VersaBank (VBNK) — Cash Flow Reinvestment Rate
VersaBank (VBNK) has a Cash Flow Reinvestment Rate of 1.57x as of October 2025, reinvesting $77.51 Million (capex $290.00K plus investments $77.22 Million) from operating cash flow of $49.38 Million. See cash generation quality of VersaBank to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
VersaBank Cash Flow Reinvestment Rate (2017–2025)
Historical reinvestment intensity for VersaBank across 6 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of VersaBank.
Annual Cash Flow Reinvestment Rate for VersaBank (2017–2025)
Year-by-year capital reinvestment analysis for VersaBank. See VBNK financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 4.82x | $214.17 Million | $44.45 Million | $954.00K | ▲ +645.9% |
| 2024 | 0.65x | $176.16 Million | $272.70 Million | $18.58 Million | ▲ +114.7% |
| 2023 | 0.30x | $28.50 Million | $94.72 Million | $362.00K | ▲ +310.0% |
| 2020 | 0.07x | $10.24 Million | $139.59 Million | $245.00K | ▼ -85.8% |
| 2019 | 0.52x | $10.24 Million | $19.78 Million | $242.00K | ▲ +240.7% |
| 2017 | 0.15x | $11.84 Million | $77.88 Million | $2.24 Million | — |