VersaBank (VBNK) — Free Cash Flow Generation Index

Latest as of October 2025: 0.99x

VersaBank (VBNK) has a Free Cash Flow Generation Index of 0.99x as of October 2025. Free cash flow of $49.09 Million represents 1% of operating cash flow ($49.38 Million). Explore VersaBank (VBNK) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

$49.09 Million
USD

Operating Cash Flow

$49.38 Million
USD

Capital Expenditures

$290.00K
USD

VersaBank Free Cash Flow Generation Index (2017–2025)

Historical FCF Generation Index trend for VersaBank across 6 annual periods. For the full cash flow conversion analysis, see VersaBank (VBNK) cash conversion ratio.

Annual Free Cash Flow Generation for VersaBank (2017–2025)

Year-by-year Free Cash Flow Generation Index for VersaBank. Check how aggressively does VersaBank reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 -15.31x $-680.35 Million $44.45 Million $954.00K ▼ -1742.4%
2024 0.93x $254.13 Million $272.70 Million $18.58 Million ▼ -6.5%
2023 1.00x $94.36 Million $94.72 Million $362.00K ▼ -0.2%
2020 1.00x $139.35 Million $139.59 Million $245.00K ▲ +1.1%
2019 0.99x $19.54 Million $19.78 Million $242.00K ▲ +1.7%
2017 0.97x $75.64 Million $77.88 Million $2.24 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).