VersaBank (NASDAQ:VBNK) — Stock Price
VersaBank (NASDAQ:VBNK) is currently trading at $19.05 USD, down 0.21% today. Over the past 52 weeks, shares have ranged between $10.38 and $23.72. This page tracks VersaBank's live share price on the NASDAQ exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see VBNK market cap overview.
VersaBank (VBNK) Stock Price Chart — Daily History & Trading Volume
The chart below tracks VersaBank's daily closing share price and trading volume on the NASDAQ exchange over the past year, giving a clear view of recent price momentum and liquidity.
VersaBank Income Statement — Revenue, Profit & Earnings by Year
VersaBank's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $120.23 Million | $111.63 Million | $237.92 Million | $132.54 Million | $94.69 Million |
| Cost of Revenue | — | $182.50 Million | $129.89 Million | $50.60 Million | $28.89 Million |
| Gross Profit | $120.23 Million | $111.63 Million | $108.03 Million | $81.94 Million | $65.80 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $33.73 Million | $51.95 Million | $46.48 Million | $45.53 Million | $31.35 Million |
| Total Operating Expenses | $78.73 Million | $57.11 Million | $50.38 Million | $49.39 Million | $35.01 Million |
| Operating Income | $41.49 Million | $54.79 Million | $57.65 Million | $32.55 Million | $30.79 Million |
| EBITDA | $44.59 Million | $57.43 Million | $59.43 Million | $34.49 Million | $32.52 Million |
| EBIT | $41.49 Million | $54.79 Million | $57.65 Million | $32.55 Million | $30.79 Million |
| Interest Expense | $179.51 Million | $182.76 Million | $129.28 Million | $50.15 Million | $29.33 Million |
| Income Before Tax | $41.49 Million | $54.79 Million | $57.65 Million | $32.55 Million | $30.79 Million |
| Income Tax Expense | $13.04 Million | $15.04 Million | $15.48 Million | $9.89 Million | $8.41 Million |
| Net Income | $28.46 Million | $39.75 Million | $42.16 Million | $22.66 Million | $22.38 Million |
VersaBank Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes VersaBank's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $5.81 Billion | $4.84 Billion | $4.20 Billion | $3.27 Billion | $2.42 Billion |
| Total Current Assets | $613.45 Million | $258.70 Million | $157.73 Million | $108.01 Million | $296.01 Million |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $953.00K | $953.00K | $953.00K | $953.00K | $953.00K |
| Net Receivables | $30.79 Million | $32.49 Million | $24.54 Million | $18.48 Million | $10.84 Million |
| Inventory | — | — | $-156.78 Million | $-110.83 Million | $-274.17 Million |
| Property, Plant & Equipment | — | — | $9.96 Million | $10.99 Million | $11.89 Million |
| Goodwill | $12.30 Million | $12.30 Million | $5.75 Million | $5.75 Million | $5.75 Million |
| Total Liabilities | $5.28 Billion | $4.44 Billion | $3.82 Billion | $2.92 Billion | $2.08 Billion |
| Total Current Liabilities | $4.86 Billion | $4.14 Billion | $3.54 Billion | $2.67 Billion | $1.96 Billion |
| Long-term Debt | $103.52 Million | $102.50 Million | $106.85 Million | $104.95 Million | $95.27 Million |
| Net Debt | $-473.20 Million | $-116.67 Million | $-21.62 Million | $20.84 Million | $-171.14 Million |
| Total Stockholder Equity | $532.67 Million | $399.20 Million | $377.16 Million | $350.68 Million | $332.11 Million |
| Retained Earnings | $203.73 Million | $181.24 Million | $146.04 Million | $109.33 Million | $90.64 Million |
VersaBank Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how VersaBank generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $44.45 Million | $272.70 Million | $94.72 Million | $-32.65 Million | $-108.31 Million |
| Capital Expenditures | $954.00K | $18.58 Million | $362.00K | $581.00K | $14.00K |
| Free Cash Flow | $-680.35 Million | $254.13 Million | $94.36 Million | $-33.23 Million | $-108.32 Million |
| Investing Cash Flow | $212.26 Million | $-157.58 Million | $-28.14 Million | $-141.61 Million | $-8.44 Million |
| Financing Cash Flow | $102.04 Million | $-23.33 Million | $-17.31 Million | $-6.30 Million | $131.40 Million |
| Dividends Paid | $3.23 Million | $3.59 Million | $3.60 Million | $3.73 Million | $3.85 Million |
| Stock-Based Compensation | $81.00K | $348.00K | $901.00K | $1.47 Million | $53.62 Million |
| Depreciation | $3.10 Million | $2.63 Million | $1.78 Million | $1.94 Million | $1.73 Million |
| Change in Cash | $356.46 Million | $93.01 Million | $43.66 Million | $-182.94 Million | $13.88 Million |
VersaBank Earnings History — EPS Actual vs. Analyst Estimates
Track VersaBank's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Jun 03, 2026 | — | 0.28 | — |
| Mar 03, 2026 | 0.28 | 0.25 | +12.00% |
| Dec 10, 2025 | 0.24 | 0.24 | +0.00% |
| Sep 04, 2025 | 0.22 | 0.18 | +22.22% |
| Jun 04, 2025 | 0.19 | 0.21 | -9.52% |
| Mar 05, 2025 | 0.19 | 0.27 | -29.63% |
| Dec 09, 2024 | 0.14 | 0.29 | -51.72% |
| Sep 05, 2024 | 0.27 | 0.34 | -20.59% |