TrustCo Bank Corp NY (TRST) — Defensive Interval Ratio
TrustCo Bank Corp NY (TRST) has a Defensive Interval Ratio of 1019 days as of March 2026. Defensive assets of $315.43 Million (cash $-, short-term investments $300.75 Million, receivables $14.68 Million) cover 1019 days of daily cash needs of $309.40K/day. Check tangible equity quality of TrustCo Bank Corp NY to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
TrustCo Bank Corp NY Defensive Interval Ratio (2000–2025)
This chart shows how TrustCo Bank Corp NY's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 1019 days, meaning defensive assets of $315.43 Million can fund 1019 days of operations without new revenue. Also explore TRST year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for TrustCo Bank Corp NY (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for TrustCo Bank Corp NY from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see TRST company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 17 days | $256.73 Million | $15.55 Million/day | $- | $242.90 Million | ▼ -3 days |
| 2024 | 20 days | $297.16 Million | $15.00 Million/day | $- | $297.16 Million | ▼ -11 days |
| 2023 | 30 days | $452.29 Million | $14.90 Million/day | $- | $452.29 Million | ▼ -314 days |
| 2022 | 345 days | $5.17 Billion | $15.00 Million/day | $- | $481.51 Million | ▲ +318 days |
| 2021 | 27 days | $407.71 Million | $15.19 Million/day | $- | $407.71 Million | ▼ -3 days |
| 2020 | 30 days | $439.07 Million | $14.47 Million/day | $- | $439.07 Million | ▼ -15 days |
| 2019 | 45 days | $573.82 Million | $12.68 Million/day | $- | $573.82 Million | ▲ +4 days |
| 2018 | 41 days | $501.46 Million | $12.24 Million/day | $- | $501.46 Million | ▼ -6 days |
| 2017 | 47 days | $571.97 Million | $12.19 Million/day | $- | $571.97 Million | ▼ -4 days |
| 2016 | 51 days | $620.36 Million | $12.15 Million/day | $- | $620.36 Million | ▲ +0 days |
| 2015 | 51 days | $601.04 Million | $11.84 Million/day | $- | $601.04 Million | ▼ -7 days |
| 2014 | 58 days | $676.76 Million | $11.65 Million/day | $- | $676.76 Million | ▼ -18 days |
| 2013 | 76 days | $863.75 Million | $11.40 Million/day | $- | $863.75 Million | ▼ -8 days |
| 2012 | 83 days | $912.09 Million | $10.93 Million/day | $- | $912.09 Million | ▼ -1 days |
| 2011 | 85 days | $908.72 Million | $10.70 Million/day | $- | $908.72 Million | ▲ +45 days |
| 2010 | 39 days | $400.18 Million | $10.14 Million/day | $- | $400.18 Million | ▲ +29 days |
| 2009 | 11 days | $100.64 Million | $9.41 Million/day | $- | $100.64 Million | ▼ -12 days |
| 2008 | 23 days | $207.68 Million | $8.96 Million/day | $- | $207.68 Million | ▼ -10 days |
| 2007 | 34 days | $286.76 Million | $8.53 Million/day | $- | $286.76 Million | ▲ +3 days |
| 2006 | 31 days | $243.45 Million | $7.93 Million/day | $- | $243.45 Million | ▼ -5 days |
| 2005 | 35 days | $257.20 Million | $7.26 Million/day | $- | $257.20 Million | ▼ -55 days |
| 2004 | 90 days | $642.21 Million | $7.14 Million/day | $- | $642.21 Million | ▲ +38 days |
| 2003 | 52 days | $355.26 Million | $6.88 Million/day | $- | $355.26 Million | ▼ -30 days |
| 2002 | 82 days | $542.12 Million | $6.62 Million/day | $- | $542.12 Million | ▲ +28 days |
| 2001 | 53 days | $338.45 Million | $6.33 Million/day | $- | $338.45 Million | ▲ +4 days |
| 2000 | 50 days | $299.49 Million | $6.04 Million/day | $- | $299.49 Million | — |