TrustCo Bank Corp NY (TRST) — Net Asset Quality Index
TrustCo Bank Corp NY (TRST) has a Net Asset Quality Index of 10.3% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.51 Billion minus total liabilities of $5.84 Billion yields net assets of $670.92 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check TRST asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
TrustCo Bank Corp NY Net Asset Quality Index Over Time (1989–2025)
This chart shows how TrustCo Bank Corp NY's Net Asset Quality Index has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the index stands at 10.3%, representing net assets of $670.92 Million against total assets of $6.51 Billion USD. See working capital to net assets of TrustCo Bank Corp NY to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for TrustCo Bank Corp NY (1989–2025)
The table below presents the year-by-year Net Asset Quality Index for TrustCo Bank Corp NY from 1989 to 2025, covering 37 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see TRST stock market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $686.59 Million | $6.44 Billion | $5.75 Billion | ▼ -0.2 pp |
| 2024 | 10.8% | $676.34 Million | $6.24 Billion | $5.56 Billion | ▲ +0.4 pp |
| 2023 | 10.5% | $645.28 Million | $6.17 Billion | $5.52 Billion | ▲ +0.5 pp |
| 2022 | 10.0% | $599.99 Million | $6.00 Billion | $5.40 Billion | ▲ +0.3 pp |
| 2021 | 9.7% | $601.13 Million | $6.20 Billion | $5.60 Billion | ▲ +0.1 pp |
| 2020 | 9.6% | $568.16 Million | $5.90 Billion | $5.33 Billion | ▼ -0.7 pp |
| 2019 | 10.3% | $538.26 Million | $5.22 Billion | $4.68 Billion | ▲ +0.4 pp |
| 2018 | 9.9% | $489.87 Million | $4.96 Billion | $4.47 Billion | ▲ +0.5 pp |
| 2017 | 9.3% | $458.31 Million | $4.91 Billion | $4.45 Billion | ▲ +0.5 pp |
| 2016 | 8.9% | $432.69 Million | $4.87 Billion | $4.44 Billion | ▲ +0.2 pp |
| 2015 | 8.7% | $413.31 Million | $4.73 Billion | $4.32 Billion | ▲ +0.3 pp |
| 2014 | 8.5% | $393.44 Million | $4.64 Billion | $4.25 Billion | ▲ +0.5 pp |
| 2013 | 8.0% | $361.81 Million | $4.52 Billion | $4.16 Billion | ▼ -0.3 pp |
| 2012 | 8.3% | $358.80 Million | $4.35 Billion | $3.99 Billion | ▲ +0.3 pp |
| 2011 | 8.0% | $338.52 Million | $4.24 Billion | $3.91 Billion | ▲ +1.5 pp |
| 2010 | 6.5% | $255.44 Million | $3.95 Billion | $3.70 Billion | ▼ -0.2 pp |
| 2009 | 6.7% | $245.68 Million | $3.68 Billion | $3.43 Billion | ▼ -0.1 pp |
| 2008 | 6.7% | $236.02 Million | $3.51 Billion | $3.27 Billion | ▼ -0.3 pp |
| 2007 | 7.0% | $237.07 Million | $3.38 Billion | $3.14 Billion | ▼ -0.6 pp |
| 2006 | 7.6% | $239.52 Million | $3.16 Billion | $2.92 Billion | ▼ -0.3 pp |
| 2005 | 7.9% | $228.66 Million | $2.91 Billion | $2.68 Billion | ▼ 0.0 pp |
| 2004 | 7.9% | $225.83 Million | $2.86 Billion | $2.64 Billion | ▼ -0.3 pp |
| 2003 | 8.2% | $226.76 Million | $2.78 Billion | $2.55 Billion | ▼ -0.5 pp |
| 2002 | 8.7% | $234.84 Million | $2.70 Billion | $2.46 Billion | ▲ +0.7 pp |
| 2001 | 8.0% | $205.83 Million | $2.58 Billion | $2.37 Billion | ▲ +0.0 pp |
| 2000 | 8.0% | $195.84 Million | $2.46 Billion | $2.26 Billion | ▲ +0.9 pp |
| 1999 | 7.0% | $166.30 Million | $2.36 Billion | $2.20 Billion | ▼ -0.4 pp |
| 1998 | 7.5% | $185.80 Million | $2.49 Billion | $2.30 Billion | ▼ -0.1 pp |
| 1997 | 7.5% | $178.80 Million | $2.37 Billion | $2.19 Billion | ▲ +0.4 pp |
| 1996 | 7.2% | $162.40 Million | $2.26 Billion | $2.10 Billion | ▼ -0.2 pp |
| 1995 | 7.4% | $160.10 Million | $2.18 Billion | $2.02 Billion | ▲ +0.3 pp |
| 1994 | 7.1% | $139.30 Million | $1.98 Billion | $1.84 Billion | ▲ +0.5 pp |
| 1993 | 6.6% | $129.90 Million | $1.97 Billion | $1.84 Billion | ▲ +0.4 pp |
| 1992 | 6.2% | $120.40 Million | $1.94 Billion | $1.82 Billion | ▼ -0.1 pp |
| 1991 | 6.3% | $111.10 Million | $1.76 Billion | $1.65 Billion | ▼ -0.1 pp |
| 1990 | 6.4% | $60.20 Million | $934.90 Million | $874.70 Million | ▼ -0.1 pp |
| 1989 | 6.5% | $53.40 Million | $818.90 Million | $765.50 Million | — |