TrustCo Bank Corp NY (TRST) — Free Cash Flow Generation Index
TrustCo Bank Corp NY (TRST) has a Free Cash Flow Generation Index of 0.86x as of March 2026. Free cash flow of $10.18 Million represents 1% of operating cash flow ($11.82 Million). Explore TRST capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
TrustCo Bank Corp NY Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for TrustCo Bank Corp NY across 36 annual periods. For the full cash flow conversion analysis, see TRST cash generation efficiency.
Annual Free Cash Flow Generation for TrustCo Bank Corp NY (1989–2025)
Year-by-year Free Cash Flow Generation Index for TrustCo Bank Corp NY. Check TrustCo Bank Corp NY cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.79x | $45.74 Million | $57.60 Million | $11.87 Million | ▼ -13.5% |
| 2024 | 0.92x | $54.56 Million | $59.44 Million | $4.88 Million | ▲ +0.7% |
| 2023 | 0.91x | $58.46 Million | $64.13 Million | $5.67 Million | ▼ -4.2% |
| 2022 | 0.95x | $74.84 Million | $78.63 Million | $3.79 Million | ▲ +0.3% |
| 2021 | 0.95x | $52.52 Million | $55.37 Million | $2.84 Million | ▲ +1.1% |
| 2020 | 0.94x | $58.33 Million | $62.16 Million | $3.83 Million | ▼ -0.1% |
| 2019 | 0.94x | $59.90 Million | $63.80 Million | $3.89 Million | ▼ -0.8% |
| 2018 | 0.95x | $63.99 Million | $67.64 Million | $3.65 Million | ▲ +0.5% |
| 2017 | 0.94x | $58.08 Million | $61.69 Million | $3.61 Million | ▼ -2.2% |
| 2016 | 0.96x | $52.84 Million | $54.89 Million | $2.06 Million | ▲ +2.7% |
| 2015 | 0.94x | $56.26 Million | $60.01 Million | $3.74 Million | ▲ +10.9% |
| 2014 | 0.85x | $46.50 Million | $54.99 Million | $8.50 Million | ▼ -7.0% |
| 2013 | 0.91x | $63.51 Million | $69.89 Million | $6.38 Million | ▼ -2.0% |
| 2012 | 0.93x | $54.36 Million | $58.63 Million | $4.26 Million | ▲ +1.3% |
| 2011 | 0.91x | $56.10 Million | $61.32 Million | $5.21 Million | ▼ -1.1% |
| 2010 | 0.93x | $44.87 Million | $48.48 Million | $3.61 Million | ▲ +2032.4% |
| 2009 | -0.05x | $-6.80 Million | $142.07 Million | $148.88 Million | ▼ -112.8% |
| 2008 | 0.37x | $144.88 Million | $388.53 Million | $243.64 Million | ▼ -59.7% |
| 2007 | 0.92x | $101.70 Million | $109.96 Million | $8.26 Million | ▲ +3.4% |
| 2006 | 0.89x | $43.27 Million | $48.38 Million | $5.12 Million | ▼ -2.1% |
| 2005 | 0.91x | $40.79 Million | $44.64 Million | $3.85 Million | ▲ +1.0% |
| 2004 | 0.90x | $40.65 Million | $44.93 Million | $4.29 Million | ▼ -1.9% |
| 2003 | 0.92x | $35.15 Million | $38.10 Million | $2.95 Million | ▼ -1.8% |
| 2002 | 0.94x | $49.38 Million | $52.55 Million | $3.16 Million | ▲ +2.0% |
| 2001 | 0.92x | $40.31 Million | $43.76 Million | $3.45 Million | ▼ -3.2% |
| 2000 | 0.95x | $53.48 Million | $56.22 Million | $2.74 Million | ▲ +0.6% |
| 1999 | 0.95x | $40.30 Million | $42.60 Million | $2.30 Million | ▼ -1.9% |
| 1998 | 0.96x | $48.50 Million | $50.30 Million | $1.80 Million | ▲ +1.0% |
| 1997 | 0.95x | $50.60 Million | $53.00 Million | $2.40 Million | ▼ -0.8% |
| 1996 | 0.96x | $25.40 Million | $26.40 Million | $1.00 Million | ▲ +2.7% |
| 1995 | 0.94x | $34.30 Million | $36.60 Million | $2.30 Million | ▼ -2.5% |
| 1994 | 0.96x | $42.40 Million | $44.10 Million | $1.70 Million | ▲ +12.5% |
| 1992 | 0.85x | $25.90 Million | $30.30 Million | $4.40 Million | ▲ +18.8% |
| 1991 | 0.72x | $8.20 Million | $11.40 Million | $3.20 Million | ▼ -21.3% |
| 1990 | 0.91x | $15.90 Million | $17.40 Million | $1.50 Million | ▲ +2.2% |
| 1989 | 0.89x | $12.70 Million | $14.20 Million | $1.50 Million | — |