VersaBank (VBNK) — Cash Flow Reinvestment Rate

Latest as of October 2025: 1.57x

VersaBank (VBNK) has a Cash Flow Reinvestment Rate of 1.57x as of October 2025, reinvesting $77.51 Million (capex $290.00K plus investments $77.22 Million) from operating cash flow of $49.38 Million. Check how high is VersaBank's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.57x
(Capex + Investments) / Operating CF

Total Reinvested

$77.51 Million
Capex + Investments

Operating Cash Flow

$49.38 Million
USD

Capital Expenditures

$290.00K
USD

VersaBank Cash Flow Reinvestment Rate (2017–2025)

Historical reinvestment intensity for VersaBank across 6 annual periods. Explore VersaBank long-term investment allocation to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for VersaBank (2017–2025)

Year-by-year capital reinvestment analysis for VersaBank. For live market cap and broader valuation context, see VersaBank (VBNK) market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 4.82x $214.17 Million $44.45 Million $954.00K ▲ +645.9%
2024 0.65x $176.16 Million $272.70 Million $18.58 Million ▲ +114.7%
2023 0.30x $28.50 Million $94.72 Million $362.00K ▲ +310.0%
2020 0.07x $10.24 Million $139.59 Million $245.00K ▼ -85.8%
2019 0.52x $10.24 Million $19.78 Million $242.00K ▲ +240.7%
2017 0.15x $11.84 Million $77.88 Million $2.24 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow