | $2.78 Million | $1.13 Billion | ▼ -2.6 pp |
| 2004 | 97.4% | $50.43 Million | $1.33 Million | $913.83 Million | ▼ -2.6 pp |
| 2003 | 100.0% | $46.22 Million | $0.00 | $757.07 Million | ▲ +0.0 pp |
| 2002 | 100.0% | $41.41 Million | $0.00 | $720.13 Million | ▲ +0.0 pp |
| 2001 | 100.0% | $34.94 Million | $0.00 | $587.95 Million | ▲ +0.0 pp |
| 2000 | 100.0% | $31.62 Million | $0.00 | $531.78 Million | ▲ +0.0 pp |
| 1999 | 100.0% | $21.19 Million | $0.00 | $526.00 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $27.47 Million | $0.00 | $416.15 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $28.71 Million | $0.00 | $359.75 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $29.30 Million | $0.00 | $382.04 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $28.55 Million | $0.00 | $368.01 Million | — |