TrustCo Bank Corp NY (TRST) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.14x

TrustCo Bank Corp NY (TRST) has a Cash Flow Reinvestment Rate of 0.14x as of March 2026, reinvesting $1.64 Million (capex $1.64 Million ) from operating cash flow of $11.82 Million. Check how high is TrustCo Bank Corp NY's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.14x
(Capex + Investments) / Operating CF

Total Reinvested

$1.64 Million
Capex + Investments

Operating Cash Flow

$11.82 Million
USD

Capital Expenditures

$1.64 Million
USD

TrustCo Bank Corp NY Cash Flow Reinvestment Rate (1989–2025)

Historical reinvestment intensity for TrustCo Bank Corp NY across 36 annual periods. Explore how much of TrustCo Bank Corp NY's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for TrustCo Bank Corp NY (1989–2025)

Year-by-year capital reinvestment analysis for TrustCo Bank Corp NY. For live market cap and broader valuation context, see market value of TrustCo Bank Corp NY.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.26x $72.82 Million $57.60 Million $11.87 Million ▲ +770.4%
2024 0.15x $8.63 Million $59.44 Million $4.88 Million ▼ -97.0%
2023 4.85x $311.03 Million $64.13 Million $5.67 Million ▼ -8.7%
2022 5.31x $417.68 Million $78.63 Million $3.79 Million ▲ +67.1%
2021 3.18x $176.03 Million $55.37 Million $2.84 Million ▲ +404.4%
2020 0.63x $39.18 Million $62.16 Million $3.83 Million ▼ -84.1%
2019 3.96x $252.65 Million $63.80 Million $3.89 Million ▲ +50.6%
2018 2.63x $177.89 Million $67.64 Million $3.65 Million ▲ +7.3%
2017 2.45x $151.25 Million $61.69 Million $3.61 Million ▼ -18.5%
2016 3.01x $165.23 Million $54.89 Million $2.06 Million ▲ +148.6%
2015 1.21x $72.66 Million $60.01 Million $3.74 Million ▲ +12.0%
2014 1.08x $59.44 Million $54.99 Million $8.50 Million ▼ -60.8%
2013 2.75x $192.52 Million $69.89 Million $6.38 Million ▲ +36.9%
2012 2.01x $117.98 Million $58.63 Million $4.26 Million ▼ -14.3%
2011 2.35x $143.97 Million $61.32 Million $5.21 Million ▲ +3053.9%
2010 0.07x $3.61 Million $48.48 Million $3.61 Million ▼ -92.9%
2009 1.05x $148.88 Million $142.07 Million $148.88 Million ▲ +67.1%
2008 0.63x $243.64 Million $388.53 Million $243.64 Million ▲ +734.9%
2007 0.08x $8.26 Million $109.96 Million $8.26 Million ▼ -29.0%
2006 0.11x $5.12 Million $48.38 Million $5.12 Million ▲ +22.5%
2005 0.09x $3.85 Million $44.64 Million $3.85 Million ▼ -9.5%
2004 0.10x $4.29 Million $44.93 Million $4.29 Million ▲ +23.1%
2003 0.08x $2.95 Million $38.10 Million $2.95 Million ▲ +28.7%
2002 0.06x $3.16 Million $52.55 Million $3.16 Million ▼ -23.6%
2001 0.08x $3.45 Million $43.76 Million $3.45 Million ▲ +61.8%
2000 0.05x $2.74 Million $56.22 Million $2.74 Million ▼ -9.7%
1999 0.05x $2.30 Million $42.60 Million $2.30 Million ▲ +50.9%
1998 0.04x $1.80 Million $50.30 Million $1.80 Million ▼ -21.0%
1997 0.05x $2.40 Million $53.00 Million $2.40 Million ▲ +19.5%
1996 0.04x $1.00 Million $26.40 Million $1.00 Million ▼ -39.7%
1995 0.06x $2.30 Million $36.60 Million $2.30 Million ▲ +63.0%
1994 0.04x $1.70 Million $44.10 Million $1.70 Million ▼ -73.5%
1992 0.15x $4.40 Million $30.30 Million $4.40 Million ▼ -48.3%
1991 0.28x $3.20 Million $11.40 Million $3.20 Million ▲ +225.6%
1990 0.09x $1.50 Million $17.40 Million $1.50 Million ▼ -18.4%
1989 0.11x $1.50 Million $14.20 Million $1.50 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow