TrustCo Bank Corp NY (TRST) — Financial Flexibility Index

Latest as of March 2026: 0.00x

TrustCo Bank Corp NY (TRST) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $13.45 Million (operating CF $11.82 Million minus capex $1.64 Million) represents 0% of total liabilities ($5.84 Billion). Also explore TrustCo Bank Corp NY (TRST) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$13.45 Million
Operating CF − Capex

Total Liabilities

$5.84 Billion
USD

Capital Expenditures

$1.64 Million
USD

TrustCo Bank Corp NY Financial Flexibility Index (1989–2025)

Historical Financial Flexibility Index trend for TrustCo Bank Corp NY across 37 annual periods. Check TRST capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for TrustCo Bank Corp NY (1989–2025)

Year-by-year free cash flow to debt coverage for TrustCo Bank Corp NY. For the full company profile including market capitalisation, see TrustCo Bank Corp NY stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $69.47 Million $57.60 Million $5.75 Billion ▲ +4.4%
2024 0.01x $64.33 Million $59.44 Million $5.56 Billion ▼ -8.5%
2023 0.01x $69.80 Million $64.13 Million $5.52 Billion ▼ -17.2%
2022 0.02x $82.41 Million $78.63 Million $5.40 Billion ▲ +46.7%
2021 0.01x $58.20 Million $55.37 Million $5.60 Billion ▼ -15.9%
2020 0.01x $65.99 Million $62.16 Million $5.33 Billion ▼ -14.4%
2019 0.01x $67.69 Million $63.80 Million $4.68 Billion ▼ -9.4%
2018 0.02x $71.29 Million $67.64 Million $4.47 Billion ▲ +8.7%
2017 0.01x $65.30 Million $61.69 Million $4.45 Billion ▲ +14.3%
2016 0.01x $56.95 Million $54.89 Million $4.44 Billion ▼ -13.0%
2015 0.01x $63.75 Million $60.01 Million $4.32 Billion ▼ -1.2%
2014 0.01x $63.49 Million $54.99 Million $4.25 Billion ▼ -18.5%
2013 0.02x $76.27 Million $69.89 Million $4.16 Billion ▲ +16.3%
2012 0.02x $62.89 Million $58.63 Million $3.99 Billion ▼ -7.4%
2011 0.02x $66.53 Million $61.32 Million $3.91 Billion ▲ +21.0%
2010 0.01x $52.09 Million $48.48 Million $3.70 Billion ▼ -83.4%
2009 0.08x $290.95 Million $142.07 Million $3.43 Billion ▼ -56.2%
2008 0.19x $632.18 Million $388.53 Million $3.27 Billion ▲ +413.4%
2007 0.04x $118.22 Million $109.96 Million $3.14 Billion ▲ +105.6%
2006 0.02x $53.50 Million $48.38 Million $2.92 Billion ▲ +1.3%
2005 0.02x $48.50 Million $44.64 Million $2.68 Billion ▼ -3.2%
2004 0.02x $49.22 Million $44.93 Million $2.64 Billion ▲ +16.0%
2003 0.02x $41.05 Million $38.10 Million $2.55 Billion ▼ -28.9%
2002 0.02x $55.71 Million $52.55 Million $2.46 Billion ▲ +13.8%
2001 0.02x $47.21 Million $43.76 Million $2.37 Billion ▼ -23.7%
2000 0.03x $58.96 Million $56.22 Million $2.26 Billion ▲ +27.7%
1999 0.02x $44.90 Million $42.60 Million $2.20 Billion ▼ -9.8%
1998 0.02x $52.10 Million $50.30 Million $2.30 Billion ▼ -10.3%
1997 0.03x $55.40 Million $53.00 Million $2.19 Billion ▲ +93.5%
1996 0.01x $27.40 Million $26.40 Million $2.10 Billion ▼ -32.4%
1995 0.02x $38.90 Million $36.60 Million $2.02 Billion ▼ -22.6%
1994 0.02x $45.80 Million $44.10 Million $1.84 Billion ▲ +233.1%
1993 -0.02x $-34.50 Million $-36.70 Million $1.84 Billion ▼ -198.5%
1992 0.02x $34.70 Million $30.30 Million $1.82 Billion ▲ +114.5%
1991 0.01x $14.60 Million $11.40 Million $1.65 Billion ▼ -59.0%
1990 0.02x $18.90 Million $17.40 Million $874.70 Million ▲ +5.4%
1989 0.02x $15.70 Million $14.20 Million $765.50 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities