TrustCo Bank Corp NY Cash Flow Quality Index
TrustCo Bank Corp NY cash flow quality index. TrustCo Bank Corp NY (TRST) has a Cash Flow Quality Index of 0.73x as of March 2026. Operating cash flow of $11.82 Million is below net income of $16.29 Million, suggesting accrual-heavy earnings not yet converted to cash. See TrustCo Bank Corp NY leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of TrustCo Bank Corp NY (1989–2025)
Cash flow quality index of TrustCo Bank Corp NY from 1989 to 2025. Historical Cash Flow Quality Index for TrustCo Bank Corp NY across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore TRST debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
TrustCo Bank Corp NY Cash Flow Quality Index by Year (1989–2025)
TrustCo Bank Corp NY cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for TrustCo Bank Corp NY. For the full cash flow conversion analysis, see how efficiently does TrustCo Bank Corp NY generate cash.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.94x | $57.60 Million | $61.14 Million | ▼ -22.6% |
| 2024 | 1.22x | $59.44 Million | $48.83 Million | ▲ +11.3% |
| 2023 | 1.09x | $64.13 Million | $58.65 Million | ▲ +4.6% |
| 2022 | 1.05x | $78.63 Million | $75.23 Million | ▲ +16.1% |
| 2021 | 0.90x | $55.37 Million | $61.52 Million | ▼ -24.1% |
| 2020 | 1.19x | $62.16 Million | $52.45 Million | ▲ +7.4% |
| 2019 | 1.10x | $63.80 Million | $57.84 Million | ▲ +0.2% |
| 2018 | 1.10x | $67.64 Million | $61.45 Million | ▼ -23.0% |
| 2017 | 1.43x | $61.69 Million | $43.15 Million | ▲ +11.0% |
| 2016 | 1.29x | $54.89 Million | $42.60 Million | ▼ -9.3% |
| 2015 | 1.42x | $60.01 Million | $42.24 Million | ▲ +14.2% |
| 2014 | 1.24x | $54.99 Million | $44.19 Million | ▼ -29.1% |
| 2013 | 1.76x | $69.89 Million | $39.81 Million | ▲ +12.4% |
| 2012 | 1.56x | $58.63 Million | $37.53 Million | ▼ -15.7% |
| 2011 | 1.85x | $61.32 Million | $33.09 Million | ▲ +12.1% |
| 2010 | 1.65x | $48.48 Million | $29.32 Million | ▼ -67.3% |
| 2009 | 5.05x | $142.07 Million | $28.12 Million | ▼ -55.7% |
| 2008 | 11.40x | $388.53 Million | $34.08 Million | ▲ +309.2% |
| 2007 | 2.79x | $109.96 Million | $39.47 Million | ▲ +161.0% |
| 2006 | 1.07x | $48.38 Million | $45.33 Million | ▲ +41.1% |
| 2005 | 0.76x | $44.64 Million | $58.99 Million | ▼ -4.8% |
| 2004 | 0.79x | $44.93 Million | $56.54 Million | ▲ +10.6% |
| 2003 | 0.72x | $38.10 Million | $53.03 Million | ▼ -32.7% |
| 2002 | 1.07x | $52.55 Million | $49.24 Million | ▲ +11.0% |
| 2001 | 0.96x | $43.76 Million | $45.51 Million | ▼ -28.7% |
| 2000 | 1.35x | $56.22 Million | $41.70 Million | ▲ +20.9% |
| 1999 | 1.12x | $42.60 Million | $38.20 Million | ▼ -22.4% |
| 1998 | 1.44x | $50.30 Million | $35.00 Million | ▼ -12.7% |
| 1997 | 1.65x | $53.00 Million | $32.20 Million | ▲ +78.9% |
| 1996 | 0.92x | $26.40 Million | $28.70 Million | ▼ -35.9% |
| 1995 | 1.44x | $36.60 Million | $25.50 Million | ▼ -25.5% |
| 1994 | 1.93x | $44.10 Million | $22.90 Million | ▲ +223.8% |
| 1993 | -1.56x | $-36.70 Million | $23.60 Million | ▼ -189.8% |
| 1992 | 1.73x | $30.30 Million | $17.50 Million | ▲ +95.9% |
| 1991 | 0.88x | $11.40 Million | $12.90 Million | ▼ -46.2% |
| 1990 | 1.64x | $17.40 Million | $10.60 Million | ▲ +8.7% |
| 1989 | 1.51x | $14.20 Million | $9.40 Million | — |