VersaBank Free Cash Flow Generation Index

Latest as of October 2025: 0.99x

VersaBank free cash flow generation index. VersaBank (VBNK) has a Free Cash Flow Generation Index of 0.99x as of October 2025. Free cash flow of $49.09 Million represents 1% of operating cash flow ($49.38 Million).

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

$49.09 Million
USD

Operating Cash Flow

$49.38 Million
USD

Capital Expenditures

$290.00K
USD

Free Cash Flow Generation Index of VersaBank (2017–2025)

Free cash flow generation index of VersaBank from 2017 to 2025. Historical FCF Generation Index trend for VersaBank across 6 annual periods. See VersaBank financial flexibility index to measure the company's free cash flow as a share of total liabilities.

VersaBank Free Cash Flow Generation Index by Year (2017–2025)

VersaBank free cash flow generation index by year from 2017 to 2025. Year-by-year Free Cash Flow Generation Index for VersaBank. For the full cash flow conversion analysis, see VBNK cash flow metrics.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 -15.31x $-680.35 Million $44.45 Million $954.00K ▼ -1742.4%
2024 0.93x $254.13 Million $272.70 Million $18.58 Million ▼ -6.5%
2023 1.00x $94.36 Million $94.72 Million $362.00K ▼ -0.2%
2020 1.00x $139.35 Million $139.59 Million $245.00K ▲ +1.1%
2019 0.99x $19.54 Million $19.78 Million $242.00K ▲ +1.7%
2017 0.97x $75.64 Million $77.88 Million $2.24 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).