VersaBank (VBNK) — Cash Flow-to-Debt Ratio
VersaBank (VBNK) has a Cash Flow-to-Debt Ratio of -0.01x as of January 2026, meaning its operating cash flow of $-60.95 Million could theoretically repay 0% of its total liabilities ($5.61 Billion) in one year. Explore VBNK long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
VersaBank Cash Flow-to-Debt Ratio (2011–2025)
Historical debt coverage capacity for VersaBank across 15 annual periods. Also explore VBNK total asset value for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for VersaBank (2011–2025)
Year-by-year debt coverage analysis for VersaBank. For market capitalisation and broader financial context, see VersaBank (VBNK) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $44.45 Million | $5.28 Billion | ▼ -86.3% |
| 2024 | 0.06x | $272.70 Million | $4.44 Billion | ▲ +148.0% |
| 2023 | 0.02x | $94.72 Million | $3.82 Billion | ▲ +321.1% |
| 2022 | -0.01x | $-32.65 Million | $2.92 Billion | ▲ +78.5% |
| 2021 | -0.05x | $-108.31 Million | $2.08 Billion | ▼ -162.9% |
| 2020 | 0.08x | $139.59 Million | $1.69 Billion | ▲ +545.8% |
| 2019 | 0.01x | $19.78 Million | $1.55 Billion | ▲ +236.2% |
| 2018 | -0.01x | $-14.90 Million | $1.59 Billion | ▼ -118.3% |
| 2017 | 0.05x | $77.88 Million | $1.52 Billion | ▲ +267.8% |
| 2016 | -0.03x | $-46.47 Million | $1.52 Billion | ▲ +22.7% |
| 2015 | -0.04x | $-57.44 Million | $1.45 Billion | ▼ -76.4% |
| 2014 | -0.02x | $-29.02 Million | $1.29 Billion | ▲ +67.8% |
| 2013 | -0.07x | $-88.53 Million | $1.27 Billion | ▼ -883.2% |
| 2012 | -0.01x | $-10.21 Million | $1.44 Billion | ▲ +51.4% |
| 2011 | -0.01x | $-20.23 Million | $1.39 Billion | — |