TrustCo Bank Corp NY (TRST) — Free Cash Flow Generation Index
TrustCo Bank Corp NY (TRST) has a Free Cash Flow Generation Index of 0.86x as of March 2026. Free cash flow of $10.18 Million represents 1% of operating cash flow ($11.82 Million). See TRST net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
TrustCo Bank Corp NY Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for TrustCo Bank Corp NY across 36 annual periods. Explore TrustCo Bank Corp NY cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for TrustCo Bank Corp NY (1989–2025)
Year-by-year Free Cash Flow Generation Index for TrustCo Bank Corp NY. For the full company profile including market capitalisation, see TrustCo Bank Corp NY (TRST) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.79x | $45.74 Million | $57.60 Million | $11.87 Million | ▼ -13.5% |
| 2024 | 0.92x | $54.56 Million | $59.44 Million | $4.88 Million | ▲ +0.7% |
| 2023 | 0.91x | $58.46 Million | $64.13 Million | $5.67 Million | ▼ -4.2% |
| 2022 | 0.95x | $74.84 Million | $78.63 Million | $3.79 Million | ▲ +0.3% |
| 2021 | 0.95x | $52.52 Million | $55.37 Million | $2.84 Million | ▲ +1.1% |
| 2020 | 0.94x | $58.33 Million | $62.16 Million | $3.83 Million | ▼ -0.1% |
| 2019 | 0.94x | $59.90 Million | $63.80 Million | $3.89 Million | ▼ -0.8% |
| 2018 | 0.95x | $63.99 Million | $67.64 Million | $3.65 Million | ▲ +0.5% |
| 2017 | 0.94x | $58.08 Million | $61.69 Million | $3.61 Million | ▼ -2.2% |
| 2016 | 0.96x | $52.84 Million | $54.89 Million | $2.06 Million | ▲ +2.7% |
| 2015 | 0.94x | $56.26 Million | $60.01 Million | $3.74 Million | ▲ +10.9% |
| 2014 | 0.85x | $46.50 Million | $54.99 Million | $8.50 Million | ▼ -7.0% |
| 2013 | 0.91x | $63.51 Million | $69.89 Million | $6.38 Million | ▼ -2.0% |
| 2012 | 0.93x | $54.36 Million | $58.63 Million | $4.26 Million | ▲ +1.3% |
| 2011 | 0.91x | $56.10 Million | $61.32 Million | $5.21 Million | ▼ -1.1% |
| 2010 | 0.93x | $44.87 Million | $48.48 Million | $3.61 Million | ▲ +2032.4% |
| 2009 | -0.05x | $-6.80 Million | $142.07 Million | $148.88 Million | ▼ -112.8% |
| 2008 | 0.37x | $144.88 Million | $388.53 Million | $243.64 Million | ▼ -59.7% |
| 2007 | 0.92x | $101.70 Million | $109.96 Million | $8.26 Million | ▲ +3.4% |
| 2006 | 0.89x | $43.27 Million | $48.38 Million | $5.12 Million | ▼ -2.1% |
| 2005 | 0.91x | $40.79 Million | $44.64 Million | $3.85 Million | ▲ +1.0% |
| 2004 | 0.90x | $40.65 Million | $44.93 Million | $4.29 Million | ▼ -1.9% |
| 2003 | 0.92x | $35.15 Million | $38.10 Million | $2.95 Million | ▼ -1.8% |
| 2002 | 0.94x | $49.38 Million | $52.55 Million | $3.16 Million | ▲ +2.0% |
| 2001 | 0.92x | $40.31 Million | $43.76 Million | $3.45 Million | ▼ -3.2% |
| 2000 | 0.95x | $53.48 Million | $56.22 Million | $2.74 Million | ▲ +0.6% |
| 1999 | 0.95x | $40.30 Million | $42.60 Million | $2.30 Million | ▼ -1.9% |
| 1998 | 0.96x | $48.50 Million | $50.30 Million | $1.80 Million | ▲ +1.0% |
| 1997 | 0.95x | $50.60 Million | $53.00 Million | $2.40 Million | ▼ -0.8% |
| 1996 | 0.96x | $25.40 Million | $26.40 Million | $1.00 Million | ▲ +2.7% |
| 1995 | 0.94x | $34.30 Million | $36.60 Million | $2.30 Million | ▼ -2.5% |
| 1994 | 0.96x | $42.40 Million | $44.10 Million | $1.70 Million | ▲ +12.5% |
| 1992 | 0.85x | $25.90 Million | $30.30 Million | $4.40 Million | ▲ +18.8% |
| 1991 | 0.72x | $8.20 Million | $11.40 Million | $3.20 Million | ▼ -21.3% |
| 1990 | 0.91x | $15.90 Million | $17.40 Million | $1.50 Million | ▲ +2.2% |
| 1989 | 0.89x | $12.70 Million | $14.20 Million | $1.50 Million | — |