TrustCo Bank Corp NY Asset Resilience Ratio
TrustCo Bank Corp NY asset resilience ratio. TrustCo Bank Corp NY (TRST) has an Asset Resilience Ratio of 4.62% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TrustCo Bank Corp NY (TRST) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of TrustCo Bank Corp NY (2000–2025)
Asset resilience ratio of TrustCo Bank Corp NY from 2000 to 2025. This chart shows how TrustCo Bank Corp NY's Asset Resilience Ratio has changed over time. Read TRST total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down TrustCo Bank Corp NY's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see TRST total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $300.75 Million | 4.62% |
| Total Liquid Assets | $300.75 Million | 4.62% |
Asset Resilience Insights
- Limited Liquidity: TrustCo Bank Corp NY maintains only 4.62% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
TrustCo Bank Corp NY Industry Peers by Asset Resilience Ratio
Compare TrustCo Bank Corp NY's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
TrustCo Bank Corp NY Asset Resilience Ratio by Year (2000–2025)
TrustCo Bank Corp NY asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for TrustCo Bank Corp NY.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.77% | $242.90 Million | $6.44 Billion | -0.99pp |
| 2024-12-31 | 4.76% | $297.16 Million | $6.24 Billion | -2.57pp |
| 2023-12-31 | 7.33% | $452.29 Million | $6.17 Billion | -0.69pp |
| 2022-12-31 | 8.03% | $481.51 Million | $6.00 Billion | +1.45pp |
| 2021-12-31 | 6.58% | $407.71 Million | $6.20 Billion | -0.86pp |
| 2020-12-31 | 7.44% | $439.07 Million | $5.90 Billion | -3.55pp |
| 2019-12-31 | 10.99% | $573.82 Million | $5.22 Billion | +0.88pp |
| 2018-12-31 | 10.11% | $501.46 Million | $4.96 Billion | -1.54pp |
| 2017-12-31 | 11.65% | $571.97 Million | $4.91 Billion | -1.09pp |
| 2016-12-31 | 12.74% | $620.36 Million | $4.87 Billion | +0.05pp |
| 2015-12-31 | 12.69% | $601.04 Million | $4.73 Billion | -1.88pp |
| 2014-12-31 | 14.57% | $676.76 Million | $4.64 Billion | -4.53pp |
| 2013-12-31 | 19.10% | $863.75 Million | $4.52 Billion | -1.88pp |
| 2012-12-31 | 20.98% | $912.09 Million | $4.35 Billion | -0.43pp |
| 2011-12-31 | 21.41% | $908.72 Million | $4.24 Billion | +11.29pp |
| 2010-12-31 | 10.12% | $400.18 Million | $3.95 Billion | +7.38pp |
| 2009-12-31 | 2.73% | $100.64 Million | $3.68 Billion | -3.19pp |
| 2008-12-31 | 5.92% | $207.68 Million | $3.51 Billion | -2.57pp |
| 2007-12-31 | 8.49% | $286.76 Million | $3.38 Billion | +0.79pp |
| 2006-12-31 | 7.70% | $243.45 Million | $3.16 Billion | -1.13pp |
| 2005-12-31 | 8.83% | $257.20 Million | $2.91 Billion | -13.59pp |
| 2004-12-31 | 22.42% | $642.21 Million | $2.86 Billion | +9.64pp |
| 2003-12-31 | 12.79% | $355.26 Million | $2.78 Billion | -7.32pp |
| 2002-12-31 | 20.11% | $542.12 Million | $2.70 Billion | +6.98pp |
| 2001-12-31 | 13.13% | $338.45 Million | $2.58 Billion | +0.93pp |
| 2000-12-31 | 12.19% | $299.49 Million | $2.46 Billion | -- |
About TrustCo Bank Corp NY
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities… Read more