VersaBank (VBNK) — Net Asset Quality Index
VersaBank (VBNK) has a Net Asset Quality Index of 8.8% as of January 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.16 Billion minus total liabilities of $5.61 Billion yields net assets of $543.93 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check VersaBank (VBNK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
VersaBank Net Asset Quality Index Over Time (2011–2025)
This chart shows how VersaBank's Net Asset Quality Index has evolved across 15 annual periods from 2011 to 2025. As of January 2026, the index stands at 8.8%, representing net assets of $543.93 Million against total assets of $6.16 Billion USD. See VBNK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for VersaBank (2011–2025)
The table below presents the year-by-year Net Asset Quality Index for VersaBank from 2011 to 2025, covering 15 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see VersaBank (VBNK) market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.2% | $532.67 Million | $5.81 Billion | $5.28 Billion | ▲ +0.9 pp |
| 2024 | 8.3% | $399.20 Million | $4.84 Billion | $4.44 Billion | ▼ -0.7 pp |
| 2023 | 9.0% | $377.16 Million | $4.20 Billion | $3.82 Billion | ▼ -1.8 pp |
| 2022 | 10.7% | $350.68 Million | $3.27 Billion | $2.92 Billion | ▼ -3.0 pp |
| 2021 | 13.8% | $332.11 Million | $2.42 Billion | $2.08 Billion | ▲ +0.6 pp |
| 2020 | 13.1% | $255.29 Million | $1.94 Billion | $1.69 Billion | ▼ -0.3 pp |
| 2019 | 13.5% | $240.16 Million | $1.79 Billion | $1.55 Billion | ▲ +1.1 pp |
| 2018 | 12.4% | $223.57 Million | $1.81 Billion | $1.59 Billion | ▲ +0.3 pp |
| 2017 | 12.1% | $208.54 Million | $1.73 Billion | $1.52 Billion | ▲ +1.2 pp |
| 2016 | 10.9% | $185.88 Million | $1.70 Billion | $1.52 Billion | ▲ +0.2 pp |
| 2015 | 10.7% | $174.62 Million | $1.63 Billion | $1.45 Billion | ▲ +0.2 pp |
| 2014 | 10.5% | $152.52 Million | $1.45 Billion | $1.29 Billion | ▲ +1.1 pp |
| 2013 | 9.5% | $133.13 Million | $1.40 Billion | $1.27 Billion | ▲ +3.4 pp |
| 2012 | 6.1% | $93.10 Million | $1.53 Billion | $1.44 Billion | ▼ -0.4 pp |
| 2011 | 6.5% | $96.58 Million | $1.49 Billion | $1.39 Billion | — |