TrustCo Bank Corp NY (TRST) — Cash Flow-to-Debt Ratio
TrustCo Bank Corp NY (TRST) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $11.82 Million could theoretically repay 0% of its total liabilities ($5.84 Billion) in one year. See financial flexibility index of TrustCo Bank Corp NY to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
TrustCo Bank Corp NY Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for TrustCo Bank Corp NY across 37 annual periods. For the full cash flow conversion analysis, see TrustCo Bank Corp NY (TRST) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for TrustCo Bank Corp NY (1989–2025)
Year-by-year debt coverage analysis for TrustCo Bank Corp NY. Check TrustCo Bank Corp NY cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $57.60 Million | $5.75 Billion | ▼ -6.3% |
| 2024 | 0.01x | $59.44 Million | $5.56 Billion | ▼ -8.0% |
| 2023 | 0.01x | $64.13 Million | $5.52 Billion | ▼ -20.3% |
| 2022 | 0.01x | $78.63 Million | $5.40 Billion | ▲ +47.2% |
| 2021 | 0.01x | $55.37 Million | $5.60 Billion | ▼ -15.1% |
| 2020 | 0.01x | $62.16 Million | $5.33 Billion | ▼ -14.5% |
| 2019 | 0.01x | $63.80 Million | $4.68 Billion | ▼ -10.0% |
| 2018 | 0.02x | $67.64 Million | $4.47 Billion | ▲ +9.2% |
| 2017 | 0.01x | $61.69 Million | $4.45 Billion | ▲ +12.0% |
| 2016 | 0.01x | $54.89 Million | $4.44 Billion | ▼ -10.9% |
| 2015 | 0.01x | $60.01 Million | $4.32 Billion | ▲ +7.3% |
| 2014 | 0.01x | $54.99 Million | $4.25 Billion | ▼ -23.0% |
| 2013 | 0.02x | $69.89 Million | $4.16 Billion | ▲ +14.3% |
| 2012 | 0.01x | $58.63 Million | $3.99 Billion | ▼ -6.4% |
| 2011 | 0.02x | $61.32 Million | $3.91 Billion | ▲ +19.8% |
| 2010 | 0.01x | $48.48 Million | $3.70 Billion | ▼ -68.3% |
| 2009 | 0.04x | $142.07 Million | $3.43 Billion | ▼ -65.2% |
| 2008 | 0.12x | $388.53 Million | $3.27 Billion | ▲ +239.3% |
| 2007 | 0.04x | $109.96 Million | $3.14 Billion | ▲ +111.4% |
| 2006 | 0.02x | $48.38 Million | $2.92 Billion | ▼ -0.4% |
| 2005 | 0.02x | $44.64 Million | $2.68 Billion | ▼ -2.4% |
| 2004 | 0.02x | $44.93 Million | $2.64 Billion | ▲ +14.1% |
| 2003 | 0.01x | $38.10 Million | $2.55 Billion | ▼ -30.1% |
| 2002 | 0.02x | $52.55 Million | $2.46 Billion | ▲ +15.8% |
| 2001 | 0.02x | $43.76 Million | $2.37 Billion | ▼ -25.8% |
| 2000 | 0.02x | $56.22 Million | $2.26 Billion | ▲ +28.3% |
| 1999 | 0.02x | $42.60 Million | $2.20 Billion | ▼ -11.4% |
| 1998 | 0.02x | $50.30 Million | $2.30 Billion | ▼ -9.5% |
| 1997 | 0.02x | $53.00 Million | $2.19 Billion | ▲ +92.1% |
| 1996 | 0.01x | $26.40 Million | $2.10 Billion | ▼ -30.7% |
| 1995 | 0.02x | $36.60 Million | $2.02 Billion | ▼ -24.4% |
| 1994 | 0.02x | $44.10 Million | $1.84 Billion | ▲ +220.5% |
| 1993 | -0.02x | $-36.70 Million | $1.84 Billion | ▼ -220.0% |
| 1992 | 0.02x | $30.30 Million | $1.82 Billion | ▲ +139.9% |
| 1991 | 0.01x | $11.40 Million | $1.65 Billion | ▼ -65.2% |
| 1990 | 0.02x | $17.40 Million | $874.70 Million | ▲ +7.2% |
| 1989 | 0.02x | $14.20 Million | $765.50 Million | — |