TrustCo Bank Corp NY (TRST) — Financial Flexibility Index
TrustCo Bank Corp NY (TRST) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $13.45 Million (operating CF $11.82 Million minus capex $1.64 Million) represents 0% of total liabilities ($5.84 Billion). Check how strategically is TrustCo Bank Corp NY's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
TrustCo Bank Corp NY Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for TrustCo Bank Corp NY across 37 annual periods. See working capital position of TrustCo Bank Corp NY to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for TrustCo Bank Corp NY (1989–2025)
Year-by-year free cash flow to debt coverage for TrustCo Bank Corp NY. For the full company profile including market capitalisation, see TrustCo Bank Corp NY market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $69.47 Million | $57.60 Million | $5.75 Billion | ▲ +4.4% |
| 2024 | 0.01x | $64.33 Million | $59.44 Million | $5.56 Billion | ▼ -8.5% |
| 2023 | 0.01x | $69.80 Million | $64.13 Million | $5.52 Billion | ▼ -17.2% |
| 2022 | 0.02x | $82.41 Million | $78.63 Million | $5.40 Billion | ▲ +46.7% |
| 2021 | 0.01x | $58.20 Million | $55.37 Million | $5.60 Billion | ▼ -15.9% |
| 2020 | 0.01x | $65.99 Million | $62.16 Million | $5.33 Billion | ▼ -14.4% |
| 2019 | 0.01x | $67.69 Million | $63.80 Million | $4.68 Billion | ▼ -9.4% |
| 2018 | 0.02x | $71.29 Million | $67.64 Million | $4.47 Billion | ▲ +8.7% |
| 2017 | 0.01x | $65.30 Million | $61.69 Million | $4.45 Billion | ▲ +14.3% |
| 2016 | 0.01x | $56.95 Million | $54.89 Million | $4.44 Billion | ▼ -13.0% |
| 2015 | 0.01x | $63.75 Million | $60.01 Million | $4.32 Billion | ▼ -1.2% |
| 2014 | 0.01x | $63.49 Million | $54.99 Million | $4.25 Billion | ▼ -18.5% |
| 2013 | 0.02x | $76.27 Million | $69.89 Million | $4.16 Billion | ▲ +16.3% |
| 2012 | 0.02x | $62.89 Million | $58.63 Million | $3.99 Billion | ▼ -7.4% |
| 2011 | 0.02x | $66.53 Million | $61.32 Million | $3.91 Billion | ▲ +21.0% |
| 2010 | 0.01x | $52.09 Million | $48.48 Million | $3.70 Billion | ▼ -83.4% |
| 2009 | 0.08x | $290.95 Million | $142.07 Million | $3.43 Billion | ▼ -56.2% |
| 2008 | 0.19x | $632.18 Million | $388.53 Million | $3.27 Billion | ▲ +413.4% |
| 2007 | 0.04x | $118.22 Million | $109.96 Million | $3.14 Billion | ▲ +105.6% |
| 2006 | 0.02x | $53.50 Million | $48.38 Million | $2.92 Billion | ▲ +1.3% |
| 2005 | 0.02x | $48.50 Million | $44.64 Million | $2.68 Billion | ▼ -3.2% |
| 2004 | 0.02x | $49.22 Million | $44.93 Million | $2.64 Billion | ▲ +16.0% |
| 2003 | 0.02x | $41.05 Million | $38.10 Million | $2.55 Billion | ▼ -28.9% |
| 2002 | 0.02x | $55.71 Million | $52.55 Million | $2.46 Billion | ▲ +13.8% |
| 2001 | 0.02x | $47.21 Million | $43.76 Million | $2.37 Billion | ▼ -23.7% |
| 2000 | 0.03x | $58.96 Million | $56.22 Million | $2.26 Billion | ▲ +27.7% |
| 1999 | 0.02x | $44.90 Million | $42.60 Million | $2.20 Billion | ▼ -9.8% |
| 1998 | 0.02x | $52.10 Million | $50.30 Million | $2.30 Billion | ▼ -10.3% |
| 1997 | 0.03x | $55.40 Million | $53.00 Million | $2.19 Billion | ▲ +93.5% |
| 1996 | 0.01x | $27.40 Million | $26.40 Million | $2.10 Billion | ▼ -32.4% |
| 1995 | 0.02x | $38.90 Million | $36.60 Million | $2.02 Billion | ▼ -22.6% |
| 1994 | 0.02x | $45.80 Million | $44.10 Million | $1.84 Billion | ▲ +233.1% |
| 1993 | -0.02x | $-34.50 Million | $-36.70 Million | $1.84 Billion | ▼ -198.5% |
| 1992 | 0.02x | $34.70 Million | $30.30 Million | $1.82 Billion | ▲ +114.5% |
| 1991 | 0.01x | $14.60 Million | $11.40 Million | $1.65 Billion | ▼ -59.0% |
| 1990 | 0.02x | $18.90 Million | $17.40 Million | $874.70 Million | ▲ +5.4% |
| 1989 | 0.02x | $15.70 Million | $14.20 Million | $765.50 Million | — |