Community Bank System Inc (CBU) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.57x

Community Bank System Inc (CBU) has a Cash Flow Reinvestment Rate of 0.57x as of December 2025, reinvesting $48.12 Million (capex $38.41 Million plus investments $9.70 Million) from operating cash flow of $84.58 Million. Explore Community Bank System Inc (CBU) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.57x
(Capex + Investments) / Operating CF

Total Reinvested

$48.12 Million
Capex + Investments

Operating Cash Flow

$84.58 Million
USD

Capital Expenditures

$38.41 Million
USD

Community Bank System Inc Cash Flow Reinvestment Rate (1989–2025)

Historical reinvestment intensity for Community Bank System Inc across 37 annual periods. Also explore CBU current and non-current assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Community Bank System Inc (1989–2025)

Year-by-year capital reinvestment analysis for Community Bank System Inc. For live market cap and broader valuation context, see Community Bank System Inc market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.40x $120.94 Million $301.86 Million $68.53 Million ▼ -88.7%
2024 3.53x $856.32 Million $242.28 Million $20.70 Million ▲ +103.2%
2023 1.74x $397.41 Million $228.42 Million $18.59 Million ▼ -82.3%
2022 9.81x $2.11 Billion $214.60 Million $12.92 Million ▲ +32.4%
2021 7.41x $1.50 Billion $202.55 Million $13.18 Million ▲ +209.5%
2020 2.39x $429.85 Million $179.48 Million $14.39 Million ▲ +215.3%
2019 0.76x $153.80 Million $202.50 Million $5.69 Million ▲ +277.4%
2018 0.20x $44.55 Million $221.41 Million $12.65 Million ▼ -85.2%
2017 1.36x $258.64 Million $189.67 Million $10.82 Million ▲ +48.6%
2016 0.92x $124.55 Million $135.77 Million $12.44 Million ▼ -63.4%
2015 2.51x $299.67 Million $119.57 Million $12.40 Million ▼ -7.6%
2014 2.71x $331.31 Million $122.10 Million $13.38 Million ▼ -3.1%
2013 2.80x $288.99 Million $103.18 Million $13.86 Million ▼ -64.9%
2012 7.98x $865.23 Million $108.42 Million $10.85 Million ▲ +2919.5%
2011 0.26x $24.94 Million $94.38 Million $9.61 Million ▲ +63.3%
2010 0.16x $15.72 Million $97.09 Million $15.72 Million ▼ -48.6%
2009 0.31x $13.89 Million $44.13 Million $13.89 Million ▲ +61.8%
2008 0.19x $11.00 Million $56.50 Million $11.00 Million ▲ +0.7%
2007 0.19x $9.78 Million $50.60 Million $9.78 Million ▲ +117.5%
2006 0.09x $6.49 Million $73.10 Million $6.49 Million ▼ -37.8%
2005 0.14x $10.28 Million $71.97 Million $10.28 Million ▲ +65.7%
2004 0.09x $7.38 Million $85.61 Million $7.38 Million ▼ -24.3%
2003 0.11x $8.32 Million $73.07 Million $8.32 Million ▼ -25.1%
2002 0.15x $8.83 Million $58.08 Million $8.83 Million ▼ -9.7%
2001 0.17x $7.73 Million $45.88 Million $7.73 Million ▲ +1.3%
2000 0.17x $5.30 Million $31.91 Million $5.30 Million ▼ -26.7%
1999 0.23x $8.87 Million $39.10 Million $8.87 Million ▲ +68.5%
1998 0.13x $4.90 Million $36.40 Million $4.90 Million ▼ -64.4%
1997 0.38x $9.00 Million $23.80 Million $9.00 Million ▲ +257.1%
1996 0.11x $1.80 Million $17.00 Million $1.80 Million ▼ -86.2%
1995 0.77x $8.80 Million $11.50 Million $8.80 Million ▲ +408.9%
1994 0.15x $2.00 Million $13.30 Million $2.00 Million ▲ +89.5%
1993 0.08x $1.00 Million $12.60 Million $1.00 Million ▼ -27.9%
1992 0.11x $1.20 Million $10.90 Million $1.20 Million ▼ -44.2%
1991 0.20x $1.40 Million $7.10 Million $1.40 Million ▼ -20.2%
1990 0.25x $2.10 Million $8.50 Million $2.10 Million ▼ -36.4%
1989 0.39x $3.30 Million $8.50 Million $3.30 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow