TrustCo Bank Corp NY (TRST) — Cash Flow Quality Index
TrustCo Bank Corp NY (TRST) has a Cash Flow Quality Index of 0.73x as of March 2026. Operating cash flow of $11.82 Million is below net income of $16.29 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore TrustCo Bank Corp NY (TRST) investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
TrustCo Bank Corp NY Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for TrustCo Bank Corp NY across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TrustCo Bank Corp NY (TRST) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for TrustCo Bank Corp NY (1989–2025)
Year-by-year earnings quality comparison for TrustCo Bank Corp NY. For live market cap and the full company financial profile, see TrustCo Bank Corp NY market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.94x | $57.60 Million | $61.14 Million | ▼ -22.6% |
| 2024 | 1.22x | $59.44 Million | $48.83 Million | ▲ +11.3% |
| 2023 | 1.09x | $64.13 Million | $58.65 Million | ▲ +4.6% |
| 2022 | 1.05x | $78.63 Million | $75.23 Million | ▲ +16.1% |
| 2021 | 0.90x | $55.37 Million | $61.52 Million | ▼ -24.1% |
| 2020 | 1.19x | $62.16 Million | $52.45 Million | ▲ +7.4% |
| 2019 | 1.10x | $63.80 Million | $57.84 Million | ▲ +0.2% |
| 2018 | 1.10x | $67.64 Million | $61.45 Million | ▼ -23.0% |
| 2017 | 1.43x | $61.69 Million | $43.15 Million | ▲ +11.0% |
| 2016 | 1.29x | $54.89 Million | $42.60 Million | ▼ -9.3% |
| 2015 | 1.42x | $60.01 Million | $42.24 Million | ▲ +14.2% |
| 2014 | 1.24x | $54.99 Million | $44.19 Million | ▼ -29.1% |
| 2013 | 1.76x | $69.89 Million | $39.81 Million | ▲ +12.4% |
| 2012 | 1.56x | $58.63 Million | $37.53 Million | ▼ -15.7% |
| 2011 | 1.85x | $61.32 Million | $33.09 Million | ▲ +12.1% |
| 2010 | 1.65x | $48.48 Million | $29.32 Million | ▼ -67.3% |
| 2009 | 5.05x | $142.07 Million | $28.12 Million | ▼ -55.7% |
| 2008 | 11.40x | $388.53 Million | $34.08 Million | ▲ +309.2% |
| 2007 | 2.79x | $109.96 Million | $39.47 Million | ▲ +161.0% |
| 2006 | 1.07x | $48.38 Million | $45.33 Million | ▲ +41.1% |
| 2005 | 0.76x | $44.64 Million | $58.99 Million | ▼ -4.8% |
| 2004 | 0.79x | $44.93 Million | $56.54 Million | ▲ +10.6% |
| 2003 | 0.72x | $38.10 Million | $53.03 Million | ▼ -32.7% |
| 2002 | 1.07x | $52.55 Million | $49.24 Million | ▲ +11.0% |
| 2001 | 0.96x | $43.76 Million | $45.51 Million | ▼ -28.7% |
| 2000 | 1.35x | $56.22 Million | $41.70 Million | ▲ +20.9% |
| 1999 | 1.12x | $42.60 Million | $38.20 Million | ▼ -22.4% |
| 1998 | 1.44x | $50.30 Million | $35.00 Million | ▼ -12.7% |
| 1997 | 1.65x | $53.00 Million | $32.20 Million | ▲ +78.9% |
| 1996 | 0.92x | $26.40 Million | $28.70 Million | ▼ -35.9% |
| 1995 | 1.44x | $36.60 Million | $25.50 Million | ▼ -25.5% |
| 1994 | 1.93x | $44.10 Million | $22.90 Million | ▲ +223.8% |
| 1993 | -1.56x | $-36.70 Million | $23.60 Million | ▼ -189.8% |
| 1992 | 1.73x | $30.30 Million | $17.50 Million | ▲ +95.9% |
| 1991 | 0.88x | $11.40 Million | $12.90 Million | ▼ -46.2% |
| 1990 | 1.64x | $17.40 Million | $10.60 Million | ▲ +8.7% |
| 1989 | 1.51x | $14.20 Million | $9.40 Million | — |