VersaBank (VBNK) — Cash Flow Reinvestment Rate

Latest as of October 2025: 1.57x

VersaBank (VBNK) has a Cash Flow Reinvestment Rate of 1.57x as of October 2025, reinvesting $77.51 Million (capex $290.00K plus investments $77.22 Million) from operating cash flow of $49.38 Million. Explore VersaBank (VBNK) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.57x
(Capex + Investments) / Operating CF

Total Reinvested

$77.51 Million
Capex + Investments

Operating Cash Flow

$49.38 Million
USD

Capital Expenditures

$290.00K
USD

VersaBank Cash Flow Reinvestment Rate (2017–2025)

Historical reinvestment intensity for VersaBank across 6 annual periods. Also explore VersaBank balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for VersaBank (2017–2025)

Year-by-year capital reinvestment analysis for VersaBank. For live market cap and broader valuation context, see how much is VersaBank worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 4.82x $214.17 Million $44.45 Million $954.00K ▲ +645.9%
2024 0.65x $176.16 Million $272.70 Million $18.58 Million ▲ +114.7%
2023 0.30x $28.50 Million $94.72 Million $362.00K ▲ +310.0%
2020 0.07x $10.24 Million $139.59 Million $245.00K ▼ -85.8%
2019 0.52x $10.24 Million $19.78 Million $242.00K ▲ +240.7%
2017 0.15x $11.84 Million $77.88 Million $2.24 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow