TrustCo Bank Corp NY (TRST) — Cash Flow-to-Debt Ratio
TrustCo Bank Corp NY (TRST) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $11.82 Million could theoretically repay 0% of its total liabilities ($5.84 Billion) in one year. See TrustCo Bank Corp NY (TRST) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
TrustCo Bank Corp NY Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for TrustCo Bank Corp NY across 37 annual periods. Also explore TrustCo Bank Corp NY equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for TrustCo Bank Corp NY (1989–2025)
Year-by-year debt coverage analysis for TrustCo Bank Corp NY. For market capitalisation and broader financial context, see TRST stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $57.60 Million | $5.75 Billion | ▼ -6.3% |
| 2024 | 0.01x | $59.44 Million | $5.56 Billion | ▼ -8.0% |
| 2023 | 0.01x | $64.13 Million | $5.52 Billion | ▼ -20.3% |
| 2022 | 0.01x | $78.63 Million | $5.40 Billion | ▲ +47.2% |
| 2021 | 0.01x | $55.37 Million | $5.60 Billion | ▼ -15.1% |
| 2020 | 0.01x | $62.16 Million | $5.33 Billion | ▼ -14.5% |
| 2019 | 0.01x | $63.80 Million | $4.68 Billion | ▼ -10.0% |
| 2018 | 0.02x | $67.64 Million | $4.47 Billion | ▲ +9.2% |
| 2017 | 0.01x | $61.69 Million | $4.45 Billion | ▲ +12.0% |
| 2016 | 0.01x | $54.89 Million | $4.44 Billion | ▼ -10.9% |
| 2015 | 0.01x | $60.01 Million | $4.32 Billion | ▲ +7.3% |
| 2014 | 0.01x | $54.99 Million | $4.25 Billion | ▼ -23.0% |
| 2013 | 0.02x | $69.89 Million | $4.16 Billion | ▲ +14.3% |
| 2012 | 0.01x | $58.63 Million | $3.99 Billion | ▼ -6.4% |
| 2011 | 0.02x | $61.32 Million | $3.91 Billion | ▲ +19.8% |
| 2010 | 0.01x | $48.48 Million | $3.70 Billion | ▼ -68.3% |
| 2009 | 0.04x | $142.07 Million | $3.43 Billion | ▼ -65.2% |
| 2008 | 0.12x | $388.53 Million | $3.27 Billion | ▲ +239.3% |
| 2007 | 0.04x | $109.96 Million | $3.14 Billion | ▲ +111.4% |
| 2006 | 0.02x | $48.38 Million | $2.92 Billion | ▼ -0.4% |
| 2005 | 0.02x | $44.64 Million | $2.68 Billion | ▼ -2.4% |
| 2004 | 0.02x | $44.93 Million | $2.64 Billion | ▲ +14.1% |
| 2003 | 0.01x | $38.10 Million | $2.55 Billion | ▼ -30.1% |
| 2002 | 0.02x | $52.55 Million | $2.46 Billion | ▲ +15.8% |
| 2001 | 0.02x | $43.76 Million | $2.37 Billion | ▼ -25.8% |
| 2000 | 0.02x | $56.22 Million | $2.26 Billion | ▲ +28.3% |
| 1999 | 0.02x | $42.60 Million | $2.20 Billion | ▼ -11.4% |
| 1998 | 0.02x | $50.30 Million | $2.30 Billion | ▼ -9.5% |
| 1997 | 0.02x | $53.00 Million | $2.19 Billion | ▲ +92.1% |
| 1996 | 0.01x | $26.40 Million | $2.10 Billion | ▼ -30.7% |
| 1995 | 0.02x | $36.60 Million | $2.02 Billion | ▼ -24.4% |
| 1994 | 0.02x | $44.10 Million | $1.84 Billion | ▲ +220.5% |
| 1993 | -0.02x | $-36.70 Million | $1.84 Billion | ▼ -220.0% |
| 1992 | 0.02x | $30.30 Million | $1.82 Billion | ▲ +139.9% |
| 1991 | 0.01x | $11.40 Million | $1.65 Billion | ▼ -65.2% |
| 1990 | 0.02x | $17.40 Million | $874.70 Million | ▲ +7.2% |
| 1989 | 0.02x | $14.20 Million | $765.50 Million | — |