VersaBank (VBNK) — Net Asset Quality Index
VersaBank (VBNK) has a Net Asset Quality Index of 8.8% as of January 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.16 Billion minus total liabilities of $5.61 Billion yields net assets of $543.93 Million. A higher index indicates a stronger, lower-leverage balance sheet. See VersaBank (VBNK) liquidity interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
VersaBank Net Asset Quality Index Over Time (2011–2025)
This chart shows how VersaBank's Net Asset Quality Index has evolved across 15 annual periods from 2011 to 2025. As of January 2026, the index stands at 8.8%, representing net assets of $543.93 Million against total assets of $6.16 Billion USD. Explore VersaBank (VBNK) cash conversion ratio to assess how effectively this company generates cash.
Annual Net Asset Quality Index for VersaBank (2011–2025)
The table below presents the year-by-year Net Asset Quality Index for VersaBank from 2011 to 2025, covering 15 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see VBNK stock market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.2% | $532.67 Million | $5.81 Billion | $5.28 Billion | ▲ +0.9 pp |
| 2024 | 8.3% | $399.20 Million | $4.84 Billion | $4.44 Billion | ▼ -0.7 pp |
| 2023 | 9.0% | $377.16 Million | $4.20 Billion | $3.82 Billion | ▼ -1.8 pp |
| 2022 | 10.7% | $350.68 Million | $3.27 Billion | $2.92 Billion | ▼ -3.0 pp |
| 2021 | 13.8% | $332.11 Million | $2.42 Billion | $2.08 Billion | ▲ +0.6 pp |
| 2020 | 13.1% | $255.29 Million | $1.94 Billion | $1.69 Billion | ▼ -0.3 pp |
| 2019 | 13.5% | $240.16 Million | $1.79 Billion | $1.55 Billion | ▲ +1.1 pp |
| 2018 | 12.4% | $223.57 Million | $1.81 Billion | $1.59 Billion | ▲ +0.3 pp |
| 2017 | 12.1% | $208.54 Million | $1.73 Billion | $1.52 Billion | ▲ +1.2 pp |
| 2016 | 10.9% | $185.88 Million | $1.70 Billion | $1.52 Billion | ▲ +0.2 pp |
| 2015 | 10.7% | $174.62 Million | $1.63 Billion | $1.45 Billion | ▲ +0.2 pp |
| 2014 | 10.5% | $152.52 Million | $1.45 Billion | $1.29 Billion | ▲ +1.1 pp |
| 2013 | 9.5% | $133.13 Million | $1.40 Billion | $1.27 Billion | ▲ +3.4 pp |
| 2012 | 6.1% | $93.10 Million | $1.53 Billion | $1.44 Billion | ▼ -0.4 pp |
| 2011 | 6.5% | $96.58 Million | $1.49 Billion | $1.39 Billion | — |