VersaBank Cash Flow-to-Debt Ratio
VersaBank cash flow-to-debt ratio. VersaBank (VBNK) has a Cash Flow-to-Debt Ratio of -0.01x as of January 2026, meaning its operating cash flow of $-60.95 Million could theoretically repay 0% of its total liabilities ($5.61 Billion) in one year. Check VBNK cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of VersaBank (2011–2025)
Cash flow-to-debt ratio of VersaBank from 2011 to 2025. Historical debt coverage capacity for VersaBank across 15 annual periods. Check VBNK cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
VersaBank Cash Flow-to-Debt Ratio by Year (2011–2025)
VersaBank cash flow-to-debt ratio by year from 2011 to 2025. Year-by-year debt coverage analysis for VersaBank. For the full cash flow conversion analysis, see VBNK cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $44.45 Million | $5.28 Billion | ▼ -86.3% |
| 2024 | 0.06x | $272.70 Million | $4.44 Billion | ▲ +148.0% |
| 2023 | 0.02x | $94.72 Million | $3.82 Billion | ▲ +321.1% |
| 2022 | -0.01x | $-32.65 Million | $2.92 Billion | ▲ +78.5% |
| 2021 | -0.05x | $-108.31 Million | $2.08 Billion | ▼ -162.9% |
| 2020 | 0.08x | $139.59 Million | $1.69 Billion | ▲ +545.8% |
| 2019 | 0.01x | $19.78 Million | $1.55 Billion | ▲ +236.2% |
| 2018 | -0.01x | $-14.90 Million | $1.59 Billion | ▼ -118.3% |
| 2017 | 0.05x | $77.88 Million | $1.52 Billion | ▲ +267.8% |
| 2016 | -0.03x | $-46.47 Million | $1.52 Billion | ▲ +22.7% |
| 2015 | -0.04x | $-57.44 Million | $1.45 Billion | ▼ -76.4% |
| 2014 | -0.02x | $-29.02 Million | $1.29 Billion | ▲ +67.8% |
| 2013 | -0.07x | $-88.53 Million | $1.27 Billion | ▼ -883.2% |
| 2012 | -0.01x | $-10.21 Million | $1.44 Billion | ▲ +51.4% |
| 2011 | -0.01x | $-20.23 Million | $1.39 Billion | — |