Community Bank System Inc (CBU) — Cash Flow Reinvestment Rate
Community Bank System Inc (CBU) has a Cash Flow Reinvestment Rate of 0.35x as of March 2026, reinvesting $25.06 Million (capex $11.26 Million plus investments $13.80 Million) from operating cash flow of $71.56 Million. See Community Bank System Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Community Bank System Inc Cash Flow Reinvestment Rate (1989–2025)
Historical reinvestment intensity for Community Bank System Inc across 37 annual periods. For the full cash flow conversion analysis, see CBU cash generation efficiency.
Annual Cash Flow Reinvestment Rate for Community Bank System Inc (1989–2025)
Year-by-year capital reinvestment analysis for Community Bank System Inc. See financial agility of Community Bank System Inc to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.40x | $120.94 Million | $301.86 Million | $68.53 Million | ▼ -88.7% |
| 2024 | 3.53x | $856.32 Million | $242.28 Million | $20.70 Million | ▲ +103.2% |
| 2023 | 1.74x | $397.41 Million | $228.42 Million | $18.59 Million | ▼ -82.3% |
| 2022 | 9.81x | $2.11 Billion | $214.60 Million | $12.92 Million | ▲ +32.4% |
| 2021 | 7.41x | $1.50 Billion | $202.55 Million | $13.18 Million | ▲ +209.5% |
| 2020 | 2.39x | $429.85 Million | $179.48 Million | $14.39 Million | ▲ +215.3% |
| 2019 | 0.76x | $153.80 Million | $202.50 Million | $5.69 Million | ▲ +277.4% |
| 2018 | 0.20x | $44.55 Million | $221.41 Million | $12.65 Million | ▼ -85.2% |
| 2017 | 1.36x | $258.64 Million | $189.67 Million | $10.82 Million | ▲ +48.6% |
| 2016 | 0.92x | $124.55 Million | $135.77 Million | $12.44 Million | ▼ -63.4% |
| 2015 | 2.51x | $299.67 Million | $119.57 Million | $12.40 Million | ▼ -7.6% |
| 2014 | 2.71x | $331.31 Million | $122.10 Million | $13.38 Million | ▼ -3.1% |
| 2013 | 2.80x | $288.99 Million | $103.18 Million | $13.86 Million | ▼ -64.9% |
| 2012 | 7.98x | $865.23 Million | $108.42 Million | $10.85 Million | ▲ +2919.5% |
| 2011 | 0.26x | $24.94 Million | $94.38 Million | $9.61 Million | ▲ +63.3% |
| 2010 | 0.16x | $15.72 Million | $97.09 Million | $15.72 Million | ▼ -48.6% |
| 2009 | 0.31x | $13.89 Million | $44.13 Million | $13.89 Million | ▲ +61.8% |
| 2008 | 0.19x | $11.00 Million | $56.50 Million | $11.00 Million | ▲ +0.7% |
| 2007 | 0.19x | $9.78 Million | $50.60 Million | $9.78 Million | ▲ +117.5% |
| 2006 | 0.09x | $6.49 Million | $73.10 Million | $6.49 Million | ▼ -37.8% |
| 2005 | 0.14x | $10.28 Million | $71.97 Million | $10.28 Million | ▲ +65.7% |
| 2004 | 0.09x | $7.38 Million | $85.61 Million | $7.38 Million | ▼ -24.3% |
| 2003 | 0.11x | $8.32 Million | $73.07 Million | $8.32 Million | ▼ -25.1% |
| 2002 | 0.15x | $8.83 Million | $58.08 Million | $8.83 Million | ▼ -9.7% |
| 2001 | 0.17x | $7.73 Million | $45.88 Million | $7.73 Million | ▲ +1.3% |
| 2000 | 0.17x | $5.30 Million | $31.91 Million | $5.30 Million | ▼ -26.7% |
| 1999 | 0.23x | $8.87 Million | $39.10 Million | $8.87 Million | ▲ +68.5% |
| 1998 | 0.13x | $4.90 Million | $36.40 Million | $4.90 Million | ▼ -64.4% |
| 1997 | 0.38x | $9.00 Million | $23.80 Million | $9.00 Million | ▲ +257.1% |
| 1996 | 0.11x | $1.80 Million | $17.00 Million | $1.80 Million | ▼ -86.2% |
| 1995 | 0.77x | $8.80 Million | $11.50 Million | $8.80 Million | ▲ +408.9% |
| 1994 | 0.15x | $2.00 Million | $13.30 Million | $2.00 Million | ▲ +89.5% |
| 1993 | 0.08x | $1.00 Million | $12.60 Million | $1.00 Million | ▼ -27.9% |
| 1992 | 0.11x | $1.20 Million | $10.90 Million | $1.20 Million | ▼ -44.2% |
| 1991 | 0.20x | $1.40 Million | $7.10 Million | $1.40 Million | ▼ -20.2% |
| 1990 | 0.25x | $2.10 Million | $8.50 Million | $2.10 Million | ▼ -36.4% |
| 1989 | 0.39x | $3.30 Million | $8.50 Million | $3.30 Million | — |